11 Covenant Monitoring Jobs

You will be joining Loan Management in Bengaluru as an Analyst supporting the US mortgage desk within the Global Banking & Markets Division at Goldman Sachs. Your primary role will involve acting as an Asset Manager, responsible for various Asset Management functions related to Warehouse Lending positions. This includes tasks such as deal/legal document review, portfolio performance monitoring, deal covenant monitoring, reporting, market research, and deal onboarding to internal systems. You will collaborate with US counterparts in Pre/Post close discussions with the Trading Desk and Clients to understand business needs and gather information for Asset Management functions. The ideal candidate should have a strong understanding of structured finance asset classes, specifically on the residential and consumer sides. Your key responsibilities will encompass managing warehouse facilities, assisting in negotiating loan terms and documents, interpreting legal documents, translating complex loan documentation into models for analysis and reporting, ensuring collateral data adequacy, monitoring covenants and portfolio trends, maintaining data integrity within internal systems, managing client relationships, participating in process improvement projects, developing reporting solutions, monitoring internal dashboards, and communicating results to various business groups. To qualify for this role, you should have relevant experience in Mortgages or Consumer Portfolio / Collateral Analytics / Asset Management, a strong academic background in Finance, business, or accounting, excellent communication skills, solid analytical and logical mindset, technical skills including SQL and RDBMS Databases, project management skills, commercial focus, ability to work under tight deadlines, prioritize workload, work independently, and interact effectively with stakeholders. Goldman Sachs is a global investment banking, securities, and investment management firm committed to fostering diversity and inclusion. As a part of the team, you will have access to various opportunities for professional and personal growth, including training, development programs, networks, benefits, wellness programs, and more. The firm is dedicated to providing reasonable accommodations for candidates with special needs or disabilities during the recruiting process.,

As a Team Manager at Trimont, you will play a crucial role in overseeing the covenant monitoring process and the new loan boarding process. Your responsibilities will include managing a team of up to 15 Full-Time Equivalents (FTEs) and ensuring the completion of loan covenants per Service Level Agreement (SLA). You will be accountable for all aspects of business delivery, stakeholder engagement, and people management. Your role will involve working closely with team members to ensure smooth operations, handle escalations effectively, and provide guidance and feedback for team members to perform their duties efficiently. You will be responsible for managing the workflow between India and US teams, monitoring productivity and quality, and fostering a collaborative environment to achieve key performance indicators. To excel in this position, you should hold a PG degree in commerce and management, possess 8-10 years of experience in multinational corporations, particularly in the banking sector, and have at least 1 year of people management experience or a similar leadership role. Directly supervising team members, having knowledge of commercial mortgage servicing or banking, and driving and motivating team members to achieve productivity targets are essential qualifications. Additionally, your role will involve managing multiple teams across different locations, supporting process expansion and new hire training, implementing best practices, and enhancing staff effectiveness through development opportunities. You will be required to communicate effectively with managers in India and the US, conduct performance reviews, and contribute to business transitions and analysis of complex data. Desired qualifications include certification in Commercial Mortgage Servicing, attention to detail, multitasking abilities, and a track record of identifying process improvements. You should also demonstrate proficiency in managing workload between multiple US teams and operating hours, as well as a commitment to maintaining risk and compliance frameworks. Trimont is committed to fostering diversity in the workplace and is an equal opportunity employer. We support individuals with disabilities during the application process and ensure a drug-free policy in our work environment to promote safety and productivity for all team members.,

