2999 Credit Risk Jobs - Page 27

Overview Job Summary RRSD Unit faces the Group Risk Function with a peripheral support to CEO CIB Function. It handles wide spectrum of activities to support the Enterprise Risk Analytics, Traded Risk Management, Risk & Compliance Reporting teams of the Group Risk. The unit is also currently expanding itself to support the CEO CIB Office with Credit Portfolio Management. Various sub-units underneath RRSD are listed below: Enterprise Risk Management Risk Reporting Market Risk Operations (MRO) The team's activities include production and distribution of daily risk reports, monitoring of Market Risk Exposures against limits, where applicable at country, regional, global and group level for Rate...

About The Role Project Role : Data & Document Mmgt Processor Project Role Description : Perform end to end document management services according to service level agreements. This includes data digitization, data indexing, document scanning and maintenance etc. Support initiatives with a focus on continuous improvement. Must have skills : Business Requirements Analysis Good to have skills : NA Minimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education About The Role :Model Modernization Project Senior Business/Data Analyst / Scrum Master with Domain Expertise in Model Risk & Control ProcessesLocation:Mumbai (Mandatory to work from client office 3da...

About The Role Skill required: Delivery - Financial Risk Data & Analytics Designation: I&F Decision Sci Practitioner Sr Analyst Qualifications: Any Graduation Years of Experience: 5 to 8 years What would you do? Data & AIStrengthen the management of credit, market and liquidity risks (from identification/ assessment through to reporting) including stress testing, scenario modeling, model development & validation, portfolio analytics, underwriting analytics, actuarial analytics, risk weighted asset & capital calculation, early warning signal generation, risk decisioning, and data visualization, using data governance & management, data science, analytics - AI, ML, Network analysis - and techno...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? Investigating and resolving customer disputes and ensuring compliance with relevant regulations and industry standards, and providing exceptional customer serviceThe Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Perform account maintenance services, ac...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? Investigating and resolving customer disputes and ensuring compliance with relevant regulations and industry standards, and providing exceptional customer serviceThe Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Perform account maintenance services, ac...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? Investigating and resolving customer disputes and ensuring compliance with relevant regulations and industry standards, and providing exceptional customer serviceThe Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Perform account maintenance services, ac...

ROLE DESCRIPTION This role requires a strong hands-on Business Data Analyst to work closely with the CVA Data Service Product Owner and Project team in supporting analysis, planning and execution of complex, large scale projects from definition to closure. They are responsible for the end-to-end business analysis of data related subject matter or issues/exceptions, proactively balancing priorities, team, outcomes and benefits. Preference will be given to candidates with strong hands-on business analysis experience, preferably in counterparty credit risk, market risk and XVA. Objectives of CVA Data Services CVA Data Services is a newly created application, centralising Counterparty Risk relat...

8+ years relevant experience in Business Analyst role delivering projects using the agile methodology for Risk (preferably Credit Risk in Investment or Corporate Banking ) Risk domain knowledge and understanding PD, LGD, EAD, RWA, Credit Risk Experience working on Regulatory projects (e.g. Basel ) Experience of working with SQL Queries, Data Models, UML Experience in delivering projects using Agile/scaled methodology Experience in BA activities including Impact/Data analysis and delivering comprehensive reports and presentations for decision making Ability to use own initiative to resolve issues/ investigate and find solutions Regular and confident interaction with end-users and customers Ex...

We are looking for a dynamic and hands-on Manager – Talent Acquisition to lead end-to-end hiring for critical roles across our quant and risk roles. The ideal candidate will have a proven track record in hiring for niche skill sets such as credit risk validation, risk modelling, and data science, along with strong experience in technology hiring (Java, React, Scrum Masters). This role will require close collaboration with business leaders and HR partners to ensure a high-quality talent pipeline aligned with business needs. Key Responsibilities: • End-to-End Hiring Ownership: • Manage the full recruitment lifecycle across assigned functions, with a focus on quantitative (risk, modelling) and ...

In accordance with regulatory requirements, carry out qualitative and quantitative validation of models (including model frameworks) related to credit risk, operations risk, Pricing risk etc. Assessing model logic, assumptions and technical approaches, model limitations, evaluate model implementation and its ongoing performance based on the model and its documentation. Manage validation process including work planning, executing multi project activities, appropriately challenging model developers on best practices, controlling quality of deliverables, liaising with different parties, and defending fact-based validation results. Conduct research to experiment with different analytic ideas usi...

Strong analytical skills in conducting sophisticated statistical analysis using bureau/vendor data, customer performance Data and macro-economic data to solve business problems. Working experience in languages PySpark & Scala to develop code to validate and implement models and codes in Credit Risk/Banking Experience with distributed systems such as Hadoop/MapReduce, Spark, streaming data processing, cloud architecture. Experience in systems integration, web services, batch processing Experience in migrating codes to PySpark/Scala is big Plus The ability to act as liaison conveying information needs of the business to IT and data constraints to the business ...

