Engineering Manager - AI & ML

About CheQ

At CheQ, were turning the chaos of credit into a journey thats clear, rewarding, and even a little fun. With 50,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, were fast becoming Indias favorite way to go from credit-stressed to credit-smart.

Founded by ex-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isnt just another fintech, its a full-stack credit experience.

Here’s what makes us different:

• Credit, simplified Track, pay, and optimise every credit card, loan, and bill in one smooth dashboard.
• AI that actually helps Meet Wisor, India’s first AI-powered credit advisor giving real financial intelligence, not just data.
• More than payments Rewards, instant loans, and an embedded wallet all stitched into one seamless journey.

We’re here to make managing money feel less like a chore and more like a win

Engineering Team @CheQ

Engineers at CheQ are true builders. They bring in a myriad of ideas, and create the infrastructure, systems and products that drive our services. Our engineers build Zero to One products, microservices, DBs and everything else (from farm to table).

With their magic they take a product, feature or experience from ideation to production, always keeping the customers and their interests in mind. This includes understanding consumer & business needs, critiquing & challenging product and design counterparts and owning the execution & delivery of the scope.

Up for the challenge? Get in touch

What you’ll be doing

We’re much more than our job descriptions, but here’s where you’ll begin:

• Lead and deliver large-scale platform and product initiatives that impact millions of users.
• Collaborate with product, design, and business teams to translate complex business problems into scalable technical solutions.
• Guide the team in adopting AI/ML models and frameworks, exploring their application in personalization, credit risk, fraud detection, or smart recommendations.
• Review architecture, suggest best practices, and ensure resilient, performant, and secure code.
• Perform technical mentorship and code reviews to build a culture of engineering excellence.
• Take ownership of system design and architecture for key services.
• Set up and maintain CI/CD pipelines and contribute towards infrastructure decisions.
• Ensure rigorous security and data protection practices in collaboration with DevSecOps.
• Stay ahead of the curve by continuously evaluating and integrating new tools, trends, and AI technologies.
  

What you’ll need

• 8+ years of experience in backend/frontend engineering roles with at least 2+ years in tech leadership or architect roles.
• Proven track record of leading engineering teams on complex projects from idea to production.
• Strong coding skills in Node.js, Python, JavaScript, and proficiency in web frameworks.
• Comfortable with cron jobs, RESTful APIs, containerization (Docker/Kubernetes) and GCP/AWS.
• Experience with RDBMS and NoSQL databases like MySQL, MongoDB, Redis, Elasticsearch.
• Familiarity with modern frontend practices using HTML, CSS, JS, and build tools like Webpack, NPM.
• Solid grasp on Git and code lifecycle workflows.
• Exposure to or working knowledge of AI/ML concepts, such as:
  
• Personalization engines
• Predictive modeling (risk/fraud)
• NLP (chatbots, document classification & extraction)
• Working with APIs from platforms like OpenAI, Gemini ,Anthropic
• Working with libraries like HuggingFace, Langchain, or Vertex AI.

Why should you join CheQ

You own it, we trust you

Shape your work with freedom, deliver with ownership, backed by trust.

Bold, fast & human
We push boundaries together, and deliver with agility, rigor, and heart. Always looking out for one another.

Growth by osmosis
Learn directly from a stellar leadership team with rich, diverse backgrounds.

And that’s just the start:

• Pay that matches the best in the industry.
• The thrill of solving real India-first problems at scale.
• Exposure to cutting-edge tech and innovation.

What you will not get

• Monotony Work is dynamic, expect variety every day.
• Slow climbs Growth here is about leaps, not ladders.
• Layers of red tape We believe in speed, not bureaucracy.