53 Underwriter Jobs

Job Title: Analyst/ Senior Analyst Residential Mortgage Underwriting Experience Required: 3–8 Years Shift Timing: 5:30 PM – 2:30 AM IST (US Shift) Location: Noida, Sector 63 (On-site) About the Role: We are seeking a detail-oriented and experienced Senior Analyst with a strong background in residential mortgage underwriting to join our dynamic team. The ideal candidate will have in-depth knowledge of income analysis, credit and asset review, and underwriting across various conventional and government loan programs including FHA, VA, USDA, and Bond loans . Key Responsibilities: Perform detailed income calculation and analysis for salaried, self-employed, and non-traditional income sources. Conduct comprehensive underwriting reviews for residential mortgage applications ensuring adherence to agency and investor guidelines (Fannie Mae, Freddie Mac). Assess borrower eligibility, creditworthiness, and overall loan risk in accordance with FHA, VA, USDA, Bond program guidelines. Review and analyze credit reports, asset statements, property appraisals, and title documents . Validate compliance with underwriting criteria, company policies, and regulatory requirements. Maintain a high level of accuracy and turnaround time in processing and decisioning loan files. Collaborate with US-based teams and other internal stakeholders to ensure smooth workflow and clear communication. Keep up to date with current underwriting guidelines and industry best practices. Required Skills & Qualifications: 3–8 years of hands-on experience in residential mortgage underwriting , including conventional and government loan programs. Strong understanding of FHA, VA, USDA, and Bond loan underwriting guidelines . Proficient in income calculation methodologies and documentation requirements. Familiarity with AUS systems (DU, LP) and LOS platforms (e.g., Encompass, Calyx). Excellent attention to detail, analytical ability, and organizational skills. Strong verbal and written communication skills to liaise with US counterparts. Ability to work independently and meet tight deadlines in a high-pressure environment. Bachelor's degree or equivalent work experience in Finance, Business, or a related field preferred. Shift & Work Environment: Shift Timing: 5:30 PM – 2:30 AM IST (Night Shift, aligned with US hours) Work Location: Noida, Sector 63 (Work from Office) Why Join Us: Competitive compensation and benefits. Opportunity to work with a fast-growing, global financial services firm. Exposure to diverse loan products and continuous skill development. Collaborative and performance-driven work culture.

Profile- Mortgage Underwriter Package- Upto 5.5LPA Exp-Min 2 to 3yrs Shifts- Night Both side Cabs *Immediate joiners* Anushika 9511159022 anushika.imaginators@gmail.com

Urgently Hiring for SME - Property and Casualty at Noida location. Graduate with minimum 3.5-5 years of work experience Skill - P&C Insurance Domain Shift - US Night Shift Work Type - Work From Office Location - Noida, Sector 135 Share CV Mohini.sharma@adecco.com OR Call 9740521948

Hiring for Insurance Underwriter Any graduate with 1 year exp in Insurance Underwriting (International Only) CTC-Upto 4.5 LPA WFO-US Shifts 5 days working Both side cab provided Notice-0-30 days Location-Bangalore

Position Senior Underwriter Experience – 2 to 8 years Notice – Immediate to 30 days Job Description: The Underwriter will be responsible to verify and analyse complex information in accordance with policies procedure to process and evaluate mortgage loan applications. The Underwriter must use their business judgement to ensure mortgage applications meet regulatory guidelines. Job Responsibilities: • Candidate should have total 2+ years of US mortgage underwriting experience • Should be well versed with FNMA, FHLMC, GNMA and investor guidelines • Should be able to evaluate complete loan documents and provide approval or denial decision • Should be thorough in Income calculation – Salaried income, business income, retired, other income and rental income • Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation • Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer • Complete review of Collateral including Appraisal review and Property Valuation • Complete review of the required closing conditions to approve loan and communicate requirements to clients • Should be able to validate and process the Loan documents on behalf of a Mortgage lender organization • Should be able to evaluate evidence of borrower’s willingness and ability to repay the obligation • Should have good analytical and problem-solving skills • Should have decision-making skill when applying in business judgement • Should ensure deliverables meet Productivity, Quality TAT per client SLAs • Good communication, Presentation skills, Self-motivated and hard working