As a Team Manager at Trimont, you will provide front line leadership oversight to the covenant monitoring process and the new loan boarding process. Your role involves managing a team of up to 15 Full-Time Equivalents (FTE) and being accountable for all business delivery, stakeholder engagement, and people engagement. You will work closely with team members to ensure smooth workflow, handle escalations appropriately, and coach team members to achieve productivity and quality targets. You will be responsible for managing the workflow between India and US teams, monitoring and coaching team members, and fostering a collaborative environment. Additionally, you will provide guidance and feedback to team members to ensure they have the necessary resources to perform their duties efficiently. Your role also includes managing stretch goals assigned at the functional level and overseeing a team of up to 15 employees across one or two locations. To be successful in this role, you should possess a PG degree in the stream of commerce and management, along with more than 8-10 years of experience in multinational corporations, offshore units, with a preference for the banking sector. You should have at least 1 year of people management experience or a similar leadership role and direct experience in managing and supervising team members. Knowledge of commercial mortgage servicing or banking is preferable, and you should be able to drive and motivate team members to exceed productivity targets. Your responsibilities also include supporting process expansion, staffing, and new hire training, as well as developing and implementing best practices to enhance staff effectiveness. You will interface and communicate effectively with managers in India and the US on production, quality, and security guidelines, conduct business and performance reviews, and assist in transitions. Additionally, you should possess flexibility to work in shifts and travel for business purposes if required. Desired qualifications for this role include certification in Commercial Mortgage Servicing, attention to detail, ability to multitask, and a proven track record of identifying process improvements and efficiencies. Trimont is an equal opportunity employer that values diversity in the workplace. If you require accommodation or assistance with the application process due to a disability, please contact us. We maintain a drug-free policy to ensure a secure and productive environment for all team members.,

Credit Monitoring - Commercial Lending Location: Gurugram Summary: We are seeking an experienced Portfolio Manager specializing in Commercial Lending. The ideal candidate will have extensive knowledge of capital markets, private credit, and equity markets, combined with expertise in portfolio management, debt management, and financial modeling. This role focuses on managing commercial loans and corporate debt, monitoring cash flows, and ensuring the financial health of our portfolio. Your Future Employer: Join a leading financial institution known for its innovative approach and commitment to excellence. Be part of a collaborative team that values professional growth and offers opportunities to make significant contributions to the organization's success. Responsibilities: 1. Conduct portfolio analysis to assess performance and risk. 2. Manage corporate debt and commercial loans, ensuring compliance with covenants. 3. Develop financial models to project cash flows and analyze lending opportunities. 4. Monitor portfolio performance and prepare regular reports for senior management. 5. Optimize cash flow positions and develop strategies to mitigate risks. Requirements: 1. Bachelor's degree in Finance, Economics, Business Administration, or a related field. MBA or CFA preferred. 2. Minimum of 5 years of experience in capital markets, commercial lending, or related areas. 3. Proven expertise in portfolio management, debt management, and financial modeling. 4. Strong analytical and quantitative skills, with proficiency in financial software and modeling tools. 5. Excellent communication and presentation skills, with the ability to convey complex financial information to stakeholders. What is in it for you: 1. Opportunity to work with a leading financial institution and impact significant investment decisions. 2. Collaborative and innovative work environment. 3. Competitive salary and comprehensive benefits package. 4. Professional development and growth opportunities. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on radhika.agrawal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Keywords- portfolio management, debt management, financial modeling, commercial loans, corporate debt, monitoring cash flows, Crescendo, Crescendo Global

Credit Monitoring - Commercial Lending Location: Gurugram Summary: We are seeking an experienced Portfolio Manager specializing in Commercial Lending. The ideal candidate will have extensive knowledge of capital markets, private credit, and equity markets, combined with expertise in portfolio management, debt management, and financial modeling. This role focuses on managing commercial loans and corporate debt, monitoring cash flows, and ensuring the financial health of our portfolio. Your Future Employer: Join a leading financial institution known for its innovative approach and commitment to excellence. Be part of a collaborative team that values professional growth and offers opportunities to make significant contributions to the organization's success. Responsibilities: 1. Conduct portfolio analysis to assess performance and risk. 2. Manage corporate debt and commercial loans, ensuring compliance with covenants. 3. Develop financial models to project cash flows and analyze lending opportunities. 4. Monitor portfolio performance and prepare regular reports for senior management. 5. Optimize cash flow positions and develop strategies to mitigate risks. Requirements: 1. Bachelor's degree in Finance, Economics, Business Administration, or a related field. MBA or CFA preferred. 2. Minimum of 5 years of experience in capital markets, commercial lending, or related areas. 3. Proven expertise in portfolio management, debt management, and financial modeling. 4. Strong analytical and quantitative skills, with proficiency in financial software and modeling tools. 5. Excellent communication and presentation skills, with the ability to convey complex financial information to stakeholders. What is in it for you: 1. Opportunity to work with a leading financial institution and impact significant investment decisions. 2. Collaborative and innovative work environment. 3. Competitive salary and comprehensive benefits package. 4. Professional development and growth opportunities. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on radhika.agrawal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Keywords- portfolio management, debt management, financial modeling, commercial loans, corporate debt, monitoring cash flows, Crescendo, Crescendo Global

