1549 Credit Management Jobs - Page 14

About The Role Job Role : Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy for Andhra Pradesh, Karnataka and Telangana. Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management. Maintaining defined TATs for approval and TAT Performance Management of processing Team Imparting induction and continuous training programs for credit team and MIS management To ensure audit compliance and regulatory compliance Monitoring of Delinquencies Infants Job Requirements : CA Inter CA MBA (Finance) Experience of minimum 2 years in financing business, preferably in a credit role for Commercial Vehicles. Good analytical skills and understanding of Commercial Vehicle market Good inter personal and communication skills (verbal and written)

About The Role AboveFunction- Agri credit Max age limit- 25 + Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies.

About The Role JOB ROLE: Evaluating Credit requirements of potential customers of RBG caters to Commercial vehicle, Infrastructure, Dealer Finance as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies.JOB Requirement: 3 to 8 years MBA (Finance)/CACredit Analyst/Credit Manager

About The Role Credit Manager-Working Capital-Credit Job Role :As part of Credit Team for Working Capital Finance " Managing team of Credit Managers " Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) " Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. " Visiting customers for personal discussions and deal structuring " Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained " To evaluate proposals of customers for Home Loans, Loan against Property " Decision making within defined TAT " Understanding of property related aspects (like legal title and market value of the property) is an added advantage " Coordinating with sales, operations, legal, technical and customer service Job Requirements: " Qualification- CA with relevant underwriting experience " Job Knowledge o Technical underwriting experience o Analytical skills " Skills & Experience o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

About The Role Credit Manager-Working Capital-Credit Job Role :As part of Credit Team for Working Capital Finance " Managing team of Credit Managers " Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) " Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. " Visiting customers for personal discussions and deal structuring " Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained " To evaluate proposals of customers for Home Loans, Loan against Property " Decision making within defined TAT " Understanding of property related aspects (like legal title and market value of the property) is an added advantage " Coordinating with sales, operations, legal, technical and customer service Job Requirements: " Qualification- CA with relevant underwriting experience " Job Knowledge o Technical underwriting experience o Analytical skills " Skills & Experience o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

You will be responsible for supporting the Manager in various financial functions such as financial reporting, credit management, treasury operations, and internal controls within the Country. This will involve reviewing existing Finance Processes, developing process flowcharts, making recommendations for improvements, and implementing necessary changes. Additionally, you will assist in preparing and reviewing monthly balance sheet reconciliations and monitoring intercompany accounts to ensure accurate and timely settlements. You will also play a key role in the preparation and review of schedules related to taxation, including VAT, GST, TDS, and With-holding tax. Monthly management reporting packs will need to be prepared and shared with stakeholders, while ensuring high-quality services are delivered to all business stakeholders. Managing and resolving stakeholder issues, performing root cause analysis, and suggesting process improvements will also be part of your responsibilities. Furthermore, you will support month-end and year-end close processes, develop and document business processes and accounting policies, and coach junior resources in improving their technical skills. Assisting with the preparation, review, and monitoring of the Finance Shared Services Dashboard will also be expected, as well as supporting internal or external audits. As a Chartered Accountant with internship experience from Big 4s, you should possess strong analytical abilities, effective communication skills, and interpersonal skills. Fluency in English, both written and verbal, is essential. A willingness to undertake business travel as required within or outside India, flexibility to work longer hours during peak times, and a self-starter attitude with an ability to take initiative in various roles are important qualities for this position. In return, we offer an agile and safe working environment, competitive annual leave and sick leave policies, a group incentive scheme, and coverage under group term life insurance, workmen's compensation, and group medical insurance. Additionally, you will have access to short and long-term global employment opportunities, global collaboration and knowledge sharing, digital innovation, and transformation. We prioritize equality, diversity, and inclusion in our business practices, promoting fair employment procedures and equal opportunities for all individuals. Our workplace encourages individual expression and fosters an inclusive environment where everyone can contribute effectively. At Mott MacDonald, we value agile working practices and believe in empowering you and your manager to choose how you work most effectively to meet client, team, and personal commitments. We promote agility, flexibility, and trust in our work environment. This is a permanent, full-time position located in Ahmedabad, Gujarat, India, under the discipline of Finance and accounting. If you are ready to take on this challenging yet rewarding role, we encourage you to apply and be part of our dynamic team.,

