General Manager

Key Responsibilities:

1. Audit Planning and Execution:

• Develop and execute a risk based internal audit plan for the microfinance portfolio.
• Conduct audits of microfinance lending, credit underwriting, collections and financial reporting processes.
• Assess compliance with bank policies, regulatory guidelines and industry best practices.

2. Risk Management and Compliance:

• Identify potential risks in microfinance operations and recommend mitigation strategies to improve quality, reduce cost, increase productivity, and improve TAT by reducing redundancies, rework, etc. in Business Process.
• Liaise with regulatory authorities (RBI) on all compliance-related matters.
• Monitor adherence to internal controls and risk management frameworks.

3. Process Evaluation and Improvement:

• Conduct regular internal audits and reviews to assess compliance with internal policies, procedures, and regulatory requirements.
• Managing audit queries and resolution.
• Analyze existing microfinance processes and identify areas for improvement in efficiency, effectiveness, and risk mitigation.

4. Stakeholder Collaboration:

• Provide management with project status updates, feedback, and appropriate reporting on key responsibilities and objectives
• Achieve buy-in from all stakeholders for the successful application of performance excellence / performance improvement.

Experience:

Technical Skills:

• Strong understanding of RBI guidelines and regulations pertaining to microfinance lending.
• Proficiency in audit techniques, risk assessment and data analysis.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication, interpersonal, and presentation skills.
• Proven ability to work independently and as part of a team.
• Strong organizational and time-management skills.
• Proficiency in Microsoft Office Suite