Branch Head-Commercial Vehicle-IndusInd Bank Hyderabad (Chottupal)

IndusInd Bank

Job Description

Job title:

Grade Band: JM/MM

Location: Choutuppal ,Hyderabad

BU/Function:

Reports to: Hub Head Commercial vehicle

Role Details

The Branch Head for Commercial Vehicle Finance will be responsible for leading and managing the branch operations with a focus on commercial vehicle financing, ensuring business growth, and maintaining portfolio quality in the assigned region.

Business Development & Sales

• Lead and develop a high-performing team to achieve business targets in commercial vehicle financing
• Establish and maintain strong relationships with vehicle dealers, fleet operators, and other key stakeholders
• Identify and capitalize on business opportunities within the assigned territory
• Monitor market trends and competitor activities to maintain competitive advantage

Operations Management

• Oversee day-to-day branch operations ensuring compliance with bank policies and procedures
• Manage end-to-end loan processing, from sourcing to disbursement
• Ensure proper documentation and verification processes are followed
• Monitor and maintain portfolio quality with focus on minimizing NPAs

Team Leadership

• Lead, mentor, and develop team members to ensure high performance
• Conduct regular team meetings and performance reviews
• Ensure proper training and development of team members
• Create a positive work environment promoting teamwork and collaboration

Risk Management

• Implement risk management practices as per bank guidelines
• Ensure proper credit assessment and due diligence
• Monitor portfolio quality and take preventive measures to control delinquency
• Ensure compliance with regulatory requirements and bank policies

Relationship Management

• Build and maintain relationships with key stakeholders including dealers, customers, and industry partners
• Represent the bank at relevant industry forums and events
• Handle escalations and ensure high customer satisfaction levels

Education and Work Experience Requirements:

EDUCATION

Essential requirement:

Preferred:

WORK EXPERIENCE

Essential requirement: 5

Preferred: 8

Any specific requirements

• Graduate/Post-Graduate degree in relevant field
• Minimum 5-7 years of experience in commercial vehicle financing
• Strong understanding of the commercial vehicle industry and local market
• Excellent leadership and team management skills
• Strong analytical and decision-making abilities
• Good communication and relationship management skills

Desired Behavioral / Functional Traits

• Strategic thinking and business acumen
• Leadership and people management
• Risk assessment and management
• Negotiation skills
• Problem-solving ability
• Customer orientation
• Communication and interpersonal skills

Compensation Range Up to 8 Lakhs

Age Range – upto 39 years

Kindly send your updated resumes on Brojeswari.padhi@indusind.com (mail subject should be Branch Head - location)