Credit operation Officer

Company Description

InCred Financial Services is a new-age financial services group that leverages technology and data science to simplify and streamline the lending process. The company is dedicated to meeting the diverse needs of borrowers, ensuring access to financial services with quick, simple, and hassle-free processes. InCred offers a wide range of products, including personal loans for unexpected financial needs, education loans to support higher education aspirations, and SME business loans tailored to foster growth and expansion. With a focus on innovation and its commitment to supporting India's growth story, InCred aims to empower individuals and businesses across the country.

Role Description

This is a full-time on-site role for a Credit Officer based in Bengaluru. The Credit Officer will be responsible for assessing and evaluating credit applications, performing financial analysis, and managing credit relationships with clients. Key tasks include analyzing financial data, assessing creditworthiness, and recommending appropriate credit limits. The role requires ensuring compliance with credit policies and maintaining communication with clients to provide efficient support throughout the credit lifecycle.

Qualifications

• Strong skills in Credit Management and analysis of creditworthiness
• Proven Analytical Skills and problem-solving abilities
• Understanding of Finance principles and financial analysis
• Effective Communication skills for interacting with clients and stakeholders
• Experience or knowledge in Credit-related operations
• Attention to detail and ability to work in a fast-paced environment
• Bachelor's degree in Finance, Business Administration, or a related field, with relevant work experience
  

Preferred Qualifications:

• Minimum 1year of experience in Secured Loan