Home
Jobs

Credit & Risk Manager

2 - 5 years

6 - 7 Lacs

Posted:6 days ago| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description

Credit Risk & Policy Manager

Location: Bangalore

What is Muthoot Fincorp ONE

Muthoot Fincorp ONE, is a fintech startup and SBU of Muthoot FinCorp Ltd., building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance.

Our products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortable navigation.

Our promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

We continue to uphold the values of our parent, the Muthoot Pappachan Group by providing you with easily accessible services, replete with our unmistakable quality.

Muthoot FinCorp ONE believes in an ownership driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured.

What can you expect

Build the future, Today - Build for scale in an ever-expanding marketplace

Attractive compensation - Attractive salaries and benefits

Perks & other benefits - Wholesome well-being and personal satisfaction

Work with the brightest minds in the industry - Premium colleges, great pedigree and amazing teams

Dynamic work environment: Stable yet exciting - Constant challenges that test the best in you

Fast-paced growth - Wide exposure, and terrific mentors to accelerate professional growth

Job Duties and Responsibilities:

  • To frame the credit policy (acquisition and account management policies), processes and workflow, assist in growth of the lending business.

  • MSME, PL credit policy management and MIS analytics for portfolio monitoring and regular reviews

  • Support implementation of credit decision module on Sentinel technology platform

  • Partnership with product development, collections, systems and operations team to ensure product development and roll out objectives are met

  • Experience in Digital Lending Domain

  • Manage policy / processes for mainly Credit Policy and process for the consumer retail portfolio pan India.

  • Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions

  • Design & manage MIS reporting for different portfolios - Gather risk/business requirements, interpret and analyze and present them to the Leadership through dashboards, visual reports etc.

Key Accountabilities:

  • Portfolio performance monitoring through a structured early warning mechanism

  • Assist on developing Fintech partnerships, vendor empanelment, UAT activities on system changes

  • Compliance with all internal and RBI guidelines

  • Ensure system changes keep pace with product development and ensure adequate controls

ExcitedSo are we! Apply now to be a part of our incredible workforce!

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview
cta

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

coding practice

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now
Muthoot FinCorp (MFL)
Muthoot FinCorp (MFL)

Financial Services

New Delhi

RecommendedJobs for You

Gurgaon, Haryana, India