Data Scientist-Credit Risk

Network18 Media & Investments Limited

10 years

0 Lacs

mumbai maharashtra india

Posted:1 week ago| Platform:

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Skills Required

data risk development sampling engineering ml analytics model documentation reports monitoring lending portfolios python sql statistics mathematics

Work Mode

On-site

Job Type

Full Time

Job Description

Responsibilities

Lead development and validation of internal risk models including PD, approval optimisation, propensity/conversion models, and internal scorecards
Build scalable modelling datasets using bureau data, application, repayment, and alternate data signals such as device metadata, user journey behaviour, and digital footprints
Guide modelling approach: sampling, feature engineering, ML/statistical techniques.
Partner with Product, Engineering, and Analytics teams to integrate models into production decisioning systems.
Build model documentation such as BRDs, methodology notes, validation reports, and monitoring dashboards.
Mentor junior data team members and guide analytical best practices.
5–10 years of experience in credit risk model development and validation with experience in personal loans, consumer lending portfolios, or unsecured credit.
Proficiency in Python, SQL, and ML/statistical modelling techniques.
Hands-on experience with bureau data and alternate data sources.
Strong analytical and problem-solving skills.

Qualifications

Master’s degree in Statistics, Mathematics, or related field.
Experience in multi-lender decisioning or credit marketplaces.
Location Mumbai only
5-9 Years of experience

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