Credit Executive / Analyst

Skills /Competencies :

• Self-management, self-starter with strong grasp of financial products and services relevant to real estate development projects.
• Team player
• Detail-oriented and results-driven, with a focus on delivering high-quality work and achieving organizational objectives
• Excellent communication and interpersonal skills, with the ability to collaborate effectively with internal and external stakeholders.
• Strong Negotiation & liasoning with bankers, external agencies
• Financial Modelling, Cash flow analysis, Analysis of various factors specific to real estate
• Thinking skills (problem solving and decision making)
• Microsoft proficiency (Excel, Word)
• Key attributes:- Analytical skill, attention to detail, Financial acumen, Integrity

Responsibilities once joined:

• Interaction with the Clients, understanding their requirements, collating

required data for preparation and submission of the proposal to Banks/

FI's

• Evaluating clients credit data and financial statements for preliminary risk

assessment

• In-depth credit assessment involving Financial, Credit, Legal, Technical,

Economic and risk analysis.

• Structuring the proposal, Review Information Memorandum, Teasers, Financial model, cash flow and CMA projections
• Proficient in excel & preparation of CMA data, financials Solution-oriented attitude and resolving queries of all Banks and Clients
• Ability to lead, negotiate and resolve, manage stakeholders expectations
• Ability to build relationship at top levels of Financial institutions (FI)
• Stay updated on market trends, competitor activities, and regulatory changes impacting the real estate finance landscape in Mumbai & Navi Mumbai, providing strategic insights to senior management. Financial market & economy.
• Capability to interact with financial institutions for transaction structuring,

due diligence and documents.

• Handling of multiple transactions at a time