Greetings! We are hiring for leading Fintech Company and we are seeking an exceptional Associate/Senior Associate to join our dynamic team! Job Title : Associate/Senior Associate . Experience : 3 to 8 years. Location : Hitech City Hyderabad. The primary responsibility would involve working closely with global investment banks or asset managers in monitoring their investments across corporate credit portfolios. The transactions could be direct investments or providing leverage on a portfolio of corporate credits. The role would entail carrying out credit analysis of middle market and leveraged loans and monitoring the ongoing performance after the loan has been onboarded. Key Responsibilities Supporting clients in monitoring the performance of their investments in corporate credit across various sectors Extract and review key data from facility agreements, amendment documents, financial statements, compliance certificates, and budgets Monitor financial covenants(leverage ratios, interest coverage ratios and more) and other credit metrics to highlight any red flags on the credits Firm grasp on financial statements, ratios, MS Excel, and other MS tools Manage data for transactions on the platform Validate performance reports and dashboards on the platform and resolve data or accuracy related issues Be the primary QC in charge and mentor for teammates who can help streamline the work flow across the team Required Experience/ Skill Set Good understanding of the commercial lending process Understanding of leveraged loan structures and underlying documentation Experience in credit appraisals, report writing and capital structure analysis, pro-forma analysis The candidate should possess a highly analytical mind with a high level of attention to detail Ability to work independently and collaboratively as part of a team in a fast-paced environment Strong communication skills - written, verbal and interpersonal Ability to work well under pressure to meet strict and aggressive deadlines For Associate level, minimum three years of relevant work experience post an MBA (Finance Major) For a Senior Associate, minimum four to six years of relevant work experience post an MBA (Finance Major) with a stellar performance curve Prior experience with Investment Bank, Investment Management firm, Financial Advisory firm or KPOs as a credit analyst is beneficial

Financial Spreading (Sr. Associate/ Delivery Lead) Job Location - Gurgaon (Work from office) Job Purpose We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team. Key Responsibilities Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics Screening the credit agreements and analyzing the financial covenants applicable to the borrower Monitor Covenant compliance and reporting. Conduct detailed quality checks of client deliverables The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans. Key Competencies MBA (Finance) / CA (CPA equivalent) / CFA Experience of 6-10 years in spreading Proven track record of process handling and client management Proficient in Advanced MS Excel Prior experience of working on Moodys Risk Analyst (MRA) is preferred Excellent written and spoken communication skills

Role & responsibilities Specialized knowledge in end to end spreading of private clients including the input of as reported data and normalization and alignment Good understanding of various techniques and methods of accounting treatments, financial adjustments and credit analysis of key financial metrics. Examples include performing analysis and addbacks to develop internally adjusted EBITDA calculations, reviewing financials for revolver availability and liquidity details, performing debt breakdowns, adding business segment detail and other detailed analysis required by credit teams and use cases. Financial statement data must meet high integrity standards for internal and external credit usage and reporting requirements. To analyse the balance sheet, income and cash flow statements of our clients. Provide mentorship and training to newer members of the team; providing cross-functional knowledge and training to the support teams. Preferred candidate profile Will be accountable for regular deliverables Good understanding of financial statements and accounting principles Should have good quantitative skills Excellent verbally and written communication skills Responsible for delivering 100% quality to the client Be able to maintain productivity, quality and meet short/strict deadline Assist superiors in activities related to productivity improvement, quality initiatives, pilot processes etc. Work under high pressure and long hours, strong work ethics and positive attitude