Dear Applicant Greetings from Brace Infotech We have multiple positions open for Live Underwriter Role with one of our client for Permanent Role Details are as mentioned below: Work Location: Chennai & Bangalore[Work from office] Other States - Remote [WFH] Role : UW/Sr UW Skill Set : E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM Underwriter, Shift: Should be flexible to work in night shifts Experience: Minimum 2 Years in Live Underwriting Roles and Responsibilities Perform live underwriting reviews of loan applications to ensure compliance with regulatory guidelines and company policies. Collaborate with cross-functional teams to resolve complex underwriting issues and improve overall process efficiency. Conduct thorough income calculations for US residential mortgages using various software tools Please revert with your updated resume if the job requirement interests you Regards Pramitha

Hi, Greetings from Adecco ! We are hiring for Live Underwriter-US Mortgage Mode of work:- Work from Home Mode of Interview:- Walk in / F2F Interview at Pune Location Date of Interview:- 30th May & 31st May & 1st June at Pune Location Job Role & responsibilities:- The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audits policies and practices. • Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned. Key Skills & experience required:- Experience of min 3 years in Live Underwriting. Minimum 3 years of experience in conventional/govt end to end underwriting. Well-versed with all 4Cs of Underwriting (Asset, Income, Credit and Collateral) Candidate must have experience in live underwriting & Real Time Analysis . Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation. Expertise in 4C's framework (Credit, Capacity, Collateral and Capital), Familiar in Credit report Analysis & LOX (Letter of Explanation). Knowledge on Residential Mortgage- Credit Bureau, Documents to approve the loan, Familiar with different account types Should be comfortable for Night shifts Immediate Joiners will be preferred only Interested candidates can share their CV's at Lokeshi.vijay@adecco.com

Greetings! Openings:100 Designation:SME Skills:US Mortgage-Live Underwriting+4C's+Income Calculation Exp:3+ Yr CTC :Upto 11.5 Lpa Call: Anjali :9649606933 Deepika:9694601774 Apply to:converseanjali01@gmail.com Rgrds Team Converse

Greetings! Openings:30 Designation: Assistant Manager/Manager/SDM Skills: US Residential Mortgage + Loan Origination Exp:8+ Yr Call: Anjali - 9649606933 Tanya - 9672520839 Apply to:converseanjali01@gmail.com Rgrds Team Converse

Greetings!!! Openings : 50 Desi. : SME Skills : US Mortgage+Underwriting Exp : 4+ Yr Loc: Mumbai/Bang/Chennai CTC : Upto 10 Lpa Call : Samriddhi - 9672580345 Deeksha - 8239532823 or Apply to: converseanjali01@gmail.com Rgrds, Team Converse

Experience-1-5 years Designation - Analyst/Senior Analyst Process: Consumer Loan Underwriting Job Location: Nagpur Purpose of Job: We are currently seeking talented Consumer Lending Underwriters with a minimum of 1 to 5 years of experience specifically in Consumer loan Underwriting. This is a Chat based Back-office process, where the borrowers/agents would contact the analyst requesting a decision on a Consumer Loan product offered by the client The process involves Underwriting for Secured and Unsecured loans which involves a detailed study of the borrowers credit standing, credit worthiness and capacity to pay. A detailed investigative analysis of the borrowers credit report along with evaluation of income would be required to take a decision on the loan. Responsibilities: Candidates shall be responsible for rendering decisions on loan applications based on established criteria and determine risk associated with borrower based on profile and parameters. Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted. Review borrowers credit reports to ascertain the credibility with respect to honouring payment obligations and evaluate any credit red flags like delinquencies, charge offs, or bankruptcies. Evaluate and verify income documents like Pay stubs, W2’s, and IRS Tax return documents to determine whether borrower has the capacity to repay the loan based on a complete evaluation and verification of the borrower’s income. Post evaluation and assessment of the degree of risk, document the reasons for approval or denial of the loan and add the documentation to the loan file. Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes. Applies understanding of established guidelines and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience. Skills required: Must have excellent written and comprehension skills Must have excellent decision-making skills that are backed by relevant details and research. Good analytical, logical and audit skills. Close attention to detail. Minimum Requirements: Minimum 1to 5 years’ experience specifically in Consumer Loan Underwriting (Auto Loans and Personal Loans) for the US market Willingness to work 5 days a week with rotational weekly offs (Saturday and Sundays may/may not be off) is a must Should be well versed with Income verification and Credit Verification Good knowledge of Banking and lending principles Should be a team player with good interpersonal skills. Graduation in any discipline.

Candidate should have 4yrs+ of Live Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Qualification - Graduate Shift - Rotational shifts Work Location - Mumbai / Pune / Bengaluru Required Candidate profile Immediate Joiners OR Max 1 month notice period candidates can apply Call HR Swapna @ 7411718707 for more details.

