Functional Testing (Payments Domain)

Payments QA Specialist

Key Responsibilities:

• Perform comprehensive QA for payment flows covering

  initiation, clearing, settlement, returns, investigations, and reconciliation

  .
• Validate and test

  SWIFT MT/MX messages

  , including field-level verification, MT/MX mapping, and ISO 20022 schema validation.
• Work on message types such as

  pacs.008, pacs.002, pain.001

  , and other relevant ISO 20022 messages.
• Ensure compliance with global payment schemes:

  SEPA, NPP, real-time payments, RTGS, cross-border payments, and domestic payments

  .
• Review payment processing logic, rulebooks, scheme-specific validations, and operational flows.
• Coordinate with development and product teams to identify defects and ensure high-quality deliverables.
• Support automation and regression testing for payment systems where applicable.

Required Skills & Experience:

• Strong hands-on experience with

  SWIFT MT/MX

  ,

  ISO 20022

  , and global payment schemes.
• In-depth understanding of

  payment clearing and settlement

  , message validations, and scheme rule interpretation.
• Experience in

  payment reconciliation

  , exception handling, and returns processing.
• Knowledge of

  real-time payments, SEPA, NPP

  , and cross-border payment flows.
• Familiarity with QA processes, test case creation, defect reporting, and end-to-end testing methodologies.
• Experience with automation frameworks is an added advantage.

Interested? Apply or DM directly.

If this role isn’t for you but you know someone perfect for it, we’d be grateful if you passed it along. Thank you!