95 Post Closing Jobs

We are seeking a highly skilled and experienced Operations Manager US Mortgage Operations to lead and manage a team supporting critical US mortgage processes. The ideal candidate will bring deep domain expertise in US mortgage operations, proven people management capabilities, and the ability to drive operational excellence. ROLES AND RESPONSIBILITIES Lead, mentor, and manage a team of mortgage professionals handling end-to-end mortgage operations across one or more lines of business (Origination, Processing, Underwriting, Closing, PostClosing, Servicing, or Default). Ensure team adherence to client-specific service level agreements (SLAs), compliance requirements, and quality standards. Monitoring of daily/weekly workflow, allocate resources, and track productivity to meet business targets. Conduct regular performance reviews, coaching, and training to enhance team efficiency and domain expertise Strong domain knowledge in at least one of the following mortgage lines of business: Loan Origination & Processing/ Underwriting & Closing/ Post-Closing/ Performing Servicing/ Foreclosure/ Bankruptcy/ Default Servicing/ Quality Control. Proven experience in people management, team building, and performance coaching. Sound understanding of US mortgage regulations, compliance standards, and investor guidelines. Excellent communication, client management, and stakeholder engagement skills.

Position: Underwriter Position Summary: Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Roles and Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain the confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production. Meeting the daily SLA requirement Meeting the daily Quality requirements Qualifications Education : Bachelor's in any stream. Knowledge/Skills/Abilities: Experienced mortgage professional with 2-3 years with mortgage underwriting Has a complete understanding of Conventional, FHA, and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance • Can multitask and manage time efficiently • Has strong organizational skills, attention to detail, and basic Microsoft Office skills Good analytical and problem-solving skills. Strong organization and verbal and written communication skills. Highly adaptive and open to changes as the organization grows and its needs evolve.

Lead manage Post Closing, PQA, and Loan Origination functions in alignment with US mortgage industry standards Ensure compliance with TRID guidelines, federal regulations, investor requirements Drive operational governance, monitor process adherence Required Candidate profile Create monitor KRAs to align team performance with organizational goals Maintain service level standards (SLAs) ensure delivery within defined timelines Identify training needs, implement upskilling Perks and benefits Perks and Benefits

US Mortgage Voice Process Indent - 20 Work from office - Thane Good to Excellent comms - Cluster 2 voice select 24/7 shifts with 2 rotational offs Hsc + any 6 months experience on paper Grad fresher Required Candidate profile HR- Amcat - Ops (Candidate should have basic logical reasoning and mathematical ability) Follow thane IBU boundaries Immediate joining

US Mortgage Voice Process Indent - 20 Batch date - Joining date 30-sep-2024 Work from office - Thane Good to Excellent comms - Cluster 2 voice select 24/7 shifts with 2 rotational offs Hsc + any 6 months experience on paper Grad fresher Required Candidate profile HR- Amcat - Ops (Candidate should have basic logical reasoning and mathematical ability) Follow thane IBU boundaries Immediate joining

Batch date - 17th March, 2025 Work from office - Thane Good to Excellent comms - Cluster 1 or 2 voice select 24/7 shifts with 2 rotational offs Hsc+any 6 months experience on paper /Graduate fresher Salary: 23k in hand HR- Amcat - Ops

US Mortgage Voice Process Indent - 20 Work from office - Thane Good to Excellent comms - Cluster 2 voice select 24/7 shifts with 2 rotational offs Hsc + any 6 months experience on paper Grad fresher Required Candidate profile HR- Amcat - Ops (Candidate should have basic logical reasoning and mathematical ability) Follow thane IBU boundaries Immediate joining

US Mortgage Voice Process Indent - 20 Batch date - Joining date 30-sep-2024 Work from office - Thane Good to Excellent comms - Cluster 2 voice select 24/7 shifts with 2 rotational offs Hsc + any 6 months experience on paper Grad fresher Required Candidate profile HR- Amcat - Ops (Candidate should have basic logical reasoning and mathematical ability) Follow thane IBU boundaries Immediate joining