The position of SAP SD Associate Consultant at KPMG in India requires a candidate with a minimum of 2 years of experience in SAP SD, specifically with implementation and migration of S/4 Hana projects. The candidate should possess good working experience in SAP SD skills such as Pricing, Credit Management, Rebates, Consignment, Batch Management, Deliveries, and Billing. Additionally, the ideal candidate should have domain experience exposure and the ability to understand business processes from a customer perspective. Strong communication, presentation, and problem-solving skills are essential, along with the capability to work effectively both independently and as part of a team. Responsibilities of the role include analyzing business requirements and mapping them to SAP SD processes, configuring and customizing the SAP SD module according to client specifications, and performing detailed analysis of complex business process requirements. The candidate is expected to identify gaps, issues, and provide work-around solutions, as well as collaborate with other functional and technical consultants to ensure integration and compatibility of SAP SD solutions with other modules and systems. Furthermore, the candidate should be prepared to travel within India based on business requirements. The qualifications for this position include a Graduation (BCOM, BE/BTech, or similar education related to IT) or Post Graduation (MBA/PGDM/MCA/MTech). Problem-solving skills, a proactive approach, creativity, and a can-do attitude are desired qualities, with SAP Certification being preferred. KPMG in India is a professional services firm affiliated with KPMG International Limited, offering services to national and international clients across various sectors. The firm aims to provide rapid, performance-based, industry-focused, and technology-enabled services, leveraging global and local industry knowledge and experience of the Indian business environment.,

As an Area Credit Manager at Real Touch Finance Ltd, you will play a crucial role in managing credit operations and mitigating credit risks within the designated area of Tiruvallur. Your responsibilities will include overseeing credit management processes, utilizing analytical skills to assess risks, and ensuring compliance with financial regulations. To excel in this role, you should possess strong credit management and credit risk management skills, along with a solid foundation in finance and analytical capabilities. Your experience in credit assessment and risk evaluation will be instrumental in making informed decisions and maintaining a healthy credit portfolio. Having a deep understanding of financial markets and regulations is essential to navigate the complexities of the finance industry effectively. Your excellent communication and interpersonal skills will enable you to collaborate with various stakeholders and build strong relationships within the organization. Ideally, you should hold a Bachelor's degree in Finance, Accounting, Business, or a related field to demonstrate your academic foundation in finance. Certifications in Credit Management or a related field would be considered advantageous and showcase your commitment to continuous learning and professional development. Join our team at Real Touch Finance Ltd and be a part of our mission to empower customers and drive financial inclusion and growth. Shape a brighter financial future with us as we work together to make a positive impact in the world of finance.,

Responsibilities & Key Deliverables Roles & Responsibilities: 1. Analysing business spend data to enable better understanding of cost to serve. Develop right metrices to reflect efficiency (3PL, warehousing, logistics, packaging, A&SP) 2. Analyse sales & business promotion expenses to understand effectiveness of schemes, activations, pricing changes, draw insights & make recommendations. 3. Support activities in credit management, policy discussion Key Competencies: Analytical ability Commercial acumen Interest in developing better understanding of business, processes, commercial contracts Experience Qualifications: 2-3 years MBA finance/ CA. General Requirements Must have below skills: Data analysis - excel/power BI/ qlikview or similar Dashboarding / visualisation skills

