Credit Manager-Home Loans

As a Credit Manager for Home Loans in the Retail Banking division, your primary role is to manage a team and collaborate with the sales team to achieve the assigned area target. You will directly interact with consumers to assess their creditworthiness, ensure verification completion, and adhere to company credit policies. Your tasks should be executed in a manner that supports sales while managing risks, aligning with the bank's organizational goals. **Roles & Responsibilities:** - Underwrite secured and unsecured loan proposals based on policies and procedures to meet SLAs and manage business volumes - Supervise a team of credit underwriters and provide necessary guidance - Conduct personal discussions with customers to evaluate their creditworthiness - Address front-end delinquencies by contacting customers after the first presentation - Ensure completion of credit/KYC documents and verification through telephonic, field, and collateral visits - Collaborate with sales team to achieve targets and meet SLAs - Maintain adherence to credit policies and accepted standards **Educational Qualifications:** - Graduate in any discipline (Full Time) - Post Graduate in any discipline (Full Time) **Experience:** - 2 to 5 years of experience in credit Please note that no additional details about the company were provided in the job description.,