2 Banking Concepts Jobs

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi's Risk Management organization oversees Citi's risk governance framework and risk appetite, ensuring all risks generated by the firm's businesses are measured, reviewed, and monitored on an ongoing basis. We're currently looking for a high-caliber professional to join our team as a Risk Management Reporting Analyst - C11 - Hybrid (Internal Job Title: Analyst - C11) based in Mumbai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. For instance: - Citi provides programs and services for your physical and mental well-being, including access to telehealth options, health advocates, confidential counseling, and more. Coverage varies by country. - We empower our employees to manage their financial well-being and help them plan for the future. - Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses. - We have a variety of programs that help employees balance their work and life, including generous paid time off packages. In this role, you're expected to: The primary focus of the Risk Data Analytics Reporting and Technology team is to prepare complex and comprehensive risk management information in an accurate, timely, and reliable manner. The team is heavily involved in providing Risk Managers, Business Managers, and Senior Management with critical data for portfolio monitoring, business reviews, and regulatory reviews, as well as engaging in strategic initiatives and implementing new processes. The team interacts with a range of other stakeholders across the firm, including Finance, Technology, Business units, and Audit, and also assists with ad-hoc deliverables for regulators and other external audiences whenever required. Responsibilities: - Prepare monthly/quarterly risk regulatory reports pertaining to Wholesale Credit Risk Portfolio of Citi - Reporting can cover a variety of areas including but not limited to Credit Risk Exposure, Portfolio Concentrations, and Limit Exceptions - Regional/Country Rapid Portfolio Reviews and Management Business Reviews - Business analysis support for solutions and platforms delivering risk data and ad-hoc regulatory asks - Work closely with industry and regional senior portfolio managers - Utilize Tableau to design visualizations, dashboards, and data flows - Participate in initiatives to develop effective controls for data, data quality metrics, and governance - Collaborate with risk and SME reporting leads on initiatives, key reports, and presentations - Assist in centrally acquiring all data related to Risk management and regulatory reporting processes while ensuring data quality, completeness, and consistency across the organization - Work on critical Risk-wide initiatives such as Tableau implementation, end-user computing reduction, and process/data controls - Design, implement, and monitor key performance indicators and metrics - Leverage technical expertise to execute quantitative analyses that translate into actionable insights for management Qualifications: - 4+ years of experience in financial services or related industry in Credit Risk Reporting or Credit Risk - Strong quantitative/analytical skills including an understanding of core risk management/Banking Concepts. Work experience in banking risk management and Risk Analytics will be an added advantage - Experience in building dashboards and reports in BI tools such as Tableau, Power BI, or other packages - Should be very strong in Advanced MS Excel, MS PowerPoint, MS Access (Pivot table & chart, VLOOKUP, and other financial/nested formulas etc., Graphs, Charts) - Cognos/MicroStrategy. Experience in manipulating/analyzing complex and voluminous data is a plus - Understanding of programming, technology systems, risk data, and automation will be preferred - Strong written and verbal communication skills and organizational skills - Ability to work independently and multitask effectively in a high volume and complex environment with changing priorities Education: - Professional degree equivalent to CA/MBA Finance or Post Graduates from premier universities - Bachelor/Masters degree in Finance, engineering, computer science, or other analytically intensive discipline will be an advantage Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today Citi is an equal opportunity and affirmative action employer.,

As a Credit Analyst in the Insurance sector, your primary responsibility will be to support global Credit Analyst(s) in monitoring the performance of a portfolio of Insurance Companies operating in North American/European markets. Your role involves responding to credit events promptly to facilitate accurate credit ratings and research. It is crucial to track and comprehend industry, regional, and regulatory dynamics, as well as trends. You will be expected to identify rating/outlook triggers and apply rating criteria effectively in your day-to-day activities. Analyzing financial and operational performance, working on financial models and projections, conducting peer analysis, and preparing internal credit analysis/assessment packs will be among your key tasks. You will assist in the creation of publishable credit rating and research reports. Adherence to defined processes, knowledge retention, and compliance with organizational policies and guidelines are essential for this role. Building and fostering strong relationships with international clients, handling various requests from global Credit Analysts, and actively contributing to client priorities will be part of your client and stakeholder management responsibilities. The ideal candidate should have 1-3 years of relevant experience in credit analysis, ratings, credit research, and report writing for global markets, especially in North American/European countries or domestic markets within the Insurance sector/Financial Institution. Candidates must possess excellent oral and written communication skills, a good understanding of international accounting standards, banking-related financial concepts, strong analytical skills, and interpersonal skills. Ability to collaborate effectively within a team, lead, and mentor team members is also crucial. The minimum educational requirement includes a two-year full-time MBA in Finance or CA qualification. In summary, this role as a Credit Analyst in the Insurance sector requires a proactive individual with a solid background in credit analysis, strong communication skills, and the ability to work effectively in a dynamic global environment while ensuring compliance with organizational standards and client expectations.,