Job Description: Job Title: Business Banking Manager, AS
Location: Surat, India
Role Description
- Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking.
- The primary objective is to enhance the value of the existing lending portfolio and generate new liability business including CASA, deposits, AUM (Mutual fund/PMS) Insurance for the Branch
What we ll offer you
As part of our flexible scheme, here are just some of the benefits that you ll enjoy
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under child care assistance benefit (gender neutral)
- Flexible working arrangements
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your key responsibilities
- Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.
- To generate liability business like Saving accounts, Current Accounts, FD, AUM (MF PMS), Insurance
Work includes:
- Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes
- Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship
- Identifying business clients credit needs and proposing suitable products, services and/or solutions
- Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences
- Advising and guiding teams in the development of bespoke products/solutions/platforms
- Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients
- Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements
- Maintaining and growing business contacts and leads in the lending business
- Compliance with internal and credit-related regulations, e.g., QS audit results, KWG 18 etc.
- Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines
- Deepening of existing mapped CASA and Investment AUM. Incremental CASA AUM need to build.
Your skills and experience
- The candidate should have experience in servicing and sourcing clients
- Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.
- Candidate should have excellent communication in English and well groomed.
- Minimum qualification required is Graduation.
- Minimum Exp should be 5 - 10 Years in relevant field.
How we ll support you
- Training and development to help you excel in your career
- Flexible working to assist you balance your personal priorities
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
About us and our teams
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