1409 Credit Risk Jobs - Page 27

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation State Business Manager Secured & Unsecured Lending Business Grade Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation State Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation State Business Manager Secured & Unsecured Lending Business Grade Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Ludhiana. The ideal candidate will have 6-9 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy and evolve underwriting norms customized to local market needs. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai-Lower Parel. The ideal candidate will have 2-7 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular Credit Monitoring Committee Meetings to identify potential risks and opportunities. Report actionable insights to relevant authorities to ensure compliance with regulatory requirements. Continuously monitor events related to borrower accounts to maintain high customer satisfaction. Perform annual reviews of accounts to ensure accuracy and completeness. Appoint and maintain vendors such as lenders, independent engineers, legal counsel, and insurance consultants. Identify stress accounts and recommend actions, while also handling account restructuring. Engage in portfolio modeling and analysis, covenant monitoring, and coordinate with Fincon/accounts and budgeting teams; prepare MIS and other reports. Job A Diploma or Degree in a relevant field is required, along with an MBA degree. Possess strong knowledge of credit monitoring, analysis, and portfolio management principles. Demonstrate excellent communication and coordination skills to work effectively with cross-functional teams. Exhibit strong analytical and problem-solving skills to identify areas of improvement. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are necessary to manage multiple tasks simultaneously.

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Noida. The ideal candidate will have 3 to 8 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage all activities related to the sanction life cycle of retail loan business for short and medium term products. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases, presenting to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Ensure timely completion of personal discussion documents through customer visits if required. Oversee and initiate follow-ups with external vendors to resolve queries and eliminate undue delays, coordinating with the recoveries team to generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms tailored to local market needs and enhance consumer credit risk strategy. Adhere to all norms and regulations. Job Post Graduate/Graduate in any discipline. Minimum 3 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing a team of credit approvers. Familiarity with credit programs and policies. A strong understanding of credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans is essential. Ability to evolve underwriting norms customized to local market needs and continuously enhance and execute the consumer credit risk strategy. Adherence to all norms and regulations is required.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk assessment. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Credit Executive to join our team in Baran. The ideal candidate will have 2 to 7 years of experience in the banking industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking industry, preferably in credit underwriting or related fields. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to work efficiently in a fast-paced environment while adhering to quality standards. Excellent communication and interpersonal skills are required for effective stakeholder interaction. Strong analytical and problem-solving skills are necessary to assess credit risks and make informed decisions. Familiarity with credit-related software and systems is an asset.