CSM - Gold Loan/Branch Manager/Area Sales manager

5 - 9 years

0 Lacs

Posted:1 day ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As an experienced financial services leader, you will be responsible for driving business volumes and profitability in your assigned branch or area portfolio. Your key responsibilities will include: - Business Growth: Achieve ambitious monthly and quarterly targets for Gold Loan, Home Loan, and Retail Assets. - Team Leadership: Recruit, train, motivate, and manage sales and service teams effectively. - Operations & Compliance: Ensure compliance with KYC, AML, and regulatory guidelines in daily branch/area operations. - Market Penetration: Identify new business opportunities, conduct market intelligence, and expand the customer base. - Portfolio Quality: Monitor collections, recoveries, and prevent delinquencies to maintain optimal asset quality. If you are applying for the CSM (Gold Loan) role, your focus will be on: - Gold Loan Sourcing: Acquire new Gold Loan customers and manage the existing portfolio. - Valuation & Custody: Ensure accurate gold appraisal/valuation and comply with security and vaulting protocols. - Customer Service: Manage high-net-worth client relationships and resolve customer grievances efficiently. - Cross-Selling: Drive cross-selling of other bank/NBFC products to Gold Loan customers. To qualify for these positions, you must meet the following requirements: - Experience: Proven success in a managerial role within a Bank, NBFC, or HFC. - Industry Knowledge: Strong familiarity with Gold Loans, Home Loans, or Retail Asset Finance. - Education: Bachelors or Masters degree is preferred. - Locality: Strong understanding of the Rajasthan market is advantageous. Additionally, candidates must be immediate joiners (ideally within 0-15 days) to be considered for this fast-track hiring process. In return, you can expect: - Competitive CTC: Attractive package ranging from 7 LPA to 15 LPA based on experience, performance, and current compensation. - Performance-based incentives and opportunities for career progression. If you meet the immediate joiner criterion and are interested in these opportunities, please apply by clicking "Apply Now" or emailing your CV to careers@ignituslabs.com with the subject line: IMMEDIATE JOINER - [Designation] - Rajasthan.,

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