Overview: We are seeking a highly skilled, hands-on Director in Payments Technology to drive innovation, architecture, and delivery in a fast-paced environment. As a senior individual contributor, you will lead by example, applying deep technical expertise in payment systems to design, develop, and implement robust, scalable, and secure solutions. You will collaborate with cross-functional teams to transform the payments ecosystem, ensuring the organization remains at the forefront of technological advancements in the industry. Role Description Work closely with engineers and develop best technical design and implement high quality software solutions. Provide engineering execution excellence, as well as technical vision and direction, to ensure the engineering team is aligned with the strategy of the bank. Mentor and coach junior developers to improve their technical skills. Conduct code reviews to ensure high quality code and adherence to best engineering practices. Actively participate in technical solutions and provide end to end ownership of technology solutions delivered to meet requirements to realize both functional and non-functional capabilities. Troubleshoot and resolve technical issues in a timely manner. Work closely with business analyst, architects & other stakeholders to understand and develop the solution. Key Responsibilities As a Principal Engineer in Payments Technology, you play a pivotal role in ensuring the development and maintenance of payment systems that are efficient, secure, and scalable. Your responsibilities would include both hands-on technical tasks and leadership duties to drive the success of the payments team. Here are the key responsibilities: Technical Leadership Own end-to-end technical design and development of payment platforms, ensuring high availability, scalability, and performance. Evaluate and implement emerging technologies to enhance the payments ecosystem. Provide technical direction to the development team, setting coding standards, best practices, and architectural guidelines. Oversee the implementation of complex payment systems, ensuring that they meet the requirements for reliability, performance, and scalability. Act as a technical advisor, solving complex engineering problems and making decisions on system architecture and design. System Design and Development Design and develop key components of payment systems, including transaction processing, security, and integrations. Ensure that systems are optimized for high transaction volumes and low latency, especially for real-time or near-real-time payments. Review and approve designs, code, and pull requests, focusing on quality, efficiency, and security. Security and Compliance Implement security best practices to protect payment data, including encryption, tokenization, and fraud prevention measures. Collaborate with security teams to conduct regular vulnerability assessments and audits. Collaboration with Cross-Functional Teams Work closely with product managers, architects, and stakeholders to understand business requirements and translate them into technical specifications. Collaborate with DevOps, QA, and infrastructure teams to support deployment, testing, and monitoring of payment systems. Performance Optimization and Scalability Identify and address performance bottlenecks, optimizing the system for speed and efficiency. Work on scaling strategies to handle growing transaction volumes, especially during peak usage periods. Implement caching, load balancing, and database optimization techniques as needed. Mentorship and Team Development Mentor and guide junior and mid-level engineers, helping them improve their technical skills and understanding of payments technology. Conduct code reviews, provide feedback, and encourage best practices to ensure high-quality code. Hands-On Contribution - Write, review, and optimize code in languages such as Java, Python, or Go. Build and maintain CI/CD pipelines and DevOps practices. Ensure robust testing and automation frameworks to maintain quality. Operational Excellence - Set up monitoring and logging systems for real-time tracking of payment transactions, system health, and performance metrics. Lead the troubleshooting and resolution of production issues, especially those related to payments processing and customer impact. Work on post-incident reviews to identify root causes, prevent recurrence, and improve the overall system reliability. Experience & Skills required Bachelors degree or higher in Computer Science Engineering, or related fields. 15-20 years of hands-on development experience on Java/J2EE based Enterprise Applications. Experience in design/development of highly scalable, available, large scale monolith banking applications The candidate must demonstrate excellent software development skills in Java/J2EE technologies ( EJB, JMS ) , Spring, Spring Boot Microservices . Experience with Open-source technologies, framework, platforms, and tools Experience in web services ( SOAP,REST ) and xml technologies . Experience in database technologies SQL, Oracle. Experience with application servers Tomcat , Weblogic Good understanding of SRE practices and tools. Individuals who have a desire of self-improvement through experience, observation, introspection, reading and discussion Experience in Agile Software Development Has skills to conduct various performance test for e.g Load, spike, breakpoint, endurance to understand application/service limits. Has skills to orchestrate release workflow and implement CI/CD pipelines using Jenkins, Bitbucket, uDeploy, Docker, Kubernetes etc . Domain /Functional knowledge Banking, Financial Services, Payments Knowledge of BDD/TD methodologies and technologies like Cucumber, Test Automations using Java Experience in Development and Monitoring Tools (e.g. IntelliJ/Eclipse, Splunk, AppDynamics, New Relic) Experience in GCP (Google cloud platform) is desirable . Excellent communication, collaborationand problem-solving skills. Qualification Bachelors degree(Preferably in science, computers, information technology)