Competencies Overall Feedback Responsibilities & Key Deliverables New parts master maintenance and extension to all plants along with HSN number and GST rates.New Parts Pricing along with right MPG factor.Alternate parts master maintenance in SAP, GATP and DMS.Obsolete parts master maintenance in SAP, DMS and E-Catalogues.E-Catalogue ownership.Parts Info Query from field.MOQ/MPQ decisions- Same for Dealers and Bazaar sale.Release of ECN Change bulletins to market for Serviceable parts- Need to coordinate with RandD.KIT BOM Creation along with Price and HSN Code setting.NPD- Forecasting of new model parts to DP for inventory planning (IDK/IWK List of parts.M Darpan Implementation and Training across dealer channel.Commercial orders registration thru DMS / Manual.Orders load balancing thru DMS - Auto replenishment based on workshop consumption.Forecast and seasonal advance inputs through SandOP meetings.Credit Management and Bank Guarantee assurance.Capturing the competition initiatives and Parts Pricing to devise and review our own parts pricing actions Preferred Industries Agriculture Implemen Automobile Education Qualification Diploma in Engineering; Bachelors of Technology; Bachelor of Engineering; Diploma in Engineering in Mechanical; Diploma in Engineering in Agriculture; Diploma in Engineering in Automobile; Bachelors of Technology in Mechanical; Bachelors of Technology in Agriculture; Bachelors of Technology in Automobile; Bachelor of Engineering in Mechanical; Bachelor of Engineering in Agriculture; Bachelor of Engineering in Automobile General Experience 4-8 Years of relevant experience as Spare Parts Manager Critical Experience 4-8 years of experience as Spare Parts Manager.Minimum 2 years as Spare Parts Manager in a Tractor organization.Strong knowledge of advanced excel and SAP.Strong Product knowledge with Technical Acumen System Generated Core Skills Customer Relationship Management (CRM) Financial Concepts Product Knowledge & Application Service Management System Generated Secondary Skills

Implement and support SAP Financial Supply Chain Management (FSCM) modules. Focus areas include Credit Management, Collections Management, Dispute Management, and Cash & Liquidity Management. Analyse business requirements and configure FSCM solutions accordingly. Integrate FSCM with SAP FI and other related modules. Prepare functional specifications, conduct testing, and support user training. Resolve issues and provide ongoing production support for FSCM processes. Sap Fscm

The Assistant Manager - Compensation and Benefits is responsible for supporting the design, implementation, and administration of the organization s compensation and benefits programs. This includes salary structures, incentive plans, benefits programs, benchmarking, compliance, and reporting to ensure competitiveness and alignment with the company s strategy. Develop and administer compensation strategies including salary benchmarking and pay structures. 10% Conduct regular market analyses to ensure competitive compensation. 25% Support annual salary review processes, bonus planning, and incentive schemes. 20% Maintain compensation data and prepare reports for management. Administer and manage the Short-Term Incentive (STI) program to align employee performance with organizational goals. Oversee the Long-Term Incentive (LTI) program, including equity awards (stock options, RSUs, performance shares) and other deferred compensation plans. 20% Supports the planning and execution of the annual Merit Planning process. Performs analysis such as Comp Ratio and cost impact analysis to evaluate impact of proposals. Works with HRBP teams and business to ensure smooth delivery of merit letters. Ensures accurate payroll input for merit related changes. Supports the planning and execution of the midyear promotion and market correction process. Total Reward Statement for all employees during Merit Increase cycle. 25% TOTAL 100% MINIMUM REQUIREMENTS EDUCATION: Masters or Advanced FIELD OF STUDY: Human Resources EXPERIENCE: Required: 4-5 years in progressive HR roles, with at least 3 years in comp. Knowledge in HR research methodology, survey development, statistics, and data analysis and reporting.. Advanced Proficiency with Microsoft Word, Excel, Power Point, Outlook. HRIS, Experience maintaining confidential data. Good communication and stakeholder management skills. Detail-oriented and highly organized Assist in the development and administration of compensation policies, frameworks, and salary structures. Conduct benchmarking and market analysis using compensation surveys Support annual compensation cycles including salary reviews, bonus planning, and promotions. Analyze internal compensation data to ensure pay equity and competitiveness. Prepare compensation reports and analytics for management decision-making. CERTIFICATION(S): Certification(s) required KNOWLEDGE, SKILLS, ABILITIES, AND OTHER ATTRIBUTES: Strong analytical skills and proficiency in Excel Familiarity with HRIS systems and compensation tools. Knowledge of labor laws and statutory compliance in India (or relevant geography). Good communication and stakeholder management skills. Detail-oriented and highly organized.

