Branch Credit Officer

Company Description

MAS Financial Services Limited, a diversified retail financial services provider, began its journey in 1988. It registered with RBI as an NBFC in 1995 and became publicly listed on NSE and BSE in 2017. MAS offers a variety of financial services to Micro, Small, and Medium Enterprises including working capital loans, machinery loans, and loans against property. Additionally, it provides loans for two-wheelers, used commercial vehicles, personal loans, and home loans through its subsidiary. The company focuses on lower and middle-income groups across urban, semi-urban, and rural areas. With a presence across 195+ branches in multiple states, MAS has served over 2 million customers over the years.

Role Description

This is a full-time on-site role for a Branch Credit Officer located in Rewa. The Branch Credit Officer will be responsible for evaluating and processing loan applications, conducting credit assessments, and ensuring compliance with company policies. The role involves monitoring loan disbursals and repayments, conducting field visits as required, and maintaining documentation for financial transactions. The officer will also participate in credit-related decision making and coordinate with other departments to ensure customer satisfaction.

Qualifications

• Experience in Loan Evaluation, Credit Assessment, and Risk Analysis
• Proficiency in Financial Documentation and Compliance
• Strong interpersonal and communication skills
• Ability to conduct Field Visits and Customer Interactions
• Proven ability to work independently and make sound financial decisions
• Prior experience in the financial services industry is a plus
• Bachelor's degree in Finance, Business Administration, or a related field