Credit Risk Analyst

Job Title

Location

Department

Key Responsibilities:

• Perform in-depth credit risk analysis using large datasets, ensuring accurate and timely reporting.
• Conduct delinquency and portfolio analysis to identify trends, risks, and opportunities.
• Develop and maintain financial models and reports using SQL and Excel for credit risk assessments.
• Support underwriting activities by analyzing creditworthiness and evaluating risk factors.
• Create and manage dashboards in Tableau to visualize data insights and monitor key performance indicators (KPIs).
• Collaborate with cross-functional teams to gather data requirements and provide insights for risk mitigation strategies.
• Prepare presentations and reports for senior management, summarizing credit risk findings and recommendations.
• Monitor and assess the effectiveness of credit policies and procedures.

Required Skills and Qualifications:

• Bachelor s degree in Engineering, Finance, Economics, Statistics, or related field.
• 2+ years of experience in credit risk analysis, underwriting, or a similar role.
• Advanced proficiency in SQL for querying large datasets and performing data analysis.
• Advanced proficiency in Microsoft Excel (pivot tables, , VLOOKUP, etc.).
• Experience with Tableau for creating dashboards and data visualizations.
• Strong understanding of credit risk, underwriting processes, and delinquency analysis.
• Excellent problem-solving and analytical skills with attention to detail.
• Strong communication and presentation skills, able to convey complex data insights clearly.