20 Portfolio Quality Jobs

As an experienced financial services leader, you will be responsible for driving business volumes and profitability in your assigned branch or area portfolio. Your key responsibilities will include: - Business Growth: Achieve ambitious monthly and quarterly targets for Gold Loan, Home Loan, and Retail Assets. - Team Leadership: Recruit, train, motivate, and manage sales and service teams effectively. - Operations & Compliance: Ensure compliance with KYC, AML, and regulatory guidelines in daily branch/area operations. - Market Penetration: Identify new business opportunities, conduct market intelligence, and expand the customer base. - Portfolio Quality: Monitor collections, recoveries, and p...

Manager - Asset Quality Monitoring Role Accountability 1. Prepare & Monitor New Acquisition quality metrics with ongoing monitoring of new sourcing mix & early delinquencies at various cuts and recommend changes in sourcing mix in consultation with Credit team. 2. Monitor Key Portolio Metrics on a Daily, Monthly & Ongoing basis to identify and flag-off any areas of concern on a timely basis, for corrective action. 3. Analyze & Review the monthly SPI data for assessing Card's performances versus Peers and Industry and putting upto the management and identify segments of opportunity and risk. 4. Prepare the monthly Portfolio Quality reviews presentation for putting upto the Management, RMCB & ...

Job Description: As an Area Credit Manager for Secured Loans in the Rural Banking department, your main responsibility will be to nurture multiple Cluster Credit Managers and Credit Managers. You will collaborate with other stakeholders to achieve business book growth while ensuring good portfolio quality. It is essential to consistently raise benchmarks on Turnaround Time (TAT) and customer experience, as well as maintain high standards of governance and compliance. Your role will also involve grooming and mentoring credit managers, adapting and promoting digital initiatives, and managing vendors effectively. Qualification Required: - Graduation in any field as per the job requirements - Po...

Location: Gurgaon Cyber city Night Shift - 8:30 pm - 6.00 am Preference only male About the Employer: A leading pure-play credit card issuer in India , offering a wide range of credit cards to cater to diverse customer needs. The organization is constantly innovating to meet the evolving financial needs of customers and empowers them with seamless digital payment experiences. We are committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect. Whats in it for You: Work-life balance & wellness programs Robust rewards & recognition policies Dynamic, inclusive, and diverse team culture Inclusive health benefits (Medical Insurance, Pe...

Manager - Asset Quality Monitoring Role Accountability 1. Prepare & Monitor New Acquisition quality metrics with ongoing monitoring of new sourcing mix & early delinquencies at various cuts and recommend changes in sourcing mix in consultation with Credit team. 2. Monitor Key Portolio Metrics on a Daily, Monthly & Ongoing basis to identify and flag-off any areas of concern on a timely basis, for corrective action. 3. Analyze & Review the monthly SPI data for assessing Card's performances versus Peers and Industry and putting upto the management and identify segments of opportunity and risk. 4. Prepare the monthly Portfolio Quality reviews presentation for putting upto the Management, RMCB & ...

Branch Manager - Microfinance Job Purpose Responsible for achieving critical parameters such as business targets, portfolio management, and minimizing employee attrition as required by management. Owns team management within the branch, ensures adherence to people metrics, and drives all necessary compliances for the branch. Major Challenges Managing and reducing employee attrition Maintaining portfolio quality and monitoring performance as per defined targets Ensuring compliance on all business parameters and achieving zero audit findings for the branch Required Qualifications and Experience Qualifications: Graduation Work Experience: 4-6 years in Microfinance JLG business, with a minimum o...

As an Area Credit Manager for Unnati Loans in the Rural Banking department, your role involves nurturing multiple Cluster Credit Managers and Credit Managers. You will collaborate with other stakeholders to achieve business book growth while maintaining good portfolio quality. It is essential to consistently raise the highest level of benchmarks on Turnaround Time (TAT) and customer experience, ensuring high standards of governance and compliance. Your responsibilities will include: - Grooming and mentoring multiple cluster & credit teams - Maintaining good portfolio quality - Collaborating with other stakeholders to achieve business book growth - Ensuring the highest standard of customer ex...

As a Loan Branch Manager at our company, your role involves achieving sales targets while maintaining high portfolio quality. You will be responsible for leading a team of Loan Officers/Field Staff, designing a collection strategy, and conducting regular field visits to guide and motivate the team. Your daily tasks will include conducting morning and evening meetings with Loan Officers, maintaining branch compliance, and ensuring staff skill development through continuous monitoring and training. Key Responsibilities: - Achieving sales targets and maintaining portfolio quality - Leading and guiding Loan Officers/Field Staff to achieve business targets - Designing a collection strategy and av...

Job Description: As the Area Credit Manager for Unnati Loans within the Rural Banking department, your primary responsibility will be to nurture multiple Cluster Credit Managers and Credit Managers. You will collaborate with various stakeholders to achieve business book growth while maintaining a high portfolio quality. It is essential to consistently set the highest benchmarks for Turnaround Time (TAT) and customer experience, ensuring adherence to stringent standards of governance and compliance. Your key duties will include grooming and mentoring multiple cluster and credit teams, focusing on maintaining excellent portfolio quality, and fostering collaboration with stakeholders to drive b...

As a Compliance Officer, your main responsibility will be to ensure the compliance of sanction and disbursement conditions, along with overseeing Disbursal Authorization, Delinquency Management, Vendor/Cost management, and Quality Management in terms of Audit, Compliance, and Hind sighting. Your key responsibilities will include compliance of sanction and disbursement conditions, managing processes and initiatives, training your team and channel partners, handling delinquency, overseeing vendor and cost management, ensuring quality management through audits, compliance checks, and Hind sighting, monitoring portfolio quality, authorizing disbursals, managing Pre-Delivery Document (PDD) proces...

