Credit Manager-Home Loans

Job Description

Job Requirements Role/ Job Title: Credit Manager – Home Loans Function/ Department: Retail Banking Job Purpose The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. Roles & Responsibilities Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honour the agreed SLAs and manage area business volumes. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Education Qualification Graduation: Any Graduate Experience: 2 to 5 years of relevant experience in Credit Show more Show less