Batch date - 17th March, 2025 Work from office - Thane Good to Excellent comms - Cluster 1 or 2 voice select 24/7 shifts with 2 rotational offs Hsc+any 6 months experience on paper /Graduate fresher Salary: 23k in hand HR- Amcat - Ops

US Mortgage Voice Process Indent - 20 Work from office - Thane Good to Excellent comms - Cluster 2 voice select 24/7 shifts with 2 rotational offs Hsc + any 6 months experience on paper Grad fresher Required Candidate profile HR- Amcat - Ops (Candidate should have basic logical reasoning and mathematical ability) Follow thane IBU boundaries Immediate joining

US Mortgage Voice Process Indent - 20 Batch date - Joining date 30-sep-2024 Work from office - Thane Good to Excellent comms - Cluster 2 voice select 24/7 shifts with 2 rotational offs Hsc + any 6 months experience on paper Grad fresher Required Candidate profile HR- Amcat - Ops (Candidate should have basic logical reasoning and mathematical ability) Follow thane IBU boundaries Immediate joining

Batch date - 17th March, 2025 Work from office - Thane Good to Excellent comms - Cluster 1 or 2 voice select 24/7 shifts with 2 rotational offs Hsc+any 6 months experience on paper /Graduate fresher Salary: 23k in hand HR- Amcat - Ops

Dear Candidate, We are hiring for Mortgage Post Closing Loan Delivery| Bangalore for Bengaluru Location. Any graduate can apply Job Title: Analyst Grade: G Job Category: Analyst Function/Department: Operations Reporting to: Team Leader Role Description: As an analyst, the role of the individual is to duties with utmost dedication and concentration. It required to thoroughly review the loan, and relevant documents to assess the valid bundle for the investor. Need to show best document knowledge and interacting with concerned department to obtain required information. Also, perform timely follow ups with the concern department to ensure the information is from acceptable source and accurate. Roles & Responsibilities: This procedure provides instructions for conducting an audit of the closing documents and finalizing the loan record to ensure a compliant and saleable loan. PDF creation of delivery package in its entirety based on Investor checklist requirements. Docs needs to review as per the Post Closing checklist - major docs are SI w/ Rider(s), Note, Deed, POA, Final CD, FHA/VA Case No., Notice of Right to Cancel, HOI, Flood Cert/ Insurance, 1003, Tax Info Sheet, Title Docs, PMI, Appraisal w/ Completion Report, Name Affidavit, 4506-T, UW Conditions After completing the checklist review and document verification, loan delivery package is built which includes the Signed 1003, Closing package, HMDA letter, Investor letter, Hazard letter, E-Consent (if available), and Wells submission summary (if available) which would be marked as ready to ship. Once the loan is reviewed based on the PC checklist, the package is delivered to Fannie/Freddie/ or the Investor on their portal and shipping details are filled up which includes - Actual Ship Date, Investor Loan# and Post Closer name. Liaise with others within the process in the event to deliver packages and work on the rush request. Clear Communication - during all conversations with employers, clients and internal managers or stakeholders, uses clear communication that delivers information and solutions in an easy manner. Teamwork consistently work together, trust each other, and engage in constructive conversations for the good of the team. ROLE HOLDER PROFILE A. Preferred educational qualifications: Minimum 10+2+3 passed B. Preferred work experience: Experienced with minimum 1 year of experience in a Mortgage Post Closing process Loan Delivery. C. Skills and Competencies: Good Verbal and written communication i. Functional / Technical: Computer literate eg. Outlook, Word, Internet Explorer Typing skills: Process specific cut offs Good written & spoken English communication (B2) ii. Behavioral: Professional & Courteous in mannerisms Regards SPARK CONSULTANCY

Dear Candidate, We are hiring for Mortgage Post Closing Loan Delivery| Bangalore for Bengaluru Location. Any graduate can apply Job Title: Analyst Grade: G Job Category: Analyst Function/Department: Operations Reporting to: Team Leader Role Description: As an analyst, the role of the individual is to duties with utmost dedication and concentration. It required to thoroughly review the loan, and relevant documents to assess the valid bundle for the investor. Need to show best document knowledge and interacting with concerned department to obtain required information. Also, perform timely follow ups with the concern department to ensure the information is from acceptable source and accurate. Roles & Responsibilities: This procedure provides instructions for conducting an audit of the closing documents and finalizing the loan record to ensure a compliant and saleable loan. PDF creation of delivery package in its entirety based on Investor checklist requirements. Docs needs to review as per the Post Closing checklist - major docs are SI w/ Rider(s), Note, Deed, POA, Final CD, FHA/VA Case No., Notice of Right to Cancel, HOI, Flood Cert/ Insurance, 1003, Tax Info Sheet, Title Docs, PMI, Appraisal w/ Completion Report, Name Affidavit, 4506-T, UW Conditions After completing the checklist review and document verification, loan delivery package is built which includes the Signed 1003, Closing package, HMDA letter, Investor letter, Hazard letter, E-Consent (if available), and Wells submission summary (if available) which would be marked as ready to ship. Once the loan is reviewed based on the PC checklist, the package is delivered to Fannie/Freddie/ or the Investor on their portal and shipping details are filled up which includes - Actual Ship Date, Investor Loan# and Post Closer name. Liaise with others within the process in the event to deliver packages and work on the rush request. Clear Communication - during all conversations with employers, clients and internal managers or stakeholders, uses clear communication that delivers information and solutions in an easy manner. Teamwork consistently work together, trust each other, and engage in constructive conversations for the good of the team. ROLE HOLDER PROFILE A. Preferred educational qualifications: Minimum 10+2+3 passed B. Preferred work experience: Experienced with minimum 1 year of experience in a Mortgage Post Closing process Loan Delivery. C. Skills and Competencies: Good Verbal and written communication i. Functional / Technical: Computer literate eg. Outlook, Word, Internet Explorer Typing skills: Process specific cut offs Good written & spoken English communication (B2) ii. Behavioral: Professional & Courteous in mannerisms Regards SPARK CONSULTANCY

Dear Candidate, We are hiring for Mortgage Post Closing Loan Delivery| Bangalore for Bengaluru Location. Any graduate can apply Job Title: Analyst Grade: G Job Category: Analyst Function/Department: Operations Reporting to: Team Leader Role Description: As an analyst, the role of the individual is to duties with utmost dedication and concentration. It required to thoroughly review the loan, and relevant documents to assess the valid bundle for the investor. Need to show best document knowledge and interacting with concerned department to obtain required information. Also, perform timely follow ups with the concern department to ensure the information is from acceptable source and accurate. Roles & Responsibilities: This procedure provides instructions for conducting an audit of the closing documents and finalizing the loan record to ensure a compliant and saleable loan. PDF creation of delivery package in its entirety based on Investor checklist requirements. Docs needs to review as per the Post Closing checklist - major docs are SI w/ Rider(s), Note, Deed, POA, Final CD, FHA/VA Case No., Notice of Right to Cancel, HOI, Flood Cert/ Insurance, 1003, Tax Info Sheet, Title Docs, PMI, Appraisal w/ Completion Report, Name Affidavit, 4506-T, UW Conditions After completing the checklist review and document verification, loan delivery package is built which includes the Signed 1003, Closing package, HMDA letter, Investor letter, Hazard letter, E-Consent (if available), and Wells submission summary (if available) which would be marked as ready to ship. Once the loan is reviewed based on the PC checklist, the package is delivered to Fannie/Freddie/ or the Investor on their portal and shipping details are filled up which includes - Actual Ship Date, Investor Loan# and Post Closer name. Liaise with others within the process in the event to deliver packages and work on the rush request. Clear Communication - during all conversations with employers, clients and internal managers or stakeholders, uses clear communication that delivers information and solutions in an easy manner. Teamwork consistently work together, trust each other, and engage in constructive conversations for the good of the team. ROLE HOLDER PROFILE A. Preferred educational qualifications: Minimum 10+2+3 passed B. Preferred work experience: Experienced with minimum 1 year of experience in a Mortgage Post Closing process Loan Delivery. C. Skills and Competencies: Good Verbal and written communication i. Functional / Technical: Computer literate eg. Outlook, Word, Internet Explorer Typing skills: Process specific cut offs Good written & spoken English communication (B2) ii. Behavioral: Regards SPARK CONSULTANCY

