Credit Manager-Working Capital-Credit

2 - 6 years

4 - 7 Lacs

Posted:1 week ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description


  
RoleCredit AppraisalLoan applications within defined guidelines and accordingly take decision or recommend for approval to higher authoritiesUnder writing cases with desired level of quality and enabling achievement of Branch Business target by proper trainingUse performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluationStock on HireIncrease in volume of businessEnsure that SOH increases(pl confirm if this applies to CM role )NPA trendAnalyze the NPA trend like area, industry, sector etc.Interact with Customers & understand the business and regularly monitor delinquencies / infants.Infant loan which is less than 12 months NPAEnsure qualitative portfolioEnsure that there is no infant 12 months NPADaily tasks:Daily accessing the loan fileDaily case discussion with Sales teamPreparing credit underwriting for the cases assignedPersonal discussion calls with customer financials & bankingDecision making with predefined TATTele-verification calls to the customer

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