55 Post Closing Jobs

You should have a minimum of 2+ years of experience in US residential mortgage. Your main responsibilities will include underwriting loans following client guidelines, whether by using automated underwriting systems or manual guidelines. It will be crucial to evaluate and ensure accuracy, completeness, and compliance of all loan documents. Additionally, you will need to address pre- and post-closing issues related to underwriting. Proficiency in mortgage processing software and financial tools is required. A deep understanding of U.S. residential mortgage products such as conventional loans, FHA, VA, and USDA loans is essential. As a Mortgage Underwriting Specialist, you will work in the ITES/BPO/KPO industry. Your role will fall under the Finance and Accounts category. This is a full-time, permanent position. Key Skills: - US RESIDENTIAL MORTGAGE - MORTGAGE UNDERWRITING - INCOME CALCULATION - POST CLOSING If you meet these qualifications and are ready to take on this challenging role, please apply using the Job Code GO/JC/21423/2025. For any inquiries, you can contact the Recruiter, Rdivya.,

openings for credit underwriting Experience - minimum 1 year of experience in mortgage or any commercial international banking 5 days working, 2days off rotational shifts salary upto 6 LPA cab provided To Apply Call HR or WhatsApp : 7676985790

Greetings from THE JOB FACTORY !! A Mortgage Underwriter plays a pivotal role in the loan approval process by assessing and evaluating the financial profiles of potential borrowers. They meticulously analyze credit reports, income statements, employment history, and other pertinent financial data to determine the risk involved in granting a mortgage. By adhering to strict lending guidelines and regulatory requirements, Mortgage Underwriters ensure that loans are both financially viable and compliant. Their expertise not only helps in mitigating risk for lenders but also provides borrowers with a fair assessment of their eligibility for home financing. For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in Key Responsibilities - Evaluate and verify loan applications to ensure compliance with regulations - Analyze credit reports, income documentation, and property appraisals - Approve or deny loan applications based on comprehensive risk assessments - Maintain detailed records of evaluations and decisions - Ensure compliance with regulatory guidelines and internal policies Requirements - Bachelor's degree in any stream - Min 1 years of experience in mortgage underwriting or related field - Strong analytical and problem-solving skills - Excellent communication and decision-making skills - Proficiency in financial analysis, risk evaluation, and documentation For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in

Greetings from THE JOB FACTORY !! A Mortgage Underwriter plays a pivotal role in the loan approval process by assessing and evaluating the financial profiles of potential borrowers. They meticulously analyze credit reports, income statements, employment history, and other pertinent financial data to determine the risk involved in granting a mortgage. By adhering to strict lending guidelines and regulatory requirements, Mortgage Underwriters ensure that loans are both financially viable and compliant. Their expertise not only helps in mitigating risk for lenders but also provides borrowers with a fair assessment of their eligibility for home financing. For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in Key Responsibilities - Evaluate and verify loan applications to ensure compliance with regulations - Analyze credit reports, income documentation, and property appraisals - Approve or deny loan applications based on comprehensive risk assessments - Maintain detailed records of evaluations and decisions - Ensure compliance with regulatory guidelines and internal policies Requirements - Bachelor's degree in any stream - Min 1 years of experience in mortgage underwriting or related field - Strong analytical and problem-solving skills - Excellent communication and decision-making skills - Proficiency in financial analysis, risk evaluation, and documentation For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in

Role & responsibilities: Work Mode : Work from Office Shift : Night Shift(US Shift) The person responsible should have experience working in the Quality Management Team auditing Operation processes in the US Mortgage domain. Quality Monitoring Evaluation: Review process guidelines, documentation, sampling methodologies and compliance requirements to evaluate and report Line of Business quality performance. Sampling: Evaluate the sampling methodology to be utilized for each process. Based on the methodology determines the sample set eligible for process audit and evaluation as per the applicable audit frequency of daily/weekly/monthly. Process Audits: Conduct regular audits of loan servicing operations for Servicing Lines of businesses, to identify errors, inconsistencies, and areas of risk. Reporting Analysis: Prepare detailed quality reports, track key performance indicators (KPIs), and identify trends or recurring issues affecting team performance. Root Cause Analysis Corrective Actions: Investigate discrepancies and errors; collaborate with operational teams to develop corrective action plans and evaluate process improvement opportunities. Document Knowledge: VA, FHA, USDA, Closing- Disclosure, Self-Employed Income, Appraisal, Mortgage Insurance. Stakeholder Communication: Liaise with external and internal operations, compliance, and management teams to communicate quality findings and recommend best practices. Documentation Record-Keeping: Maintain comprehensive records of audits, quality reviews, and corrective actions for internal and external audits on Quality Management Application,