Openings for Post Closing - US mortgage Process Location : Bangalore CTC : Best in the Industry Education : Any Degree Shift : Night Shift

Pragma Edge Software services private limited is looking for Operation Analyst - US North America Process to join our dynamic team and embark on a rewarding career journey Communicating with upper management to develop strategic operations goals. Developing strategic long-range plans to achieve strategic objectives. Creating and managing the organizations fiscal operating and capital budget and expenses. Monitoring operational performance of both internal and external service providers. Monitoring facility condition and environmental performance and recommending or approving funding levels and spending plans. Providing a workplace setting that is conducive to productive work. Monitoring occupant satisfaction. Monitoring construction and renovation projects. Monitoring performance metrics. Receiving and responding to approvals and notifications.

We are urgently hiring experienced professionals for the US Mortgage Pre-Closing process. If you have hands-on experience in loan processing and mortgage operations, this is an excellent opportunity to join a growing team. Role Details: Experience: 2 to 5 years CTC: 1 LPA 4.5 LPA Notice Period: 0 to 15 days (including serving notice) Location Preference: Candidates currently based in Bangalore only Key Responsibilities: Handle US mortgage pre-closing processes with accuracy and efficiency Review loan documentation for loan processing, loan origination, and closing Prepare and validate Closing Disclosure (CD), Initial Closing Disclosure (ICD), Loan Estimate (LE) Collaborate with stakeholders to ensure timely and accurate loan closings Ensure compliance with conventional loan regulations and company standards Requirements: Proven experience in US mortgage, pre-closing, and post-closing processes Strong understanding of mortgage documentation and loan compliance Excellent attention to detail and ability to work in a fast-paced environment Interested candidate can reach to 8494849452 HR (GOWTHAMI)

