6 Portfolio Quality Jobs

You will be responsible for achieving sales targets while ensuring the best-in-class portfolio quality of the branch. You will effectively lead a team of Loan Officers/Field Staff at the branch to help them achieve their business targets. Your role will involve designing a collection strategy within the operational radius to avoid high-risk areas and maintain a high-quality portfolio. Regular field visits will be conducted to guide and motivate the Loan Officers, with surprise visits to assess loan officer performance during Centre Meetings and take corrective action as necessary. You will also be required to conduct morning and evening meetings with Loan Officers to ensure daily run rate targets are met. Proper maintenance of branch facilities, registers, and documents is essential to handle various compliance, audit, legal, admin, and HR-related issues effectively. Staff skill development is a key aspect of this role, achieved through meetings and continuous monitoring of different clusters to identify training needs based on market trends and new business opportunities. You will guide the team to improve their First Time Right (FTR) and Turnaround Time (TAT) metrics while maintaining high levels of customer satisfaction. Maintaining a branch that aligns with brand values and ensuring effective brand retention and recall among customers and non-customers is crucial. Compliance with all system and processes as stipulated by Senior Management is required, along with ensuring all staff are adequately trained on company products and processes. The ideal candidate for this position should be a Graduate in any discipline.,

As a Branch Manager, your primary goal is to achieve sales targets while maintaining high portfolio quality standards at the branch. You will be responsible for leading a team of Loan Officers and Field Staff to meet their business objectives effectively. Designing and implementing a collection strategy within the operational radius to mitigate risks and ensure a quality portfolio will be crucial to your role. Regular field visits will be essential for providing guidance and motivation to the Loan Officers. Surprise visits to Centre Meetings will help assess the performance of the team and take corrective actions as needed. Conducting morning and evening meetings with Loan Officers to ensure daily targets are met and demonstrating effective planning skills will be part of your routine. Your responsibilities will also include maintaining branch operations, registers, and documents to ensure compliance with audit, legal, administrative, and HR requirements. Identifying training needs for staff based on market trends and business opportunities, and monitoring their skill development will be key to enhancing team performance. Guiding the team to improve First Time Right (FTR) and Turnaround Time (TAT) metrics while prioritizing customer satisfaction is essential. You will also be tasked with upholding the brand values of the company to enhance brand retention and recall among customers. It will be your duty to ensure that all established systems and processes are followed at the branch as directed by Senior Management. Adequately training all staff on company products and processes will also fall under your purview. To excel in this role, you should hold a Graduate degree in any discipline. Join us as a Branch Manager and contribute to the success of our organization by driving sales, ensuring portfolio quality, and leading a high-performing team.,

As a candidate for this role, you will be responsible for achieving the Annual Operating Plan (AOP) targets. You will focus on maintaining portfolio quality in line with the Business Plan objectives. Your key performance indicators will include Return on Productivity (RO Productivity), ensuring hiring activities are in accordance with the budgeted numbers, and ensuring adherence to processes and compliance regulations. Additionally, you will be involved in promoting cross-selling opportunities to enhance revenue streams. Your role will also require you to work towards improving Branch Profitability and activating employees towards achieving organizational goals. Finally, you will be responsible for conducting rejection reviews to identify areas of improvement and enhance overall performance. Overall, your contribution to these areas will be crucial in driving the success and growth of the organization.,

The Regional Manager Used Vehicle Loan (Two-Wheeler Section) will be responsible for overseeing the business development, operations, portfolio quality, and team management of the used two-wheeler loan segment across multiple branches within the assigned region. You will need to demonstrate a strong understanding of vehicle financing, risk assessment, and regional market dynamics. Your leadership skills will be crucial in driving growth and ensuring compliance within the sector. This is a full-time, permanent position that offers various benefits including cell phone reimbursement, health insurance, and Provident Fund. The role entails working day shifts with additional performance bonuses based on achievements. The work location will be in-person, providing you with the opportunity to directly engage with the team and regional operations. Join us as the Regional Manager for the Used Vehicle Loan segment and take on a pivotal role in shaping the success of the business in the two-wheeler loan market.,

This role is for one of Weekday's clients Min Experience: 5 years Location: Ankleshwar, Bilimora JobType: full-time We are looking for experienced and result-oriented Branch Managers with a proven track record in Micro LAP (up to ?50 Lakhs) and Home Loans (up to ?1 Cr). The candidate will be responsible for leading branch-level sales and operations, driving business volumes through DSA sourcing, managing a team of Relationship Officers/Managers, and ensuring robust credit hygiene. This is a leadership position demanding strong interpersonal skills, team management capabilities, and a deep understanding of retail secured lending. Candidates must demonstrate consistent career stability and field-readiness for driving performance across products and teams. Key Responsibilities (KRA): Drive monthly and quarterly disbursement targets at the branch level Lead and manage RM/RO teams to optimize productivity Build and maintain strong relationships with DSAs and channel partners Ensure timely service and query resolution for customers Conduct regular market outreach and local promotion activities Maintain portfolio hygiene and credit quality Coach and train the team for consistent brand representation and performance Track competition and align branch strategy accordingly Must-Haves: Relevant team-handling experience in MicroLAP + Home Loans No career gaps or unexplained breaks Should not be currently employed with or sourced from a Corporate DSA Excellent leadership, communication, and people management skills Should demonstrate profile stability and a performance-driven mindset Strong local market knowledge is preferred

Job Purpose: This role will be responsible to lead the design and execution of credit strategies for cross-sell personal loan programs. The role requires a strong background in retail credit risk, data-based decisioning, and exposure to NBFC or fintech ecosystems where digital origination and alternate data play a key role. The role requires to completely own the Cross-Sell personal loan programs and take continuous actions to improve Portfolio Quality. Key Responsibilities: Own and drive credit policy design for cross-sell personal loan programs, targeting existing customer bases from internal or partner channels Analyze customer behavior, repayment history, and alternate data to develop segmentation and eligibility strategies Define and continuously refine scorecard-based or rules-based underwriting logic to balance risk and growth Collaborate with Product, Analytics, and Tech teams to embed policies into digital journeys and decisioning engines Monitor portfolio performance metrics approval rate, delinquency, roll rates, loss rates across different cohorts and channels Work closely with credit bureaus and data providers to leverage external insights for better underwriting Ensure policy compliance with regulatory guidelines and internal governance standards. Conduct regular risk reviews and present findings to management and credit committees Job Requirements: Postgraduate in Finance, Economics, Statistics, or related field. Professional Certifications FRM / CFA is desirable 8-12 years of experience in credit policy or risk management, preferably in NBFCs, FinTechs, or digital lending platforms. Have 3+ years of people / stakeholder management experience Experience in cross-sell or pre-approved loan programs is highly desirable. Exposure to digital lending platforms, API-based underwriting and rule engines. Experience with co-lending models or embedded finance Strong knowledge of unsecured lending products, especially personal loans. Hands-on experience with credit policy formulation, scorecard management, and risk-based pricing. Familiarity with bureau data (CIBIL, Experian, CRIF), alternate data sources, and credit decisioning tools. Analytical mindset with proficiency in tools like Excel, SQL, Python, or SAS. Ability to work in fast-paced environments with cross-functional collaboration. Strong Analytical, Interpersonal and Convincing skills Exceptional written and verbal communication skills