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Branch Credit Manager

Branch Credit Manager

HDB Financial Services

5 - 10 years

3 - 5 Lacs

Bikaner

Posted:15 hours ago| Platform:

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Skills Required

Credit Appraisal Secured Loan Credit Underwriting Credit Processing Unsecured Loans

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities - • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI - Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. Monitoring Performance • Managing performance in terms of key drivers i.e. o Loses / Portfolio quality parameters o Cost of credit administration o Employee Productivity Preferred candidate profile - • Graduate/Postgraduate. • 4-6 years Credit/Underwriting experience. • Understanding of portfolio metrics. • Strong inter-personal skills which encourages and promotes enthusiasm and team spirit Perks and benefits

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HDB Financial Services

www.hdbfs.com

Financial Services

Mumbai

1001-5000 Employees

288 Jobs

Key People

Vinay Aurangabadkar

MD & CEO
K. Ramesh

Chief Financial Officer (CFO)

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Branch Credit Manager

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