DD UNDERWRITER

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About the Role

Due Diligence Underwriters

Key Responsibilities

Loan Application Review:

• Analyze and verify mortgage loan applications to ensure all required documentation is complete and accurate.
• Assess borrower profiles including credit history, employment, income, and existing debt obligations.
• Validate property values through appraisal reports and alternative valuation tools.

Credit & Financial Analysis:

• Review credit reports to determine borrower creditworthiness.
• Analyze financial statements, tax returns, pay stubs, and other supporting income documents.
• Accurately calculate

  Debt-to-Income (DTI)

  and

  Loan-to-Value (LTV)

  ratios.

Property Valuation Review:

• Evaluate appraisal reports and alternative value products for compliance with client requirements.
• Ensure property valuations are reliable and accurate.

Compliance & Risk Assessment:

• Ensure all loans comply with

  federal, state, and local mortgage regulations

  .
• Follow company policies, investor guidelines, and client-specific requirements.
• Identify potential risks and assess the overall risk profile of mortgage applications.

Essential Skills & Requirements

• Bachelor's degree in Commerce, Business, Finance, or a related field.
• Prior experience in

  mortgage underwriting, processing, or due diligence

  (minimum 6 months).
• Strong knowledge of

  mortgage regulations, compliance requirements, and industry best practices

  .
• Excellent analytical, problem-solving, and decision-making skills.
• Strong attention to detail and organizational abilities.
• Proficiency in mortgage processing software, Excel, and financial tools.
• Good communication skills (written & verbal) to interact with internal stakeholders and clients.
• Ability to work in a

  fast-paced, deadline-driven environment

  .
• Certification in mortgage underwriting or related areas will be an added advantage.

Why Join Us

• Opportunity to work with a leading mortgage BPO/KPO organization.
• Exposure to global clients and US mortgage standards.
• Competitive salary with growth opportunities.
• Learning-driven culture with continuous professional development.

Additional Information

• Must be flexible to work in

  Night Shift (US Hours)

  .
• Immediate joiners preferred.