Chargeback Specialist

1 - 3 years

0 - 3 Lacs

Posted:None| Platform: Naukri logo

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Job Type

Full Time

Job Description

Experience

Key Responsibilities:

  • Chargeback Management

    :
  • Handle and process chargebacks, retrieval requests, and dispute cases in compliance with card network regulations (Visa, MasterCard, AmEx, etc.).
  • Investigate chargeback claims by reviewing transaction data, customer communication, and supporting documents.

  • Analysis & Reporting

    :
  • Analyze chargeback trends to identify fraud patterns or operational loopholes.
  • Generate regular reports on chargeback performance, win rates, and root cause analysis.

  • Collaboration

    :
  • Work closely with merchants, banks, and internal teams (Fraud, Customer Support, etc.) to resolve disputes efficiently.
  • Provide feedback to merchants to minimize chargeback occurrences.

  • Compliance & Regulation

    :
  • Stay updated on industry standards, chargeback policies, and payment regulations.
  • Ensure all actions are compliant with PCI DSS and card scheme requirements.

  • Process Optimization

    :
  • Propose and implement improvements to streamline chargeback and dispute handling processes.

Key Skills & Qualifications:

  • Educational Background

    : Bachelors degree in Finance, Business Administration, or related field.

  • Technical Skills

    :
  • Familiarity with payment gateways, acquirers, and card network processes.
  • Proficiency in MS Excel and data analysis tools.

  • Soft Skills

    :
  • Strong analytical and problem-solving abilities.
  • Excellent written and verbal communication skills.
  • Attention to detail and ability to work under tight deadlines

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