Posted:6 days ago|
Platform:
Work from Office
Full Time
Credit Risk & Policy Manager
Location: Bangalore
What is Muthoot Fincorp ONE
Muthoot Fincorp ONE, is a fintech startup and SBU of Muthoot FinCorp Ltd., building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance.
Our products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortable navigation.
Our promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals.
We continue to uphold the values of our parent, the Muthoot Pappachan Group by providing you with easily accessible services, replete with our unmistakable quality.
Muthoot FinCorp ONE believes in an ownership driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured.
What can you expect
Build the future, Today - Build for scale in an ever-expanding marketplace
Attractive compensation - Attractive salaries and benefits
Perks & other benefits - Wholesome well-being and personal satisfaction
Work with the brightest minds in the industry - Premium colleges, great pedigree and amazing teams
Dynamic work environment: Stable yet exciting - Constant challenges that test the best in you
Fast-paced growth - Wide exposure, and terrific mentors to accelerate professional growth
Job Duties and Responsibilities:
To frame the credit policy (acquisition and account management policies), processes and workflow, assist in growth of the lending business.
MSME, PL credit policy management and MIS analytics for portfolio monitoring and regular reviews
Support implementation of credit decision module on Sentinel technology platform
Partnership with product development, collections, systems and operations team to ensure product development and roll out objectives are met
Experience in Digital Lending Domain
Manage policy / processes for mainly Credit Policy and process for the consumer retail portfolio pan India.
Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
Design & manage MIS reporting for different portfolios - Gather risk/business requirements, interpret and analyze and present them to the Leadership through dashboards, visual reports etc.
Key Accountabilities:
Portfolio performance monitoring through a structured early warning mechanism
Assist on developing Fintech partnerships, vendor empanelment, UAT activities on system changes
Compliance with all internal and RBI guidelines
Ensure system changes keep pace with product development and ensure adequate controls
ExcitedSo are we! Apply now to be a part of our incredible workforce!
Muthoot FinCorp (MFL)
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