Job Description 1 New Business Prospects: Originate new business prospects within the SME / infrastructure sector through direct sourcing and open market channels. 2 Customer Acquisition: Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. Achieve the targeted New To Business (NTB) numbers 3 Business Generation: Meet existing SME clients to identify business opportunities and drive revenue. 4 Cross-Selling: Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. Sales of other financial solutions including other products , leasing , insurance & wealth etc . 5 Portfolio Quality Maintain the Early delinquency (ED)...

Light Finance is looking to hire a Circle Head Credit to oversee credit operations in multiple states. As the Circle Head Credit, you will be responsible for driving credit strategy, maintaining portfolio quality, leading large teams, and collaborating with cross-functional teams to drive business growth and ensure risk control. Your key responsibilities will include shaping credit strategy through policy design, implementing control points and efficiency improvements, mentoring and managing large credit teams across multiple branches, focusing on performance and accountability, mitigating risk, maintaining a healthy portfolio through credit assessments and early warning systems, and collabo...

TWF Regional credit manager Job summary The role involves leading and managing a two-wheeler loan portfolio within a specific region - UP and Eastern States. Responsibilities include driving business growth, ensuring portfolio quality, and managing a team of credit professionals. Credit Management & Portfolio Quality Oversee the credit process for two-wheeler loans, from appraisal to collection. Evaluate applicant creditworthiness using financial data, reports, and other information. Analyze financial information to assess repayment ability and manage risk. Ensure adherence to credit policies, guidelines, and regulations. Monitor the credit portfolio for quality and early warning signs. Trac...

Sales and Portfolio Management Achieve sales targets while ensuring best-in-class portfolio quality of the branch. Team Leadership Effectively lead a team of Loan Officers/Field Staff to achieve their expected business targets. Conduct regular field visits to guide and motivate Loan Officers. Collections and Repayment Ensure maximum collection efficiency and regular repayment by all customers. Design a collection strategy to avoid risky areas and maintain portfolio quality. Track repayment by regular customers and follow up with delinquent customers, non-starters, and fraud cases. Monitoring and Performance Assessment Conduct surprise visits and sample Centre Meetings to assess loan officer ...

You will be responsible for achieving sales targets while ensuring the best-in-class portfolio quality of the branch. You will effectively lead a team of Loan Officers/Field Staff at the branch to help them achieve their business targets. Your role will involve designing a collection strategy within the operational radius to avoid high-risk areas and maintain a high-quality portfolio. Regular field visits will be conducted to guide and motivate the Loan Officers, with surprise visits to assess loan officer performance during Centre Meetings and take corrective action as necessary. You will also be required to conduct morning and evening meetings with Loan Officers to ensure daily run rate ta...

As a Branch Manager, your primary goal is to achieve sales targets while maintaining high portfolio quality standards at the branch. You will be responsible for leading a team of Loan Officers and Field Staff to meet their business objectives effectively. Designing and implementing a collection strategy within the operational radius to mitigate risks and ensure a quality portfolio will be crucial to your role. Regular field visits will be essential for providing guidance and motivation to the Loan Officers. Surprise visits to Centre Meetings will help assess the performance of the team and take corrective actions as needed. Conducting morning and evening meetings with Loan Officers to ensure...

As a candidate for this role, you will be responsible for achieving the Annual Operating Plan (AOP) targets. You will focus on maintaining portfolio quality in line with the Business Plan objectives. Your key performance indicators will include Return on Productivity (RO Productivity), ensuring hiring activities are in accordance with the budgeted numbers, and ensuring adherence to processes and compliance regulations. Additionally, you will be involved in promoting cross-selling opportunities to enhance revenue streams. Your role will also require you to work towards improving Branch Profitability and activating employees towards achieving organizational goals. Finally, you will be responsi...

The Regional Manager Used Vehicle Loan (Two-Wheeler Section) will be responsible for overseeing the business development, operations, portfolio quality, and team management of the used two-wheeler loan segment across multiple branches within the assigned region. You will need to demonstrate a strong understanding of vehicle financing, risk assessment, and regional market dynamics. Your leadership skills will be crucial in driving growth and ensuring compliance within the sector. This is a full-time, permanent position that offers various benefits including cell phone reimbursement, health insurance, and Provident Fund. The role entails working day shifts with additional performance bonuses b...

This role is for one of Weekday's clients Min Experience: 5 years Location: Ankleshwar, Bilimora JobType: full-time We are looking for experienced and result-oriented Branch Managers with a proven track record in Micro LAP (up to ?50 Lakhs) and Home Loans (up to ?1 Cr). The candidate will be responsible for leading branch-level sales and operations, driving business volumes through DSA sourcing, managing a team of Relationship Officers/Managers, and ensuring robust credit hygiene. This is a leadership position demanding strong interpersonal skills, team management capabilities, and a deep understanding of retail secured lending. Candidates must demonstrate consistent career stability and fie...

Job Purpose: This role will be responsible to lead the design and execution of credit strategies for cross-sell personal loan programs. The role requires a strong background in retail credit risk, data-based decisioning, and exposure to NBFC or fintech ecosystems where digital origination and alternate data play a key role. The role requires to completely own the Cross-Sell personal loan programs and take continuous actions to improve Portfolio Quality. Key Responsibilities: Own and drive credit policy design for cross-sell personal loan programs, targeting existing customer bases from internal or partner channels Analyze customer behavior, repayment history, and alternate data to develop se...