1409 Credit Risk Jobs - Page 28

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution and report submission. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Strong knowledge of credit policy, underwriting, and risk management. Excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong understanding of consumer credit risk strategy and its implementation.

We are looking for a highly skilled and experienced Credit Analyst to join our team in Mumbai. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong understanding of credit requirements for underwriting SME and commercial loan transactions. Roles and Responsibility Create and conduct data entry in systems for all credit transactions. Develop financial spreads from financial documents. Perform credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Collaborate with the sales team for login checklist document coordination. Work with the credit team to ensure data completeness and accuracy in transaction notes and digital applications. Job MBA/PGDBA/PGPM/CA or equivalent degree. Strong knowledge of credit requirements for underwriting SME and commercial loan transactions. Experience in creating CAM and conducting data entry in systems for credit transactions. Ability to work with sales teams and coordinate login checklist documents. Understanding of financial spreads and their development from financial documents. Excellent analytical and problem-solving skills.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Chennai. The ideal candidate will have 4 to 9 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit appraisal, underwriting, and risk assessment. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Durgapur. The ideal candidate will have 2-7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Job Description Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade MM4 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Job Description Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade MM4 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Job Description Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade MM4 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Job Description Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade MM4 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade MM4 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Company Name Muthoot Fincorp Limited Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No of Reportees, Main Tasks & Areas of Responsibility Achievement of Budgeted Sales Volumes Build relevant Sales structuer for State/region Work with branches on necessary products& distribution to build the portfolio Achievement of cross sell targets Responsible for soft bucket collections and maintain the delinquency as per desired level Work closely with Credit & Risk departments on product on Product & process roll outs Adhere & roll out Audit compliance /requirement to Sales vertical Monthly/Annual Sales Volumes/Portfolio as per budget plan Responsible for metrics IRR, process fee & ATS 3 Drive cross sell initiatives like insurance , other products through the team as well as the branches Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background LAP Sales & Distribution ( not mandatory) Managed BTL initiatves Channel and direct sales team experience Soft Collections experience in unsecured loans Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work Ability to work stretch/Multi-Tasking Environment Effective Communication ability at different levels Adaptable to complex Work environments& Organizational values Task master having a daily grind on Sales/revenue numbers Other Requirements (If any) -

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located at Auto Plaza-M4-M6, Hyderabad. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers

Position / Designation Cluster Business Manager Secured & Unsecured Lending Business Grade E1/E2 Employment Type All Employment Type Reporting to Designation & Grade Zonal Sales Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade Main Tasks & Areas of Responsibility 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . Skills and Exposure Special Requirements (If any) Must have experience in Secured lending / unsecured lending business Job Location / State All States Compensation Band As per policy Entitlements As per policy Stake Holders MFL Staff, Group Company Staf Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training Communication Skills Excellent communication Skills English language fluency - both verbal and written Experience 10+years of overall experience Behavioral Competencies Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers