Cards Finance - Associate - Lending Innovation

As a Ficial Associate in the Card Investment Strategy team, you will own the ficial evaluation framework for our key Card lending strategy Chase Pay over Time , leading analytical initiatives that directly impact strategy decisions and serve as a trusted advisor to senior stakeholders across the organization. In this role, you will develop sophisticated NPV forecasts, translate complex quantitative analysis into actionable insights, and coordinate impacts to the Card budget, including stressed scenarios.

Job responsibilities

• Develop comprehensive ficial impact assessments and NPV modeling for lending strategies
• Create data-driven insights and quantitative models to guide senior leadership on revenue and growth opportunities
• Collaborate with cross-functional teams and senior stakeholders to translate business objectives into actionable analytical frameworks
• Drive business planning, forecasting, and regulatory stress testing in partnership with Card Fice
• Analyze ongoing ficial performance, identify key variance drivers and opportunities, and present findings to senior stakeholders
• Identify and implement process improvements to enhance modeling efficiency and forecasting accuracy
• Maintain model goverce documentation and ensure compliance with regulatory and audit standards
• Provide mentorship to analysts and associates, and lead cross-functional teams, fostering knowledge sharing and best practices

Required qualifications, capabilities and skills

• Bachelor s degree in Fice, Accounting, Economics, or a related field
• 4+ years of experience in an analytical or fice-related role
• Proficient in building P&L and ficial modeling concepts (NPV, ROI, etc. )
• Proficiency in Microsoft Office, especially Excel and PowerPoint
• Adept at working with granular data tables to draw out segment-level profitability
• Experience in forecasting and budgeting
• Strong quantitative, critical thinking, and analytical skills
• Excellent verbal and written communication skills
• Strong organizational and process skills, with attention to detail
• Capable of working autonomously in an ambiguous dynamic, matrixed environment and managing multiple responsibilities with tight timelines

Preferred qualifications, capabilities and skills

• Knowledge of Card, Consumer lending, or other ficial services