Credit Rating Analyst

0 - 4 years

5 - 8 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Role & responsibilities:

Credit Analysis & Ratings

  • Independently work on credit rating assignments across corporates, infrastructure, financial services.
  • Perform in-depth cash flow assessment, and risk analysis on companies / entities.
  • Prepare and present rating rationales, committee notes, and press releases.
  • Monitor assigned portfolio of rated entities and ensure timely surveillance and action based on latest developments.
  • Support rating actions by conducting

    risk assessments, peer benchmarking,

    and scenario analysis.

Governance & Compliance

  • Maintain accurate documentation and ensure compliance in line with SEBI & RBI regulations for CRAs, internal policies, and ethical standards.
  • Maintain integrity, independence, and transparency in rating opinions.

Preferred candidate profile:

  • CA/Graduate/ MBA(Finance) or equivalent postgraduate qualification in finance/economics.
  • 2-4 years of relevant experience in credit rating, investment banking, corporate finance, or credit risk assessment. Freshers can also be considered.
  • Strong financial and analytical skills with deep understanding of credit risk including strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics.
  • Excellent communication, report writing, and presentation skills.
  • Credit assessment and analysis (or financial analysis), including business,financial and management profiling.
  • Good understanding of banking regulations, calculation of key credit metrics and capital ratios.
  • Ability to work on multiple assignments under strict timelines.

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