Assistant Manager/Manager - Credit Analyst

Candidate expectation

Candidate must have 4 to 8 years (upto 12 years can be considered) of relevant experience in Corporate Banking, Financial Institutions and Commercial Banking

Highest Qualifications:

MBA and Professional Qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA)

Key Roles & Responsibilities:

Review of credit applications & supporting documents (overall financial capacity and capability to pay back)Credit report (recommendation on whether to approve/decline the credit application)Present credit report to internal committee.

Requisite of an Individual Contributor: Credit underwriting / Credit risk analysis; Quality Focused and has performed quality and data analytics function. Ability to interpret and highlight risks and early warning signals.

Good understanding of Cash flow statement analysis, Income Statement Analysis and Balance Sheet to analyze Credit Quality, Liquidity, Leverage and Coverage etc.

Ability to weigh macro and company factors for risk analysis and recommendations.

Applications:

Tool developed by Moody Risk Analysis, FIS Optimist, Credit Lens

Spreadsheets of business entities (ratio analysis and financial modelling)Must be flexible with UK shifts

Contact Person: Supraja

Email: supraja@gojobs.biz