KPMG India is seeking professionals specializing in SAP Sales and Distribution.We are looking for a skilled and experienced SAP SD Manager with Hana experience to join our team.You will be responsible for implementing, configuring, and supporting SAP Sales and Distribution (SD) solutions on SAP S/4 HANA. Collaboration with internal and external stakeholders is key to success in this position Ideal Candidate should have minimum 8+ years of experience in SAP SD with implementation and migration to S/4 Hana projects Should have experience in designing and configuring SD modules Experience in SAP SD skills like Pricing / Credit Management / Rebates / Consignment / Batch Management/Deliveries and Billing Domain experience exposure Must have experience in Presales Ability to understand business processes from a customer perspective Ability to work in a team environment, effectively interacting with others Looking for experience in Indian Project / GST Sap project management, blueprint, conducting workshop Sap cloud / sap roadmap Must be aware with New features of S4 Hana Candidate should be willing to travel in India based on business requirements Bachelor s degree or higher in Information Technology, Business, Engineering, or a related field BE/BTech/MBA/MCA Full-Time Education SAP Certification - Good to have . Analyze business requirements and map them to SAP SD processes Configure and customize SAP SD module according to client specifications Perform detailed analysis of complex business process requirements and provide appropriate system solutions; identify, interpret, validate and document Identify gaps, issues and work around solutions Responsible for Pre-sales, Sap project management activities Conduct workshops and presentations to validate business design Collaborate with other functional and technical consultants to ensure the integration and compatibility of the SAP SD solutions with other modules and systems Strong analytical and problem-solving skills

The Workday Extend Developer will be involved in analyzing requirements, implementing, or testing solutions, as well as supporting workday extend enhancements, release, and maintenance. Responsibilities Comprehend data integrations from point to point systems as well as holistic interchange services rendering effective data quality and dependable exchanges of digital information. Identify, assess, and solve complex business problems for integrating the Workday cloud application with external applications across HR, Finance, and other areas where analysis of situations or data requires an in depth evaluation of variable factors. Design, build, and support testing of Workday integration code base including Studio, EIB and supporting third party coding. Responsible for timely identification and escalation of risks and development of alternative technical and functional approaches when necessary Apply for this position Allowed Type(s): .pdf, .doc, .docx By using this form you agree with the storage and handling of your data by this website. *

Position Overview: As a Credit Analyst, you will be part of a team performing outbound calls and offline work, adjudicating credit, conducting thorough investigations on credit bureaus, and deciding on the customer s creditworthiness. Reporting to the Supervisor, Operations, this role offers a solid foundation for a career in Credit Card Operations. Position Details: Position: Credit Analyst Status: Full Time Work from Office Hours: Monday Friday, 9:00am 8:00pm IST Department: President s Choice Financial Rate of Pay: Competitive salary based on experience and qualifications Key Responsibilities: Fraud and Credit Risk Review: o Review new applications for fraud and credit risk, making outbound calls for fraud and em+D120ployment verification. o Analyze conversations with applicants in real-time to assess potential fraud risk. o Document and approve requirements based on analysis of credit policies. Credit Management: o Administer and control credit terms and limits. o Perform credit limit reviews, reinstatements, and account maintenance. o Assess creditworthiness of prospective customers, approving, recommending, and negotiating credit terms and limits appropriate to the customer s requirements and ability. Customer Interaction: o Communicate directly with applicants, adhering to brand standards. o Liaise effectively with other areas impacting the Credit Department. o Provide exceptional customer service while maintaining high efficiency and accuracy in data analysis and report tracking. Compliance and Reporting: o Maintain/exceed established standards and targets, adhering to all credit policies, procedures, and guidelines to mitigate risk. o Ensure high levels of accuracy in report maintenance and tracking. Qualifications and Requirements: Educational Background: o Bachelors degree in Finance, Business Administration, or a related field preferred. Experience: o Previous experience reviewing and approving credit is an asset. o Minimum of 2-3 year of customer service experience. o Credit card experience required; credit and fraud experience is an asset. Skills and Competencies: o Strong communication skills with an excellent command of English (French is an asset) and a professional telephone manner. o Demonstrated analytical and judgment skills required in dealing with moderately complex procedures and situations. o Ability to communicate tactfully with various levels of business management in a professional manner. o Strong organizational and time management skills with the ability to prioritize and manage a heavy workload. o Demonstrated ability to implement change efforts. o Highly motivated with the ability to work independently in a fast-paced team environment. o Knowledge of PCs and strong keyboarding skills. o Proficiency in MS Word, Excel, and Outlook is an asset. o TSYS/ADM system knowledge is an asset. o Flexibility and willingness to work overtime as required. Additional Information: This role requires rotational shifts, which may include evenings, weekends, and holidays. The position offers opportunities for professional growth and development within the Credit Card Operations department.