Job Description Job Title : SME/SPE Reporting to : Team Manager/Team leader, Operations Objectives The SMEs objective is to actively assist a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team leader/Team Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Operations: SME needs to be an expert in US Mortgage Loss Mitigation process (End to End) especially in Loan Document Intake, Trial Payment Plan Monitoring, Mod Fulfilment and identifying all kinds of Loss Mitigation documents. 4+ years experience working with US Mortgage Loss Mitigation in a servicing/collections environment. 1+ years of experience working with Fannie Mae, Freddie Mac, and Government guidelines required. The SME is responsible for maintaining constant Loss Mitigation end to end process knowledge in the team. Maintaining and documenting all process and investor updates received from the business area. Will be a part of clients calls as required and will be responsible to update the teams alongside the Supervisors. Regular cascading / providing training/ refreshers sessions on updates latest updates received from business and investors to all team members. Conduct the regular knowledge checks with the teams. Actively involved in suggesting and driving process improvements. Should have multi-tasking skills as a Trainer / QC / Processor and conduct refresher trainings / handle Quality sessions as per process requirement. Monitor and coach underperformers to improve their quality and efficiency. Be a part of the regular production and produce agreed numbers. Address and ensure resolution on all process related queries of the team members. Qualification: Graduate any discipline. 4 - 5 years of experience in BPO, US Mortgage/ Data Processing background. Minimum of 2 years in the Sr. Loss Mitigation/ Default Servicing / escrow Skill Sets Experience in Loss Mitigation, foreclosure, bankruptcy, and mortgage servicing life cycle. Should have knowledge of banking industry rules and regulations, and government regulations regarding Loss Mitigation/ Default Servicing / escrow The ability to multitask and follow mortgage-servicing guidelines accurately is imperative. Need to be well-versed with US Regulatory and investor guidelines. Good interpersonal skills Good written and verbal Communication skills Analytical and good judging skills Ability to grasp and learn quickly. Ability to coach Self-motivated MS Office Knowledge Ability to plan. Should be able to prioritize the daily work. Flexibility to work in different shifts. Open to work in night shifts If interested, please share your resume to priyadarshini.narayanan@cognizant.com

Warm Greetings from Rivera Manpower Services Hiring Mortgage Underwriter (US/Australian Market) Location: Bangalore Shift: Australian Shift CTC: Based on experience Call & Book Your Interview Slot: 7829336034 / 7829336202 /8884777961 /9380300644 Eligibility Criteria: Minimum 1 year of experience in mortgage underwriting Experience with US or Australian mortgage market is mandatory Graduates or Postgraduates can apply Excellent analytical and communication skills Immediate joiners only Roles & Responsibilities: Perform underwriting decisions based on income (W2 wage earner, self-employed), assets, credit, collateral, title, and risk Review and verify borrower loan applications 1003, 1008, AUS findings, and appraisal reports Calculate LTC/CLTV and HTI/DTI to ensure compliance with FNMA, FHLMC and other regulatory agencies Conduct thorough 4Cs analysis Credit, Capacity, Capital, and Collateral Perform due diligence and auditing of residential mortgage files in the primary market Verify and audit mortgage insurance, homeowners insurance, flood certificates/insurance , and other supporting documents Review credit reports to assess borrower liabilities Join a dynamic team and enhance your mortgage underwriting career with global exposure. Call now to apply! 7829336034 / 7829336202 / 9986267393

