Enterprise Risk Manager

10 - 12 years

0 Lacs

Posted:22 hours ago| Platform: Foundit logo

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Work Mode

On-site

Job Type

Full Time

Job Description

About Us

Moder

Equipped with diverse tools, platforms, solutions, and services we strive to work towards our mission to positively impact the financial health of companies by powering in-house processes using top talent, workflow best practices, and progressive technology.

Link - https://www.gomoder.com/about-moder

About the Risk Management Department

regulatory requirements, investor guidelines, and internal policies

About the Role

Risk Manager

Key Responsibilities

1) Risk Strategy & Governance

  • Define and maintain the

    Enterprise Risk Management (ERM) framework

    covering IT and Credit Risk.
  • Lead

    Risk & Control Self-Assessments (RCSA)

    and oversee risk taxonomy, materiality thresholds, and risk appetite statements.
  • Chair/drive

    risk committees

    (e.g., Technology Risk Council, Credit Risk Committee); set agendas and action trackers.
  • Establish

    policies, standards, and procedures

    (e.g., Information Security Policy, Credit Policy, Underwriting Standards).

2) IT Risk Management

  • Oversee

    IT risk assessments

    across applications, infrastructure, cloud, data, and cybersecurity.
  • Implement and monitor

    controls

    for access management, change management, SDLC, vendor risk, incident management, DR/BCP.
  • Coordinate

    program/control testing

    (e.g., vulnerability management, patch compliance, backup/restoration testing).
  • Track and remediate

    technology risk issues

    ; perform root-cause analysis for incidents and near-misses.

3) Credit Risk Management

  • Own

    credit risk frameworks

    : underwriting standards, risk grading, concentration/sector limits, and portfolio monitoring.
  • Validate models/scorecards (in partnership with Credit/Analytics) and monitor

    PD/LGD/EAD

    and override rates.
  • Drive

    portfolio analytics

    : delinquency trends, NPA/NPL movement, roll rates, vintage analysis, and loss forecasting.
  • Oversee

    credit approvals

    governance, exception management, and post-disbursement reviews.

4) Stakeholder Leadership

  • Lead and mentor a team of

    risk analysts/testers

    ; build domain capabilities and succession plans.
  • Partner with

    Business, Credit, IT, InfoSec, Compliance, Legal, Internal Audit

    for risk remediation and continuous improvement.
  • Required Skills & Experience

    • 1012+ years

      in Risk Management with leadership exposure to

      IT Risk

      and

      Credit Risk

      (banking/NBFC/fintech/enterprise).
    • Strong command of

      risk frameworks

      (e.g., ERM, COSO, Three Lines of Defense); for IT risk:

      NIST/ISO 27001/PCI/FFIEC

      ; for credit risk:

      policy governance, portfolio monitoring, provisioning

      .
    • Proven experience in

      program/control testing

      ,

      KPI/KRI validation

      , and

      risk reporting

      to senior leadership/Boards.
    • Solid analytical skills (risk analytics, trend detection, root-cause analysis); proficiency with dashboards (e.g., Power BI/Tableau) is a plus.
    • Excellent stakeholder management, communication, and

      team leadership

      .
    • Must possess strong people Management Experience

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