Associate Senior Manager Liability LOB

Principal Accountabilities

• Risk Assessment and Underwriting- Underwriting decisions based on underwriting authority up to INR 150 crore and individual policies/programs as large as INR 300 crore- Provide technical inputs and advisory to the market on emerging risks and changing scenarios-Review technical, highly complex, large and inherently risky proposals-Evaluate proposal thoroughly considering past claims/cases and assess conformance with underwriting guidelines-Conduct 360 degree review of risks along with any associated loss ratio; decide on standard terms and conditions for the proposal-Arrive at the quotes to covert large accounts with substantial premiums in our favour
• Premium Growth and New Client aquisition- Develop profitable relationships with broking houses and IMDs- Negotiate terms & Ensure presence on large accounts with high limit deployment- Advise clients and IMDs on products and covers-Visit the locations and meet major IMDs; understand problem areas and issues / concerns-Provide guidance, if required and resolve any issues / concerns from IMDs - review performance of channels, brokers and IMDs
• Projects / Special Initiatives -Take up special projects / initiatives aimed at premium growth or strengthening the organizational processes & systems
• Product Training-Drive implementation of various training efforts in case of new / existing product launch in terms of premium calculation; product nuances, etc.; clarify doubts and resolve concerns, if any-Assess areas of improvement amongst the IMDs and provide effective training to them; address development issues / concerns and enable them to drive sales for the organization in an effective manner-Training Content Development for various training programs to be conducted.