FCI:RCU Regional Onboarding Team

About Collections

The Collection department focuses on the collection of the bank s various loan products like Home Loans, Car Loans, and Personal Loans among others While Underwriting department focuses on risk mitigation towards the loan offered to the customers The department is key for the Loans business vertical as it is responsible for controlling and ensuring timely EMI collection and maintaining risk of the businessAbout the RoleThe Fraud Control Unit (RCU) Regional Onboarding Team is responsible for detecting fraud by ensuring detailed optimal investigation through sampling of cases, managing agencies and by conducting thorough verificationEnsure completion of Contact Point Verification & Land Records Verification (wherever applicable as per the designated sampling percentage) of prospective merchants, tractor loan borrowers and other Retail Agri borrowers within the designated TATResponsible for sampling of cases as a percentage of the total cases to ensure complianceResponsible for agency management to organize the business and manage operations more effectivelyQualificationsGraduation/ Post-Graduation from a recognized instituteRole ProficienciesKnowledge and understanding of Collection and Market DynamicsKnowledge of regulatory guidelines and normsShould possess operational and system knowledgeGood communication (both verbal and written) skill in both English and the local languageAbility to manage complex client situationsAbility to manage risk and uncertainty for self and team within a dynamic priority-setting environmentAbility to handle pressure and meet deadlines#ComeAsYouAre We are dil se open Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply