Banking Operation

The Supervisor, Credit and AML/ATF Analysts position is a full-time role based in the office, with working hours from Monday to Friday, 9:00 am to 8:00 pm EST. As the Supervisor, your key responsibilities include managing and leading a team of Credit Analysts and AML/ATF Analysts. You will provide guidance, training, and support to team members to ensure high performance and professional development. Conducting regular team meetings to review performance, address issues, and communicate updates is also part of your role. You will oversee the review of new applications for fraud and credit risk, including outbound calls for fraud and employment verification. Real-time analysis of conversations with applicants to assess potential fraud risk is essential. Ensuring documentation and approval requirements are based on the analysis of credit policies is a key aspect of the role. Administering and controlling credit terms and limits, performing credit limit reviews, reinstatements, and account maintenance are part of your responsibilities. Assessing the creditworthiness of prospective customers, approving, recommending, and negotiating credit terms and limits appropriate to the customers" requirements and ability is crucial. Your role involves direct communication with applicants while adhering to brand standards. Liaising effectively with other areas impacting the Credit Department and providing exceptional customer service while maintaining high efficiency and accuracy in data analysis and report tracking are important aspects of the position. You will be responsible for maintaining/exceeding established standards and targets, adhering to all credit policies, procedures, and guidelines to mitigate risk. Investigating accounts and internet sources to determine cardholder eligibility as Politically Exposed Persons/Foreign Persons (PEP/PEFP) and conducting thorough investigations related to the Suppression of Terrorism and Economic Sanctions (SOT) are also part of your duties. Analyzing data quickly and efficiently to identify potential risks and ensure compliance with AML/AFT regulations is essential. Ensuring all activities are conducted in compliance with relevant AML/AFT legislation and internal policies, as well as collaborating with other departments to address and mitigate identified risks, are key responsibilities. The ideal candidate should have a Bachelor's degree in Finance, Business Administration, or a related field, with a minimum of 5 years of experience in credit and AML operations or related fields. Previous supervisory experience in the financial sector is an asset. Strong communication skills, analytical abilities, organizational skills, and proficiency in MS Word, Excel, and Outlook are required. This role may require rotational shifts, including evenings, weekends, and holidays, and offers opportunities for professional growth and development within the Credit Card Operations department.,