Greeting from Infosys BPM Ltd., We are hiring candidates for Mortgage Post/Pre-Closing Services Skill. Please walk-in for interview on 4th September at Bangalore Location Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application. Please mention Candidate ID on top of the Resume *** Process Specialist- 1Yr to 5Yrs experience: https://career.infosys.com/jobdesc?jobReferenceCode=PROGEN-EXTERNAL-223068-2 Interview details: Interview Date: 4th September 25 Interview Time: 9:30 AM till 12 PM Interview Venue: JP Nagar: Infosys BPM Limited., #785, Ground Floor Axis Sai Jyoti, 15th Cross 100 Feet Road, Sarakki, 1st Phase. J P Nagar, Bengaluru, Karnataka 560078. Landmark: Near Sindhoor Convention Centre (NOTE: No Candidate parking facility will be available Documents and things to Carry:: Carry a print out your updated resume; Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport). All original education documents need to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree) Candidates to carry mobile charger and ear/headphones to the hiring venue for in-person assessments and evaluations Job Summary The Commercial Pre-Closing Specialist position works with the Relationship Managers (RM) in the Commercial and Business Banking segments to provide sales support and coordinate all new money and renewal requests. This role must be proficient in the commercial online application system (CML), financial information required for underwriting, loan structuring guidelines, collateral requirements, due diligence items and banking processes. The Commercial Pre-Closing Specialist provides an appropriate review of entity documents, appraisals, title insurance, UCC Searches and other required supporting documentation to ensure proper signor authorities and lien position. This role must communicate effectively with other members of the Loan Fulfillment team, RMs, Banking Specialists, Credit Underwriters, in-house legal counsel, and Loan operations to resolve any issues or questions. This position requires a high level of decision-making capabilities and exception processing capability. Key Accountabilities Loan Processing: Reviews and inputs loan submissions from RMs in CML including reviewing financial information, ownership, loan structure and compliance needs; responsible for complete and accurate data entry in CML. Communicates with the RM to gather additional information necessary to deem the application as complete and ready for underwriting. Completes loan pre-closing tasks including ordering appraisals, environment reports, and title/UCC searches; performs a detailed and thorough review of entity documents, title insurance, UCC searches, flood determinations, and other supporting documentation. Collaborates with RM to ensure all conditions precedent to closing required by credit are met. Reviews existing loan documents for accuracy and compliance with loan guidelines. Finalizes post-approval in CML. Communicates with underwriting, Line of Business Executives and Credit Administration to address policy exceptions. Preparation of Loan Documents: Utilizes Loan Guidelines and commercial procedures to ensure documents are prepared in accordance with approval document. Utilizes special loan software to produce accurate and complete loan documents. Prepares template documents outside of loan software (i.e. Rate Modifications & Due Date Changes) Service: Ability to prioritize large pipelines to ensure adherence to service level expectations. Exhibits flexibility in response to the changing banking environment. Ability to work in a fast-paced environment. Provides options and solutions when issues arise. Additional position levels: In addition to the core job requirements outlined above, the Senior & Team Lead roles are also accountable for: Senior Specialist Processes specialty lending products and complex loan transactions. Completes a comprehensive review of loan documents prepared by outside legal counsel to ensure they meet serviceability requirements and terms of approval. Assists in second level reviews of critical items, as needed, to ensure accuracy prior to releasing closing documents. Acts effectively as the first step in the escalation process and exception decisions. Assists in training new team members. Assists in creating and updating processes and procedures for the department. Assists management with special projects. Key Competencies for Position Culture Leadership Communication Effectively shares information and ideas with individuals and groups; displays self-awareness and self-management, tailors the delivery to the audience, and selects suitable delivery method(s). Execution Leadership Attention to Detail Completes work thoroughly and accurately; pursues quality in accomplishing tasks. Problem Solving/Decision Making Seeks to identify what caused the issue; incorporates input from multiple sources (e.g., lines of business, subject matter experts, data, policies, procedures, etc.) to ensure effective action and shared ownership; decisions are sound based on what was known at the time and are based on a blend of analysis, wisdom, experience, and judgement. Technical Knowledge Possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise. Client Leadership Client Focus Puts the client at the center of all decisions; takes action to create a high level of service to internal and external clients; makes and maintains long-term relationships with clients. Qualifications and Education Requirements Associate or bachelors degree preferred but not required. Knowledge of loan documents and experience with loan processing Knowledge of ONB loan policy and Commercial Guidelines preferred but not required. Highly organized with a strong attention to detail. Strong analytical and problem resolution skills. Excellent verbal and written communication skills. Must have experience working in a fast-paced office environment with service level expectations. Must be able to meet deadlines (for Team Lead) Prior supervisor experience preferred Key Measures of Success/Key Deliverables: Service Provides high level of service to RMs Speed – Delivers product within service level expectations Accuracy – Delivers product without errors Interview Location: JP Nagar Work Location: Bangalore Qualification: Graduates & Post graduation Designation: Senior Process Executive/ Process Specialist Job Level: 2A & 3A Shifts: US Shift Experience: 1 Yr to 5 Yrs Notice Period: Immediate Joiners Pointers to note: Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security Clearance Regards, Infosys BPM Recruitment team.