Role & responsibilities Department: Sales. 1. Sales Strategy Development : Develop and implement sales strategies specifically for the Uber Luxury market segment, targeting middle to high-income consumers. Identify opportunities for upselling and cross-selling within the existing customer base. 2. Closing Sales : Lead the sales team in closing deals effectively, focusing on high conversion rates. Train team members on closing techniques and negotiation strategies to maximize sales. 3. Client Relationship Management : Build and maintain relationships with potential and existing clients to foster loyalty and repeat business. Address client concerns and inquiries promptly to facilitate the closing process. 4. Performance Monitoring : Set clear sales targets and KPIs for the team; monitor performance and provide regular feedback. Analyze sales data to identify trends, areas for improvement, and successful closing strategies. 5. Market Research and Analysis : Conduct research to understand consumer preferences, market trends, and competitive landscape within the Uber Luxury segment. Use insights to inform sales strategies and product offerings. 6. Collaboration with Marketing : Work closely with the marketing team to design campaigns that resonate with the Uber Luxury audience. Provide feedback on marketing materials and promotions to ensure alignment with sales objectives. 7. Team Leadership and Development : Mentor and coach team members to improve their sales techniques and closing skills. Organize regular training sessions and workshops focused on enhancing team performance. Minimum Qualifications Education : Bachelors degree in Business Administration, Marketing, or a related field; an MBA is a plus. Experience : 5-7 years of sales experience, with at least 2-3 years in a managerial role, preferably in a premium or accessible luxury market. Knowledge : Understanding of consumer behavior and market dynamics in the Uber Luxury segment. Functions Sales Leadership : Lead the closing efforts for the Uber Luxury sales team. Client Management : Develop and maintain relationships with key clients to facilitate closing opportunities. Performance Analysis : Monitor and analyze sales performance metrics related to closing effectiveness. Technical Skills CRM Software : Proficiency in CRM tools (e.g., Salesforce, HubSpot) for tracking sales activities and client interactions. Data Analysis : Ability to analyze sales data and customer insights using tools like Excel or business intelligence software. Presentation Skills : Strong ability to create and deliver impactful presentations to potential clients. Behavioral Traits Results-Oriented : Strong focus on achieving sales targets and closing deals. Excellent Communicator : Strong verbal and written communication skills to engage clients effectively. Persuasive : Ability to negotiate and persuade clients to finalize purchases. Team Player : Collaborative approach to working with team members and other departments. Adaptable : Flexibility to adjust strategies based on market conditions and customer feedback.

Job Title : Post Closing Underwriter (US Mortgage) Location City : Bangalore (Local only) Experience Required : 1 to 5 Year(s) CTC Range : 4 to 6 LPA + incentives+ variables Shift: Evening Shift Work Mode: Onsite Position Type: Permanent Openings: 10 Company Name: VARITE INDIA PRIVATE LIMITED About The Client: Providing Back-Office Support Services to the Financial Services Industry About The Job: Hiring for US Mortgage Post Closing Underwriter Essential Job Functions: Skillsets: Experience with Post closing, closing disclosure, Initial Disclosure Experience with Conventional FHA and VA Loans. Knowledge of the 4 C's (Credit, Capacity, Collateral, and Capital) along with the ability to perform related calculations is mandatory. Qualifications: Any Graduate How to Apply: Interested candidates are invited to submit their resume using the apply online button on this job post. Equal Opportunity Employer: VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status. Unlock Rewards: Refer Candidates and Earn. If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE. Exp Req - Referral Bonus 0 - 2 Yrs. - INR 5,000 2 - 6 Yrs. - INR 7,500 6 + Yrs. - INR 10,000 About VARITE: VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA, UK, CANADA and INDIA. VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking, Cloud Infrastructure, Hardware and Software, Digital Marketing and Media Solutions, Clinical Diagnostics, Utilities, Gaming and Entertainment, and Financial Services.