"Position Overview: As a Credit Analyst, you will be part of a team performing outbound calls and offline work, adjudicating credit, conducting thorough investigations on credit bureaus, and deciding on the customer s creditworthiness. Reporting to the Supervisor, Operations, this role offers a solid foundation for a career in Credit Card Operations. Position Details: Position: Credit Analyst Status: Full Time Work from Office Hours: Monday Friday, 9:00am 8:00pm IST Department: President s Choice Financial Rate of Pay: Competitive salary based on experience and qualifications Key Responsibilities: Fraud and Credit Risk Review: o Review new applications for fraud and credit risk, making outbound calls for fraud and employment verification. o Analyze conversations with applicants in real-time to assess potential fraud risk. o Document and approve requirements based on analysis of credit policies. Credit Management: o Administer and control credit terms and limits. o Perform credit limit reviews, reinstatements, and account maintenance. o Assess creditworthiness of prospective customers, approving, recommending, and negotiating credit terms and limits appropriate to the customer s requirements and ability. Customer Interaction: o Communicate directly with applicants, adhering to brand standards. o Liaise effectively with other areas impacting the Credit Department. o Provide exceptional customer service while maintaining high efficiency and accuracy in data analysis and report tracking. Compliance and Reporting: o Maintain/exceed established standards and targets, adhering to all credit policies, procedures, and guidelines to mitigate risk. o Ensure high levels of accuracy in report maintenance and tracking. Qualifications and Requirements: Educational Background: o Bachelors degree in Finance, Business Administration, or a related field preferred. Experience: o Previous experience reviewing and approving credit is an asset. o Minimum of 3-5 year of customer service experience. o Credit card experience required; credit and fraud experience is an asset. Skills and Competencies: o Strong communication skills with an excellent command of English (French is an asset) and a professional telephone manner. o Demonstrated analytical and judgment skills required in dealing with moderately complex procedures and situations. o Ability to communicate tactfully with various levels of business management in a professional manner. o Strong organizational and time management skills with the ability to prioritize and manage a heavy workload. o Demonstrated ability to implement change efforts. o Highly motivated with the ability to work independently in a fast-paced team environment. o Knowledge of PCs and strong keyboarding skills. o Proficiency in MS Word, Excel, and Outlook is an asset. o TSYS/ADM system knowledge is an asset. o Flexibility and willingness to work overtime as required. Additional Information: This role requires rotational shifts, which may include evenings, weekends, and holidays. The position offers opportunities for professional growth and development within the Credit Card Operations department. "

Qualification:- CA Required Roles and Responsibility:- Credit Assessment & Underwriting Evaluate and approve credit proposals for home loans. Analyze financial statements, bank records, and other relevant documents to assess the creditworthiness of borrowers. Conduct Personal Discussions (PD) to verify information and assess the borrower's ability to repay. Portfolio Management Monitor the performance of the credit portfolio, ensuring that delinquencies and Non-Performing Assets (NPAs) are within acceptable limits. Implement strategies to mitigate credit risk and optimize recovery rates. Regularly review and update credit policies based on portfolio performance and market dynamics. Team Leadership & Development Lead and mentor a team of credit officers, providing guidance and training to enhance their skills and performance. Ensure that the team adheres to credit policies and maintains high standards of credit assessment. Compliance & Risk Management Ensure compliance with regulatory requirements and internal policies related to credit operations. Collaborate with risk management teams to identify potential risks and implement mitigation strategies. Stakeholder Collaboration Work closely with sales, collections, and operations teams to streamline credit processes and enhance customer experience. Provide feedback to product and policy teams to refine credit offerings and processes.