Profile-Commercial Underwriting Package-upto5.5LPA Exp-min2yrs Immediate joiners Shift-Rotational/both side cabs Anushika anushika.imaginators@gmail.com 9511159022

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com

Skills : Commercial mortgage & commercial Real estat, underwriting experience, rent/sales comp., loan to value, spreads, mark to market implication, market details, Loan pre-screening and memos, cash flow memos

- Review and underwrite mortgage applications - Ensure compliance with lending guidelines

Hiring for Underwriter - Process Executive Candidate will be responsible for the underwriting work for new customers Minimum 2 years of Insurance underwriting is required (medical underwriter with good knowledge in insurance can be considered) work from Office

Underwriting Specialist, Domestic Life Insurance company Minimum 1 yr of experience in Insurance underwriting is required. Domestic Life Insurance Graduation mandatory Immediate joining required Day Shift Sunday fixed off

US Mortgage Underwriter For Mumbai AND Bangalore WFH 1. Graduate req 2. Min of 1 years of exp in us residential Mortgage Underwriting. 3. Knowledge about risk and compliance in Lending the FNMA & FHLMC Underwriting standards. Required Candidate profile Shifts Day - Mid - Night join Immediate Location Mumbai - Bangalore

Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment.Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Immediate joining is required or short notice period id required.

Graduate req Min of 1 years of exp in us residential Mortgage Underwriting. Required Candidate profile Knowledge about risk and compliance in Lending the FNMA & FHLMC Underwriting standards.

Roles and Responsibilities Review loan applications to determine creditworthiness of borrowers. Analyze financial statements, tax returns, and other relevant documents to assess borrower's credit risk. Conduct thorough analysis of applicant's financial situation using various tools such as DTI ratios, FICO scores, etc. Verify income documentation through employment verification calls or third-party vendors. Make informed decisions on approving or denying loans based on risk assessment. Desired Candidate Profile 1-6 years of experience in mortgage underwriting with a focus on conventional loans (FHA & VA). Strong understanding of US residential mortgage industry regulations and guidelines. Proficiency in analyzing complex financial data using software like Loan Origination Systems (LOS) or similar platforms. call hr aditi@7795311459 call Nihala@7795311104 call Ruth@9590520040

Looking for a new career opportunity? Were on the hunt for a Title Examiner role ! If you have experience in title examination and are ready to work in a dynamic environment, we want YOU! Work with a supportive team, grow your skills, and make an impact. What You'll Do: Review public records like deeds, mortgages, and liens to identify property ownership Verify the chain of title to ensure everythings accurate and smooth Research records, including title deeds, wills, probates, and more Spot and report any potential fraud or irregularities Prepare detailed title reports covering encumbrances and legal history Help issue title commitments for a smooth property transfer What Were Looking For: Experience: 2-4 years in a similar role Work detail - Shift: Night Shift (9:00 pm 6:00 am) Working days - Monday - Friday Job location - Navi Mumbai - Turbhe Email your CV at naina@mumbairozgaar.com Call me at 7039628121 Skills: Fluent in English (both written and spoken) Typing speed of at least 95% efficiency Eye for detail and accuracy Positive, self-motivated, and adaptable attitude Strong communication skills Education: Any Graduate or Postgraduate Why You'll Love This Job: Work 5 days a week (Saturday and Sunday off!) Be part of a supportive team that encourages growth Constant opportunities to learn and improve your skills A fun and friendly work culture If youre ready to make a difference and join an exciting team, apply now!

Roles and Responsibilities Review loan applications to determine creditworthiness of borrowers. Analyze financial statements, tax returns, and other relevant documents to assess borrower's credit risk. Conduct thorough analysis of applicant's financial situation using various tools such as DTI ratios, FICO scores, etc. Verify income documentation through employment verification calls or third-party vendors. Make informed decisions on approving or denying loans based on risk assessment. Desired Candidate Profile 1-6 years of experience in mortgage underwriting with a focus on conventional loans (FHA & VA). Strong understanding of US residential mortgage industry regulations and guidelines. Proficiency in analyzing complex financial data using software like Loan Origination Systems (LOS) or similar platforms. call hr Aditi@7795311459 call hr ruth@9590520040

Role & responsibilities Role: UW/Sr UW Shift: Should be flexible to work in night shifts Preferred candidate profile Total 4 to 10 yrs of experience Minimum 3 Years in Live UW. Perks and benefits Joining Bonus for Immediate Joiners Drive Dates Between 1st Apr 2025 to 2nd Apr 2025 Interview timings : 11:00 AM to 2:00 PM Candidates willing to appear for F2F interview on above dates can apply for the post