Job Title : Post Closing Location State : Karnataka Location City : Bangalore Experience Required : 1 to 3 Year(s) CTC Range : 4 to 6 LPA + Incentives & Variables Shift: US Shift Work Mode: Onsite Position Type: Permanent Openings: 10 Company Name: VARITE INDIA PRIVATE LIMITED About The Client: Providing Back-Office Support Services to the Financial Services Industry About The Job: A Post closer/underwriter is a financial professional who evaluates the risk involved in loan, mortgage, insurance, or securities applications with a focus on the 4 Cs involves evaluating loan applications based on four key criteria: Credit, Capacity, Collateral, and Capital. Essential Job Functions: Credit Analysis: Review applicants credit histories, including credit scores, payment histories, and outstanding debts. Assess creditworthiness and identify potential risks. Capacity Evaluation: Analyse borrowers income and employment history. Calculate debt-to-income ratios to determine repayment ability. Evaluate stability and consistency of income sources. Collateral Assessment: Appraise the value of the property or asset being used as collateral. Ensure the collateral meets the lenders standards and covers the loan amount. Capital Verification: Verify the borrowers assets and savings. Assess the availability of funds for down payments and reserves. Decision Making: Approve or deny loan applications based on comprehensive risk assessments. Recommend loan terms and conditions. Documentation and Reporting: Maintain detailed records of all evaluations and decisions. Prepare reports summarizing findings and recommendations. Qualifications : Bachelors degree in finance, Accounting, Business Administration and Mathematics or Statistics Minimum 3 years of strong knowledge in US Mortgage Underwriting/Origination Knowledge of the 4 C's (Credit, Capacity, Collateral, and Capital) along with the ability to perform related calculations is mandatory. Should have good knowledge in reviewing the mortgage Documents in depth. Should have strong verbal and written communications. Ability to multitask, take new responsibilities and prioritize work in a deadline intensive environment. Ability to work in a deadline driven, fast paced, high production environment. Preferred Skills: Familiarity with various mortgage loan types. Expertise in reviewing and interpreting various mortgage documents. How to Apply: Interested candidates are invited to submit their resume using the apply online button on this job post. Equal Opportunity Employer: VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status. Unlock Rewards: Refer Candidates and Earn. If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE. Exp Req - Referral Bonus 0 - 2 Yrs. - INR 5,000 2 - 6 Yrs. - INR 7,500 6 + Yrs. - INR 10,000 About VARITE: VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA, UK, CANADA and INDIA. VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking, Cloud Infrastructure, Hardware and Software, Digital Marketing and Media Solutions, Clinical Diagnostics, Utilities, Gaming and Entertainment, and Financial Services.

Mphasis Walk-in Drive US Mortgage Underwriter Location: EON Kharadi Infrastructure Pvt Ltd, Cluster C, Wing 3, Ground Floor, Pune - 411014. Date: Recently (17th July 2025 - 18th July 2025) Employment Type: Full-Time About the Role: We are seeking a detail-oriented and experienced US Mortgage Underwriter to join our dynamic team. In this role, you will be responsible for the end-to-end underwriting process of residential mortgage loans, ensuring compliance with investor guidelines, company policies, and regulatory requirements. Key Responsibilities: Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals. Perform risk assessments and make sound underwriting decisions on conventional, FHA, VA, and USDA loans. Ensure loans meet all investor and regulatory guidelines (Fannie Mae, Freddie Mac, etc.). Communicate underwriting decisions and conditions clearly to processors and loan officers. Maintain high levels of accuracy and productivity while meeting service level agreements (SLAs). Stay updated on industry trends, underwriting guidelines, and compliance regulations. Qualifications: 3+ years of experience in US mortgage underwriting (end-to-end). DE/SAR/LAPP certification preferred. Strong knowledge of AUS systems (DU, LP). Familiarity with Encompass or similar LOS platforms. Excellent analytical, communication, and decision-making skills. Ability to work independently in a fast-paced, deadline-driven environment. Walk-in Instructions: Bring a hard copy of your resume Mention HR Janavi Gollapallis name on the resume

