Credit Analyst/Senior Credit Analyst - Insurance

As a Credit Analyst in the Insurance sector, your primary responsibility will be to support global Credit Analyst(s) in monitoring the performance of a portfolio of Insurance Companies operating in North American/European markets. Your role involves responding to credit events promptly to facilitate accurate credit ratings and research. It is crucial to track and comprehend industry, regional, and regulatory dynamics, as well as trends. You will be expected to identify rating/outlook triggers and apply rating criteria effectively in your day-to-day activities. Analyzing financial and operational performance, working on financial models and projections, conducting peer analysis, and preparing internal credit analysis/assessment packs will be among your key tasks. You will assist in the creation of publishable credit rating and research reports. Adherence to defined processes, knowledge retention, and compliance with organizational policies and guidelines are essential for this role. Building and fostering strong relationships with international clients, handling various requests from global Credit Analysts, and actively contributing to client priorities will be part of your client and stakeholder management responsibilities. The ideal candidate should have 1-3 years of relevant experience in credit analysis, ratings, credit research, and report writing for global markets, especially in North American/European countries or domestic markets within the Insurance sector/Financial Institution. Candidates must possess excellent oral and written communication skills, a good understanding of international accounting standards, banking-related financial concepts, strong analytical skills, and interpersonal skills. Ability to collaborate effectively within a team, lead, and mentor team members is also crucial. The minimum educational requirement includes a two-year full-time MBA in Finance or CA qualification. In summary, this role as a Credit Analyst in the Insurance sector requires a proactive individual with a solid background in credit analysis, strong communication skills, and the ability to work effectively in a dynamic global environment while ensuring compliance with organizational standards and client expectations.,