Credit Manager-Commercial Vehicle

As a Credit Manager at CV & INF under the Retail Banking division, your primary responsibility will be to manage a team and collaborate with the sales team to achieve the assigned area's target. You will directly engage with consumers to assess their creditworthiness, ensure verification completion, and comply with the company's credit policies. It is crucial that you execute these tasks in a manner that supports sales while mitigating risks, aligning with the bank's overall objectives. Your key roles and responsibilities will include underwriting secured and unsecured loan proposals based on established policies and procedures to meet SLAs and manage area business volumes effectively. You will lead a team of credit underwriters, providing necessary guidance, conduct personal discussions with customers to evaluate their creditworthiness, and proactively manage front-end delinquencies by promptly contacting customers upon initial presentation. Additionally, you will oversee the completion of credit/KYC documents through telephonic, field, and collateral visits, collaborate with the sales team to achieve targets, and ensure compliance with credit policies to uphold the set standards. To qualify for this position, you should hold a graduate degree in any discipline (full-time) and have a minimum of 2-5 years of experience in credit management. Join our team at CV & INF as a Credit Manager and play a pivotal role in driving business growth while maintaining credit quality standards.,