MEGA Walk in Drive!! STARTEK welcomes Experienced professionals for the role of Underwriting Executive for International Voice/ Non Voice Process Empower Global Brands. Build Your Future with Us Where Skills Meet Global Impact Join the BPO Revolution! HR Name - Alisha A. HR Contact - 8826179338 Date of Interview - 11th July 2025 - 13th July 2025 Interview Location - Startek ITPL, 6th Floor, Explorer Building, Pattandur Agrahara, Whitefield, Bengaluru - 560066. Interview Time - 12:30 PM -- 05:30 PM 5 days working Rotational shifts & Rotational week Offs Location - Bengaluru About US - Our associates are central to our mission of combining people, technology, and data to deliver customer experience excellence for leading brands. As a global CX solutions provider with 38,000 people in 12 countries, our teams come from many different backgrounds with rich and varied experiences. Our Values unite us, creating a shared set of behaviors that are common to all associates across Startek regardless of region or role. Our Values work together to guide our decision-making and shape the experience of our associates, our clients, and our shareholders. Job Description Review and analyse financial statements of businesses seeking loans or insurance Assess the risk associated with loan applications and insurance policies Determine the creditworthiness of applicants using financial ratios and other metrics Prepare detailed reports on the financial status and risk levels of applicants Negotiate terms and conditions of loans and insurance policies with clients Collaborate with sales and account management teams to meet client needs Monitor existing accounts and update risk assessments as necessary Ensure compliance with regulatory guidelines and internal policies Maintain accurate and comprehensive records of underwriting activities Provide recommendations for approval or denial of loan and insurance applications Eligibility Criteria Bachelors degree in a related field (e.g., finance, business, or insurance) Minimum 1.5 year of experience as an Underwriter Commercial/ Credit/ Renewal/ Insurance domain Prior experience into Live Underwriting Strong analytical and decision-making skills Excellent attention to detail and accuracy Knowledge of insurance industry regulations and guidelines Effective communication and interpersonal skills Ability to work independently and as part of a team Knowledge of how insurance industry works in US preferred Flexible working in US Shifts Interview Process HR Screening Operations round Salary Discussion Benefits – Quarterly Bonus Free Transportation (2-way cab provided round the clock) Your Resume Is Your Gateway to Success. Send It Today WhatsApp – 91+ 8826179338 Email – alisha.alexander@startek.com

Job Title: US Mortgage Underwriter Location: [Pune / Chennai] Employment Type: Full-Time About the Role: We are seeking a detail-oriented and experienced US Mortgage Underwriter to join our dynamic team. In this role, you will be responsible for the end-to-end underwriting process of residential mortgage loans, ensuring compliance with investor guidelines, company policies, and regulatory requirements. Key Responsibilities: Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals. Perform risk assessments and make sound underwriting decisions on conventional, FHA, VA, and USDA loans. Ensure loans meet all investor and regulatory guidelines (Fannie Mae, Freddie Mac, etc.). Communicate underwriting decisions and conditions clearly to processors and loan officers. Maintain high levels of accuracy and productivity while meeting service level agreements (SLAs). Stay updated on industry trends, underwriting guidelines, and compliance regulations. Qualifications: 3+ years of experience in US mortgage underwriting (end-to-end). DE/SAR/LAPP certification preferred. Strong knowledge of AUS systems (DU, LP). Familiarity with Encompass or similar LOS platforms. Excellent analytical, communication, and decision-making skills. Ability to work independently in a fast-paced, deadline-driven environment. Why Join Us? Competitive salary and performance-based incentives Flexible work environment (remote/hybrid options) Health, dental, and vision insurance Opportunities for growth and professional development Supportive and collaborative team culture Apply Now If you're passionate about mortgage underwriting and want to be part of a growing, innovative team, wed love to hear from you! HR Janavi Gollapalli Email Id: Janavi.gollapalli@mphasis.com

Role & responsibilities Senior Associate (1 to 6 Years) Strong Domain knowledge in Closing Process, Closing Disclosure, Initial Disclosure, Loan Application, Mortgage Process, Cash to Close, Condition Clearing, Closing Review & Fee Collaboration Process. Graduates of all disciplines are welcome to apply. Immediate to 30 days of Notice Period. Must be flexible with US shift. Excellent communication skills. Work Mode - Work From Home

Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies and hold 3rd position in due diligence market share for RMBS securitization. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post – Director Operations for US Mortgage - Work from Office Location –Kothrud Pune Job Shift – (Night Shift) 5 Days Working May require traveling to our delivery locations in Maharashtra and Karnataka Job Summary: The Director of Operations for US Mortgage Underwriting is responsible for leading and managing underwriting and QC department, ensuring efficient workflow, adherence to regulatory guidelines, and achievement of service level agreements (SLAs) for all our clients. MUST have underwritten QM and NQM loans, including Credit, Compliance Seasoned loan underwriting experience a plus Must be able to understand QM/NQM/NPL/S&D SOWs and estimate corresponding time required to underwrite a loan Knowledge of various private lenders underwriting guidelines including agency guidelines. Manage operations & Quality Control departments and achieve targeted accuracy from the team, Track SLAs for clients and employees and take pro-active action Knowledge of Post-Close QC, Indexing, Document Management, Title and Valuation products. Strong Leader with strong track record of operational excellence. Must have handled large operations Must Drive large -scale transformation initiatives, integrating automation, AI and technology-driven solution to enhance efficiency compliance and customer experience. Must play a pivotal role in developing and implementing cutting edge automation solution in the post-closing segment of mortgage life cycle. This role drives operational excellence, risk management, and continuous improvement in mortgage underwriting processes to ensure quality, turn time and communication. Key Responsibilities: Leadership & Strategy: Oversee day-to-day operations of the mortgage underwriting team. Develop and implement operational strategies to support business growth and efficiency. Collaborate with senior leadership on underwriting policies, guidelines, and risk appetite. Establish performance benchmarks and drive accountability through KPIs and metrics. Process Management: Streamline underwriting processes to optimize turnaround times and reduce bottlenecks. Implement quality control procedures and ensure compliance with investor and regulatory standards (e.g., Fannie Mae, Freddie Mac, FHA, VA). Monitor pipeline management, workload distribution, and underwriter productivity. Team Development: Lead, mentor, and develop underwriting managers and staff to ensure high performance. Identify training needs and promote a culture of continuous learning and development. Manage staffing levels and recruitment in alignment with business needs. Risk & Compliance: Ensure underwriting decisions align with company policies and investor guidelines. Partner with compliance and quality assurance teams to ensure audit readiness. Review exception requests and high-risk loans as needed. Technology & Reporting: Leverage technology platforms to improve operational efficiency. Generate and analyze operational reports to guide strategic decisions. Recommend system enhancements and workflow tools. Qualifications: Bachelor's degree in Business, Finance, or related field (MBA or equivalent preferred). 15+ years of experience in mortgage underwriting, with at least 5+ years in an operations or leadership role. DE/SAR/LAPP certification is a plus. Strong knowledge of conventional and government loan underwriting guidelines. Proven ability to lead large teams and manage high-volume operations. Excellent analytical, organizational, and communication skills. Competencies: Strategic Thinking Operational Excellence Risk Management Leadership and Team Building Decision-Making Process Improvement Regulatory Knowledge