Analyze income statements, balance sheets, and cash flow statements of corporates, banks, and NBFCs to assess their financial health and creditworthiness. Identify key trends, risks, and opportunities in the financial statements and provide recommendations to stakeholders. Generate detailed reports on borrowers, including credit scores, risk ratings, and recommendations for lending decisions. Develop and maintain financial models to forecast future performance and assess the impact of various scenarios on the borrowers credit profile. Conduct industry research and market analysis to stay up-to-date on industry trends and developments. Collaborate with cross-functional teams, including credit...

Risk:Credit Risk-II Team INTERNAL USAGE No of Vacancies Reports to Is a Team leader N Team Size Grade M-AVP Business Corporate Center Department Risk Sub - Department - Location CO About Risk The Risk department ensures that the Bank s risk is managed through a risk management architecture as well as through policies and processes approved by the Board of Directors encompassing independent identification, measurement and management of risks across the various businesses of the Bank The Risk department of the Bank strives to proactively anticipate vulnerabilities at the transaction as well as at the portfolio level, through quantitative or qualitative examination of the embedded risks About t...

Join us as a Credit Officer We're looking for someone with expert credit skills to ensure careful risk consideration when we make credit and lending decisions for our customers You'll be identifying, assessing and managing credit risks, while also designing and delivering a risk-based controls framework across all Credit Risk business areas You can expect to make a far-reaching impact in this role, as you provide a valuable capability to achieve a robust risk management culture across the bank We're offering this role at vice president level What you'll do As our Credit Officer, youll be working to maintain an effective management framework that helps us to identify, assess, manage and repor...

Role : - This position is part of the Structured Finance Credit/ Structured Finance Rating/ Structured Obligations Ratings team. - Ratings of Indian Structured Finance Transactions like ABS/ MBS/ RMBS/ CMBS Pool of Stresses Assets and Corporate Structured Obligation transactions - Perform active surveillance and risk monitoring of existing transactions - Author and publish reports on transactions and contribute to research and industry analysis Requirements : - MBAs (preferable from tier 1 institute) CAs/ CFAs with 8-12 yrs of experience - Knowledge of Credit risk as applied to Structured Finance domain for ABS/RMBS/CMBS, real estate debt issuances, corporate securitisations, corporate credi...

Responsibilities: Lead and manage key projects like the Falcon upgrade Manage Falcon upgrades across retail, institutional, and merchant sectors. Drive and support institutional fraud-related projects. Lead and provide expertise on fraud and financial crime risk management. Manage and deliver major projects like Falcon upgrades, AML updates, and merchant fraud migrations. Collaborate with financial institutions to develop effective fraud detection and prevention strategies. Ensure systems like Falcon and AML tools are up-to-date and optimized. Stay compliant with financial crime regulations and help develop internal policies. Train and mentor teams on fraud prevention best practices.

We are seeking a skilled and experienced Functional Business Analyst (BA) with a strong background in Retail Banking Risk to join our dynamic team. The successful candidate will play a key role in bridging the gap between business requirements and technology solutions, focusing on retail risk management functions. This position is ideal for someone who is passionate about applying their knowledge of retail banking, risk management processes, and functional analysis to help design and deliver impactful solutions. Key Responsibilities: Business Requirement Gathering: Engage with business stakeholders to gather, analyze, and document detailed business requirements related to retail risk managem...

To drive growth in the Loan Against Property (LAP) business by sourcing high-quality cases through DSA (Direct Selling Agent) channels, ensuring portfolio health, and building strong market relationships. Key Responsibilities Business Sourcing: - Acquire LAP customers through DSA channels while adhering to internal policies and external regulatory guidelines. - Identify and onboard high-potential DSAs and maintain strong working relationships. Sales & Target Achievement: - Meet or exceed assigned monthly and quarterly disbursement and fee income targets. - Monitor and drive business volumes in a competitive market, maintaining a healthy pipeline. Credit & Risk Coordination: - Liaise with cre...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

About The Role 1To underwrite mortgage business and manage the portfolio in assigned area 2 Support and co-partner with business teams to manage end to end credit approval for the designated region 3 Underwrite salaried SENP/SEP for retail and high value cases and present to senior level 4 Authorize deviations raised and documented by underwriters in compliance with credit policy. 5 Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. 6 Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level. 7 M...

About The Role To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performanc...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

Perform Cash Application activities including payment posting, reconciliations, unapplied cash resolution Manage Accounts Receivable processes billing, collections follow-up, dispute resolution, and customer account reconciliations Support Credit mgt Required Candidate profile Ensure timely and accurate monthly reporting on AR, collections status, DSO, and other O2C metrics. Collaborate with cross-functional teams to resolve payment issues and improve collection efficiency Perks and benefits Perks and Benefits

Salary: 20 to 35 LPA Exp: 3 to 10 years Location: Bangalore/Gurgaon/Pune Notice : immediate to 30 days..!! Role and Responsibilities: Credit Risk /Fraud Risk Strategy: Role Details: The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle acquisition, portfolio management and collections, across retail lending products. Responsibilities : - Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc. - Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders - Col...

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9...