Mortgage Underwriter Exp- 2+ Years Loc- Bangalore Skills- Mortgage, Underwriting,Pre closing ,Loans etc Pkg- 5.5 LPA NP- 0 to 30 Days **Walking interview** Contact- Prabhsimer (9205018536) Email- Prabhsimer.imaginators@gmail.com

Job Title: Quality Manager US Mortgage Process About the Role: We are seeking an experienced Quality Manager to oversee quality assurance and compliance within US mortgage servicing, with a focus on Scratch & Dent (S&D), Qualified Mortgage (QM) / Ability-to-Repay (ATR) regulatory compliance, foreclosure, bankruptcy, loss mitigation, loan modification, and title . The ideal candidate will ensure adherence to regulatory guidelines, investor requirements, and company policies while improving the overall loan quality review process. Post Quality Manager US Mortgage - Work from Office Location – Bangalore / Pune Job Shift – Night Shift (7 Pm to 5 Am) – 5 Days Working US Mortgage Experience is Mandatory Key Responsibilities: Lead the quality control review process for Scratch & Dent mortgage loans to assess underwriting errors, compliance issues, and investor eligibility. Conduct QM/ATR compliance reviews to validate adherence to CFPB regulations, ensuring loan origination and underwriting meet federal and state requirements. Perform comprehensive foreclosure, bankruptcy, loss mitigation, and loan modification reviews to ensure compliance with investor guidelines and regulatory requirements. Conduct title reviews to identify title defects, liens, encumbrances, and ownership issues, ensuring clear and marketable title. Evaluate loans for compliance fails, including HPML (Higher-Priced Mortgage Loans), High-Cost loans, TRID tolerance violations, TILA (Truth in Lending Act) discrepancies , finance charge miscalculations, state regulation failures, and point and fee errors. Develop and implement quality control procedures, policies, checklists, and reporting to enhance the mortgage servicing review process. Collaborate with underwriting, risk, legal, compliance, and audit teams to identify risk trends and develop training and corrective action plans. Ensure adherence to investor guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA, private investors) in Scratch & Dent loan assessments. Perform root cause analysis of defects , recommend solutions, and drive process improvements. Provide training and guidance to quality control analysts and servicing teams to improve loan quality and compliance awareness. Monitor regulatory changes in mortgage servicing, QM, ATR, foreclosure, bankruptcy, loss mitigation, modification, title review, compliance fails, and secondary market guidelines, ensuring policies and procedures remain up to date. Report findings and key performance indicators (KPIs) to senior management and stakeholders. Requirements: 5+ years of experience in mortgage quality control, underwriting, compliance, or risk management within US mortgage servicing . Deep knowledge of Scratch & Dent loan review, QM/ATR regulations, foreclosure, bankruptcy, loss mitigation, modification, title review, and CFPB mortgage servicing guidelines. Strong knowledge of title review processes, title defects, and resolution strategies. Expertise in identifying and resolving compliance fails, including HPML, High-Cost loans, TRID tolerance, TILA, finance charges, state regulation fails, and point and fee miscalculations. Familiarity with GSE (Fannie Mae, Freddie Mac), FHA, VA, USDA, and non-QM mortgage products. Strong understanding of loan origination systems (LOS), servicing platforms, and QC tools.

Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post - Senior Analyst Compliance US Mortgage - WORK FROM OFFICE Location Bangalore or Pune Job Shift – 7 pm to 5 am - Night - 5 Days a Week – Saturday & Sunday Off Working Experience Must Needed: Post Closing Documents Verification Review – US Mortgage Closing Disclosure Loan Estimate TRID TILA RESPA Tolerance Levels WORK FROM OFFICE – NIGHT SHIFT JOB IMMEDIATE JOINER PREFERRED Key Responsibilities: Working knowledge of documents verification in post-closing process of US Mortgage Verify that Non-QM loans meet the Ability-to-Repay (ATR) requirements while remaining within investor and secondary market guidelines. Ensure that all loan disclosures comply with state-specific lending laws and high-cost loan regulations. Reviewing documents related to origination such as CD (Closing Disclosures) , LE (Loan Estimates), 1008, 1003, 1004, 1004D, Credit report . Performed root-cause analysis (RCA) to provide feedback. Experience in checking tolerance levels. Experience in capturing fees in CD & LE and updating it in application and initiate the compliance run. Regulatory Compliance: Ensure mortgage loans comply with relevant laws and regulations, including RESPA, TILA, TRID, HMDA , ECOA, and all applicable state and federal rules. Loan Review & Risk Analysis : Review and analyze mortgage loan files to ensure all required documentation is complete and accurate. Identify any potential risks or discrepancies and ensure corrective actions are taken.