Job Description Job Title : SME Reporting to : Team Manager/Team leader, Operations Objectives The SMEs objective is to actively assist a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team leader/Team Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Operations: SME needs to be an expert in US Mortgage Loss Mitigation process (End to End) especially in Loan Document Intake, Trial Payment Plan Monitoring, Mod Fulfilment and identifying all kinds of Loss Mitigation documents. 4+ years experience working with US Mortgage Loss Mitigation in a servicing/collections environment. 1+ years of experience working with Fannie Mae, Freddie Mac, and Government guidelines required. The SME is responsible for maintaining constant Loss Mitigation end to end process knowledge in the team. Maintaining and documenting all process and investor updates received from the business area. Will be a part of clients calls as required and will be responsible to update the teams alongside the Supervisors. Regular cascading / providing training/ refreshers sessions on updates latest updates received from business and investors to all team members. Conduct the regular knowledge checks with the teams. Actively involved in suggesting and driving process improvements. Should have multi-tasking skills as a Trainer / QC / Processor and conduct refresher trainings / handle Quality sessions as per process requirement. Monitor and coach underperformers to improve their quality and efficiency. Be a part of the regular production and produce agreed numbers. Address and ensure resolution on all process related queries of the team members. Qualification: Graduate any discipline. 4 - 5 years of experience in BPO, US Mortgage/ Data Processing background. Minimum of 2 years in the Sr. Loss Mitigation/ Default Servicing / escrow Skill Sets Experience in Loss Mitigation, foreclosure, bankruptcy, and mortgage servicing life cycle. Should have knowledge of banking industry rules and regulations, and government regulations regarding Loss Mitigation/ Default Servicing / escrow The ability to multitask and follow mortgage-servicing guidelines accurately is imperative. Need to be well-versed with US Regulatory and investor guidelines. Good interpersonal skills Good written and verbal Communication skills Analytical and good judging skills Ability to grasp and learn quickly. Ability to coach Self-motivated MS Office Knowledge Ability to plan. Should be able to prioritize the daily work. Flexibility to work in different shifts. Open to work in night shifts If interested, please share your resume to priyadarshini.narayanan@cognizant.com

Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections. Required Candidate profile • Degree or Equivalent • Minimum 2 years of experience in US Mortgage Residential Live Underwriting • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral min into.

*Underwriter reviews, conditions & underwrites mortgage loans as per the policies & procedures, appropriate guidelines *Examines documentation accuracy &completeness *Provides final approval underwriting of mortgage loans *4 C's guidelines Required Candidate profile • Graduate • Min 2.5yrs.exp. in conventional/govt end-to-end underwriting. • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral

*02 Year of exp. in US Residential Mortgage preferably in Pre UW/ File Set up with sound knowledge of Income & Asset Guidelines *Verify loan quality & set up the loan for UW *Review & analyze necessary documents *Credit underwriting guidelines Required Candidate profile •Excellent customer service, written & verbal communication skills •Adaptability in fast paced US mortgage industry •Computer proficiency •Flexible to work in 24/7 process For Future :9500996913

*01 Year of exp. in US Residential Mortgage preferably in Pre UW/ File Set up with sound knowledge of Income & Asset Guidelines *Verify loan quality & set up the loan for UW *Review & analyze necessary documents *Credit underwriting guidelines Required Candidate profile •Excellent customer service, written & verbal communication skills •Adaptability in fast paced US mortgage industry •Computer proficiency •Flexible to work in 24/7 process

Opening for post-closing (Mortgage) Qualification- Graduation(mandatory) Salary- 2.5 to 4LPA (Based on exp) Location- Coimbatore Experience : Min 1 year exp into post-closing & closing discloser Shifts : Night shifts Work from home Looking for immediate joiners For more details contact HR Supriya 9398648405 supriyapss@firstsource.com

Hiring for Post closing - work from home Frshers are not eligible tot apply. Need 1 year experince in post closing US mortgage Should have worked in all post closing documents Need immediate joiners only - Notice period not eligible Work from home Graduation mandatory Interview rounds HR, Assessment and Operations round Interested candidates can walk in to the office to the below address with your resume and one govt if proof. Address: Brigade Tech Gardens, Kundalahalli, Brookefields Green Avenue, Kundalahalli, ITPL Main Rd, Phase 2, Brookefield, Bengaluru, Karnataka 560037 Contact Person - HR Bhanumathi Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.

**Mphasis Walk-in Drive for US Mortgage Underwriters!** Date: 4th-July-25 Timings: 11pm to 3pm Address: EON Kharadi Infrastructure Pvt Ltd, Cluster C, Wing 3, 5th Floor, Plot No. 1. Survey No. 77, MIDC, Kharadi, Pune - 411014. Position Overview: The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the clients loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. **Essential Job Functions:** - Review mortgage loan files thoroughly - Accurately enter data into the loan system - Underwrite loans in accordance with client guidelines - Ensure accuracy and compliance of loan documents - Address issues promptly and provide top-notch customer service - Stay updated on client and investor requirements - Assist colleagues in understanding underwriting decisions - Work efficiently in a high-pressure environment **Requirements:** - Minimum 1.5 + years of current conventional mortgage underwriting experience - Proficiency in income calculations, tax returns, and credit report analysis - Understanding of appraisal processes and red flags - Knowledge of underwriting guidelines and automated systems - Strong analytical and communication skills - Detail-oriented with excellent time management abilities - Ability to collaborate effectively in a fast-paced environment - Proficient in multiple systems and willing to work in a secure environment - NMLS-MLO Licensure preferred - Availability to work beyond regular hours when necessary Candidates are required to bring a hard copy of their resume. Please mention HR Janavi name on it. Don't miss this opportunity to join our dynamic team at Mphasis! #MortgageUnderwriter #JobOpportunity #MphasisWalkInDrive

