DD UNDERWRITER Kamlax Global Technologies Sdn Bhd

4.0 - 8.0 years

2 - 6 Lacs

chennai, tamil nadu, india

On-site

Job Title: Due Diligence Underwriter Shift Timing: Night Shift (US Business Hours) Position Type: Full-Time Location: Chennai Experience Range: 6 months 8 years About the Role We are seeking dedicated and detail-oriented Due Diligence Underwriters to join our growing team in Chennai. The role is critical to ensuring the integrity and compliance of the mortgage lending process. You will be responsible for analyzing borrower financials, reviewing loan applications, assessing property valuations, and ensuring adherence to both internal guidelines and regulatory requirements. Key Responsibilities Loan Application Review: Analyze and verify mortgage loan applications to ensure all required documentation is complete and accurate. Assess borrower profiles including credit history, employment, income, and existing debt obligations. Validate property values through appraisal reports and alternative valuation tools. Credit & Financial Analysis: Review credit reports to determine borrower creditworthiness. Analyze financial statements, tax returns, pay stubs, and other supporting income documents. Accurately calculate Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios. Property Valuation Review: Evaluate appraisal reports and alternative value products for compliance with client requirements. Ensure property valuations are reliable and accurate. Compliance & Risk Assessment: Ensure all loans comply with federal, state, and local mortgage regulations . Follow company policies, investor guidelines, and client-specific requirements. Identify potential risks and assess the overall risk profile of mortgage applications. Essential Skills & Requirements Bachelor's degree in Commerce, Business, Finance, or a related field. Prior experience in mortgage underwriting, processing, or due diligence (minimum 6 months). Strong knowledge of mortgage regulations, compliance requirements, and industry best practices . Excellent analytical, problem-solving, and decision-making skills. Strong attention to detail and organizational abilities. Proficiency in mortgage processing software, Excel, and financial tools. Good communication skills (written & verbal) to interact with internal stakeholders and clients. Ability to work in a fast-paced, deadline-driven environment . Certification in mortgage underwriting or related areas will be an added advantage. Why Join Us Opportunity to work with a leading mortgage BPO/KPO organization. Exposure to global clients and US mortgage standards. Competitive salary with growth opportunities. Learning-driven culture with continuous professional development. Additional Information Must be flexible to work in Night Shift (US Hours) . Immediate joiners preferred.

Posted 2 weeks ago

Apply

WALK IN For PPR / Pre-Underwriting @ Indecomm Indecomm

2.0 - 7.0 years

3 - 5 Lacs

Bengaluru

Work from Office

Role & responsibilities Preferred candidate profile Hiring for US mortgage PPR or Pre-Underwriting role Interested candidates please WALK- IN to below mentioned address Contact person - Vidya Contact no- 080-66960490 Address Indecomm Global Services Brigade South Parade, 3rd Floor No. 10, MG Road, Bengaluru - 560001 Below trinity metro station

Posted 1 month ago

Apply

US Mortgage/Loan Origination HIRD Services Pvt ltd

4.0 - 8.0 years

0 Lacs

pune, maharashtra

On-site

You should have sound knowledge in originations, particularly in underwriting, pre-underwriting, and pre-closing QC. You will be responsible for computing income and debt ratio calculations following program guidelines. It is essential to have expertise in compliance and TRID guidelines related to fees. You must be able to perform mortgage credit analysis without the assistance of AUS. Meeting production goals and standards in accordance with established SLAs and metrics is a key part of the role. This is a full-time, permanent position with benefits including Provident Fund. The work schedule is from Monday to Friday, during the night shift in the US timezone. The ideal candidate should have a total of 4 years of work experience, although this is preferred rather than mandatory. The work location for this position is in-person.,

Posted 2 months ago

Apply

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.