Experience: 4+ Years Joining: Immediate / Max 30 Days Requirements: * Minimum 4 years of experience in US Mortgage Underwriting * Pre-Underwriter, Prepurchase Review, Post Closing Apply Now: devayani.r@kamlaxglobal.com +91 7598020994

Job Title: Due Diligence Underwriter Shift Timing: Night Shift (US Business Hours) Position Type: Full-Time Location: Chennai Experience Range: 6 months 8 years About the Role We are seeking dedicated and detail-oriented Due Diligence Underwriters to join our growing team in Chennai. The role is critical to ensuring the integrity and compliance of the mortgage lending process. You will be responsible for analyzing borrower financials, reviewing loan applications, assessing property valuations, and ensuring adherence to both internal guidelines and regulatory requirements. Key Responsibilities Loan Application Review: Analyze and verify mortgage loan applications to ensure all required documentation is complete and accurate. Assess borrower profiles including credit history, employment, income, and existing debt obligations. Validate property values through appraisal reports and alternative valuation tools. Credit & Financial Analysis: Review credit reports to determine borrower creditworthiness. Analyze financial statements, tax returns, pay stubs, and other supporting income documents. Accurately calculate Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios. Property Valuation Review: Evaluate appraisal reports and alternative value products for compliance with client requirements. Ensure property valuations are reliable and accurate. Compliance & Risk Assessment: Ensure all loans comply with federal, state, and local mortgage regulations . Follow company policies, investor guidelines, and client-specific requirements. Identify potential risks and assess the overall risk profile of mortgage applications. Essential Skills & Requirements Bachelor's degree in Commerce, Business, Finance, or a related field. Prior experience in mortgage underwriting, processing, or due diligence (minimum 6 months). Strong knowledge of mortgage regulations, compliance requirements, and industry best practices . Excellent analytical, problem-solving, and decision-making skills. Strong attention to detail and organizational abilities. Proficiency in mortgage processing software, Excel, and financial tools. Good communication skills (written & verbal) to interact with internal stakeholders and clients. Ability to work in a fast-paced, deadline-driven environment . Certification in mortgage underwriting or related areas will be an added advantage. Why Join Us Opportunity to work with a leading mortgage BPO/KPO organization. Exposure to global clients and US mortgage standards. Competitive salary with growth opportunities. Learning-driven culture with continuous professional development. Additional Information Must be flexible to work in Night Shift (US Hours) . Immediate joiners preferred.

???? Were Hiring Senior US Mortgage Underwriter ???? ???? Location:Chennai ???? Experience:4+ Years ???? Joining:Immediate / Max 30 Days Key Responsibilities: Analyze loan transactions to assess borrower's creditworthiness while ensuring compliance with regulatory and lender guidelines. Review loan applications, credit reports, appraisals, title, and closing documentation to determine loan risk. Verify and validate income, assets, and liabilities to support underwriting decisions. Ensure completeness, accuracy, and compliance of all loan documentation. Identify underwriting/data discrepancies and diligence issues. Prioritize deals in the workflow queue to minimize turnaround time. Utilize re-underwriting systems for input of conditions, credit information, property details, and borrower information. Monitor emails and Teams for timely responses to inquiries. Attend and successfully complete all required training programs. Requirements: ? Minimum 4 years of experience inUS Mortgage Underwriting ? Strong knowledge of regulatory & compliance guidelines ? Detail-oriented with strong risk assessment skills ? Excellent communication & decision-making abilities ????Apply Now:[HIDDEN TEXT] ????WhatsApp:+91 9043731379 | +60 16-347 8615