HPN Consulting

I am currently seeking ta number of qualified and available Credit Risk Analysts to deploy in the coming months. This role will be suitable for those who are looking for work now and those who are likely to become available over the next six months as we ramp up the number of people required. You must have at least 2 YEAR CREDIT RISK EXPERIENCE. THE ROLE You can expect to be involved in the following day-to-day: · Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance the customer experience. · Work with cross-functional teams to create, test, and implement retention-focused campaigns. Use data insights to optimise campaign performance. · Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement. · Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes. · Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance. · Stay updated on industry trends and customer behaviour to propose solutions that enhance processes and optimise customer initiatives. YOUR SKILLS AND EXPERIENCE · Ideally experience working across credit cards. · Strong coding skills, in python, or SQL. · Experience building MI. · Experience developing credit risk strategy. · Good presentation and data visualisation skills. · Degree in a STEM subject. · Excellent written and verbal communication skills.

As a Credit Risk Analyst, you will play a crucial role in collaborating with the analytical team to support customer credit strategies, achieve commercial goals, and enhance the overall customer experience. Your responsibilities will include working alongside cross-functional teams to develop and implement retention-focused campaigns, utilizing data insights to optimize campaign performance. Additionally, you will be conducting segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement effectively. Furthermore, your role will involve ensuring that all strategies are in compliance with regulations and internal policies to minimize risks associated with credit, complaints, and financial outcomes. You will be responsible for monitoring campaign performance, preparing reports to evaluate the impact on customer behavior, retention rates, and financial performance. It will be essential for you to stay updated on industry trends and customer behavior to propose innovative solutions that enhance processes and optimize customer initiatives. To excel in this role, you should ideally have experience working across credit cards, possess strong coding skills in Python or SQL, and have a background in building Management Information (MI). Additionally, experience in developing credit risk strategies, good presentation skills, proficiency in data visualization, a degree in a STEM subject, and excellent written and verbal communication skills will be beneficial for your success in this position.,