Job Opening: Mortgage Process Executive Location: Hyderabad Vacancies: 25 Positions Interview Mode: Walk-in (Monday) Experience Required: 6 months to 2 years in Mortgage Process (Mandatory) Compensation: 2030% hike on current CTC Max CTC up to 3 LPA Allowances included Shift & Perks: Day Shift One-way cab provided Immediate joiners preferred Key Responsibilities: Handling end-to-end mortgage processing tasks Ensuring compliance with regulatory guidelines Verifying applicant documentation and loan eligibility Coordinating with internal teams for smooth processing Maintaining accuracy and turnaround time Skills Required: Strong communication skills Attention to detail Ability to work in a team Familiarity with US mortgage process preferred Relevant experience is mandatory. Apply Now Limited Positions Available! share your CV phone No :6300089578 Email id : Sriram.preethi@winborn.in

Role & responsibilities Department: Sales. 1. Sales Strategy Development : Develop and implement sales strategies specifically for the Uber Luxury market segment, targeting middle to high-income consumers. Identify opportunities for upselling and cross-selling within the existing customer base. 2. Closing Sales : Lead the sales team in closing deals effectively, focusing on high conversion rates. Train team members on closing techniques and negotiation strategies to maximize sales. 3. Client Relationship Management : Build and maintain relationships with potential and existing clients to foster loyalty and repeat business. Address client concerns and inquiries promptly to facilitate the closing process. 4. Performance Monitoring : Set clear sales targets and KPIs for the team; monitor performance and provide regular feedback. Analyze sales data to identify trends, areas for improvement, and successful closing strategies. 5. Market Research and Analysis : Conduct research to understand consumer preferences, market trends, and competitive landscape within the Uber Luxury segment. Use insights to inform sales strategies and product offerings. 6. Collaboration with Marketing : Work closely with the marketing team to design campaigns that resonate with the Uber Luxury audience. Provide feedback on marketing materials and promotions to ensure alignment with sales objectives. 7. Team Leadership and Development : Mentor and coach team members to improve their sales techniques and closing skills. Organize regular training sessions and workshops focused on enhancing team performance. Minimum Qualifications Education : Bachelors degree in Business Administration, Marketing, or a related field; an MBA is a plus. Experience : 5-7 years of sales experience, with at least 2-3 years in a managerial role, preferably in a premium or accessible luxury market. Knowledge : Understanding of consumer behavior and market dynamics in the Uber Luxury segment. Functions Sales Leadership : Lead the closing efforts for the Uber Luxury sales team. Client Management : Develop and maintain relationships with key clients to facilitate closing opportunities. Performance Analysis : Monitor and analyze sales performance metrics related to closing effectiveness. Technical Skills CRM Software : Proficiency in CRM tools (e.g., Salesforce, HubSpot) for tracking sales activities and client interactions. Data Analysis : Ability to analyze sales data and customer insights using tools like Excel or business intelligence software. Presentation Skills : Strong ability to create and deliver impactful presentations to potential clients. Behavioral Traits Results-Oriented : Strong focus on achieving sales targets and closing deals. Excellent Communicator : Strong verbal and written communication skills to engage clients effectively. Persuasive : Ability to negotiate and persuade clients to finalize purchases. Team Player : Collaborative approach to working with team members and other departments. Adaptable : Flexibility to adjust strategies based on market conditions and customer feedback.