Credit Monitoring - Evening Shift - 3+ years Location: Gurgaon Summary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing end-to-end loan operations during US business hours. You will work closely with legal documentation, financial models, and covenant tracking processes, while also playing a key role in mentoring junior team members and driving process improvements. Your Future Employer A global financial services firm recognized for its robust credit and asset management capabilities. The organization offers excellent opportunities for learning, collaboration, and growth within a performance-driven culture. Responsibilities Review legal documents including credit agreements, term sheets, note purchase agreements, and investment memos to extract and interpret financial and covenant data Build and update risk and borrowing base models, conduct stress testing, and assess headroom across key risk metrics Monitor transaction-level covenants, triggers, and performance indicators to ensure compliance and identify early warning signs Manage day-to-day loan operations such as drawdowns, rollovers, repayments, and rate resets for syndicated and bilateral facilities Collaborate with internal teams to validate report outputs, streamline workflows, and mentor junior team members for performance improvement Requirements 3 to 7 years of experience in leveraged finance, credit analysis, or loan servicing with a focus on financial operations Strong understanding of corporate credit, leveraged loan structures, and financial documentation Proficiency in financial modeling using Excel and ability to perform scenario and sensitivity analysis Prior experience with investment banks, asset managers, or financial advisory firms is preferred Excellent communication skills, attention to detail, and ability to thrive in a fast-paced, night-shift environment What is in it for you Opportunity to work with a high-impact global team managing complex credit transactions Exposure to end-to-end leveraged finance and asset management operations Competitive compensation and night shift allowance Strong learning curve and career progression in a specialized domain Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Keywords Leverage Facility, Loan Operations, Credit Analysis, Financial Modeling, Risk Monitoring, Covenant Tracking, Night Shift, Loan IQ, Syndicated Loans, Asset Management, Gurgaon Jobs

Job Description- The primary responsibility would involve working closely with clients in understanding their requirement for investment deals in structured finance space. The individual would assist in managing the project and coordinating with IT to onboard/setup the transaction on our proprietary platform and ongoing monitoring. The individual would be involved in researching across various financials and legal agreements and also in monitoring and reporting key metrics of various investment. Key Responsibilities- Onboarding the clients investment portfolio by reviewing and interpreting legal agreements, understanding the servicer or trustees' reporting Work closely with the clients in supporting them for risk and exposure monitoring of the transactions Calculating and monitoring covenants, concentration limits, eligibility criteria, concentration tests and Borrowing Base calculations and other key metrics/tests Build financial models/reports as per clients requirements and analyze historical performance to identify the key drivers, to assess the performance Liaise with the Business Analyst and Implementation team to ensure that the data and logic on our proprietary platforms are accurate Provide enhanced surveillance to the clients on their portfolios and share critical aspects concerning overall performance proactively Required Experience/ Skill Set- Broad understanding of the Structured Finance products/ corporate credit landscape/ABL/CLO/Middle Market Portfolio Financing In-depth understanding of core financial and accounting concepts Proficiency in financial modelling using MS Excel Ability to work independently and collaboratively as part of a team in a fast-paced environment Strong communication skills - written, verbal and interpersonal Ability to work well under pressure to meet strict and aggressive deadlines

Leverage Facility Management Night Shift 3+ years Location: Gurgaon Summary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing end-to-end loan operations during US business hours. You will work closely with legal documentation, financial models, and covenant tracking processes, while also playing a key role in mentoring junior team members and driving process improvements. Your Future Employer A global financial services firm recognized for its robust credit and asset management capabilities. The organization offers excellent opportunities for learning, collaboration, and growth within a performance-driven culture. Responsibilities Review legal documents including credit agreements, term sheets, note purchase agreements, and investment memos to extract and interpret financial and covenant data Build and update risk and borrowing base models, conduct stress testing, and assess headroom across key risk metrics Monitor transaction-level covenants, triggers, and performance indicators to ensure compliance and identify early warning signs Manage day-to-day loan operations such as drawdowns, rollovers, repayments, and rate resets for syndicated and bilateral facilities Collaborate with internal teams to validate report outputs, streamline workflows, and mentor junior team members for performance improvement Requirements 3 to 7 years of experience in leveraged finance, credit analysis, or loan servicing with a focus on financial operations Strong understanding of corporate credit, leveraged loan structures, and financial documentation Proficiency in financial modeling using Excel and ability to perform scenario and sensitivity analysis Prior experience with investment banks, asset managers, or financial advisory firms is preferred Excellent communication skills, attention to detail, and ability to thrive in a fast-paced, night-shift environment What is in it for you Opportunity to work with a high-impact global team managing complex credit transactions Exposure to end-to-end leveraged finance and asset management operations Competitive compensation and night shift allowance Strong learning curve and career progression in a specialized domain Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer – Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note – We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Keywords Leverage Facility, Loan Operations, Credit Analysis, Financial Modeling, Risk Monitoring, Covenant Tracking, Night Shift, Loan IQ, Syndicated Loans, Asset Management, Gurgaon Jobs