Apac Financial Services Private Limited is looking for Cluster Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services Private Limited is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services Private Limited is looking for Cluster Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services Private Limited is looking for Branch Credit Officer- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services Private Limited is looking for Cluster Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Role & responsibilities Deccan Finance is looking for CREDIT EXECUTIVE OFFICER to join our dynamic team and embark on a rewarding career journey Position: CREDIT EXECUTIVE - OFFICER Location: Chennai, TamilNadu Experience: Minimum 2 Years same Field Send Your Resume : devi.v@myridefinance.com Gender : Any Product : Two Wheeler & Used Car Loan Graduation : Any graduation *Credit Analysis:Evaluate the creditworthiness of clients by analyzing financial data, credit reports, and other relevant information *Risk Assessment:Assess and quantify credit risk associated with new and existing clients, considering industry trends and economic factors *Credit Limit Determination:Determine appropriate credit limits based on the assessment of credit risk and financial stability of clients *Credit Policy Compliance:Ensure compliance with the organization's credit policies and guidelines *Customer Communication:Communicate credit decisions and terms to clients, addressing inquiries and providing clarification when necessary *Credit Documentation:Maintain accurate and up-to-date credit files, including documentation of credit approvals, limits, and terms *Collections Support:Collaborate with the collections team to monitor overdue accounts and implement appropriate actions *Reporting:Prepare and present regular reports on credit risk, outstanding balances, and other relevant metrics *Customer Relationship Management:Build and maintain positive relationships with clients, addressing credit-related concerns and providing support *Should Have knowledge on MS Excel *Good Communication Skils *More preference to Kannada language speaking

Manages the day-to-day operations of accounts receivables, ensuring that invoices being sent out are correct and dispersed in a timely manner. Follows up on any delinquent accounts. Researches and decides upon credit authorization for incoming customers. CANDIDATE PROFILE Education and Experience 4-year bachelors degree in Finance and Accounting or related major; no work experience required. CORE WORK ACTIVITIES Managing Work, Projects, and Policies Generates and provides accurate and timely results in the form of reports, presentations, etc Compiles, codes, categorizes, calculates, tabulates, audits, or verifies information or data. Completes accounts receivable period end closing functions and procedures; credit and period end reporting. Upholds the policies and procedures outlined in the credit policy. Interacts with sales and catering staff for timely credit decisions on incoming customers. Demonstrating and Applying Accounting Knowledge to Credit Management Issues Demonstrates knowledge of job-relevant issues, products, systems, and processes. Uses computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information. Uses relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards. Keeps up-to-date technically and applying new knowledge to your job. Stays knowledgeable of accounts receivable system. Leading Credit Management Team Utilizes interpersonal and communication skills to lead, influence, and encourage others; advocates sound financial/business decision making; demonstrates honesty/integrity; leads by example. Staffs, manages and develops all billing and accounts receivable employees. Maintaining Finance and Accounting Goals Submits reports in a timely manner, ensuring delivery deadlines. Ensures profits and losses are documented accurately. Achieves and exceeds goals including performance goals, budget goals, team goals, etc Develops specific goals and plans to prioritize, organize, and accomplish your work. Monitors all taxes that apply, ensuring that taxes are current, collected and/or accrued. Ensures property billings are sent error free and in a timely manner. Monitors receivables for timely collections and follows up with appropriate collection correspondence. Additional Responsibilities Provides information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person. Provide direction and assistance to other organizational units regarding accounting and budgeting policies and procedures, and efficient control and utilization of financial resources. Analyzes information and evaluating results to choose the best solution and solve problems. Informs and/or updates the executives, the peers and the subordinates on relevant information in a timely manner. Maintains positive working relations with customers and department managers. At Marriott International, we are dedicated to being an equal opportunity employer, welcoming all and providing access to opportunity. We actively foster an environment where the unique backgrounds of our associates are valued and celebrated. Our greatest strength lies in the rich blend of culture, talent, and experiences of our associates. We are committed to non-discrimination on any protected basis, including disability, veteran status, or other basis protected by applicable law.

EliteRecruitments Hiring For Banking Branch Credit Manager Description A Branch Credit Manager in a bank is responsible for overseeing the credit portfolio of a specific branch, ensuring sound lending practices and managing credit risk. This role involves evaluating loan applications, analyzing financial data, and making recommendations on loan approvals while adhering to the bank's credit policies. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id contact@eliterecruitments.co.in