Executive / Senior Executive - Banking

Interested candidates can apply on the given number --9519701631.

Role Overview

The Business Development Executive (BDE) will play a key role in sourcing, processing, and managing business loan applications in partnership with banks. The BDE will be responsible for field-level engagement with farmers, FPOs, MSMEs, and bank branches, ensuring smooth loan sourcing and disbursement through the AGRANI platform (LOS & LMS).

Key Responsibilities

1. Lead Generation & Sourcing

• Identify and source loan leads (KCC, Commodity Finance, FPO Finance, Dairy, Business Loans, etc.) in assigned districts.
• Engage with farmers, FPOs, and local businesses to create awareness about banking products. • Maintain relationships with key stakeholders like panchayats, farmer groups, cooperatives, and retailers. .

2. Bank Branch Coordination

• Act as the primary link between LeadsConnect and Bank branches.
• Submit and track applications in the CRM / Agrani App.
• Ensure timely follow-up with bank officials for sanction and disbursement of loans.

3. Field Activities

• Conduct village-level meetings, awareness sessions, and loan camps.
• Collect required KYC and financial documents from clients.
• Support in CIBIL/credit check process with client consent.

4. Business Monitoring & Reporting

• Achieve monthly and quarterly business targets as defined.
• Submit daily sourcing, sanction, and disbursement updates in the prescribed format.
• Provide MIS reports on field activities and branch interactions.

5. Compliance & Documentation

• Ensure all loan files are complete in documentation as per bank norms.
• Adhere to compliance guidelines issued by LeadsConnect and partner banks.
• Avoid any malpractice; maintain transparency and integrity in operations.

Qualifications & Skills Required

• Minimum Graduate (Commerce / Agriculture / Business preferred).
• 13 years of experience in sales/financial services/agribusiness (Freshers with strong local knowledge can be considered).
• Knowledge of agri-finance / banking products will be an advantage.
• Strong communication and interpersonal skills (local language proficiency is a must).
• Ability to travel extensively within the district.
• Basic knowledge of MS Office, CRM, and Android mobile applications.

Compensation & Benefits

• Fixed Salary: Rs15,000 Rs 25,000 per month (depending on experience and location).
• Travel & Communication Allowance as per company policy.
• Attractive performance-based incentives linked to loan disbursements.
• Career growth opportunities within the Banking vertical.

Performance Metrics (KPIs)

• Loan Sourcing Target (monthly disbursement value).
• Number of quality leads submitted in CRM.
• Conversion ratio from sourced leads to sanctioned loans.
• Relationship management with bank branches and FPOs.
• Adherence to compliance and documentation standards.

For further clarification, connect on the same number.