Credit Manager-Commercial Vehicle

As a Credit Manager-Commercial Vehicle in the Retail Underwriting department, your primary role is to manage a team and collaborate with the sales team to achieve the area's target. You will directly engage with consumers to assess their creditworthiness, conduct verifications, and ensure compliance with the company's credit policy. Your tasks should align with both sales objectives and risk management goals to contribute to the bank's overall organizational objectives. **Key Responsibilities:** - Underwrite CV & CE proposals for loan customers following the established policies and procedures to meet SLAs and manage business volumes in the assigned area. - Conduct personal discussions with customers to evaluate their creditworthiness. **Secondary Responsibilities:** - Manage the portfolio effectively. **Managerial and Leadership Responsibilities:** - Foster cooperation with the Sales, technology, analytics, and risk teams to ensure seamless business operations. - Collaborate with the Policies team to ensure decisions align with the prescribed framework. **Qualification Required:** - Graduation in any field. - Post-graduation in any field. - Minimum of 2 years of relevant work experience.,