Assistant Manager-Commercial Banking ( Credit Analyst)

Job Description

Job Description Role & responsibility Job Title Assistant Relationship Manager Commercial Banking Grade Manager / Senior Manager /AVP Department Commercial Banking Location Kolkata Zonal Office Viva branch Eligible Grade Mgr / SM Reporting To Relationship Manager - Commercial Banking A. Position Purpose To assist RMs in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards. B. Position Responsibilities Key Responsibilities 1 Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base 2 Support in coverage of clients with revenues in excess of 25cr to 2000 Crs 3 Credit analysis, risk identification, credit presentation (credit memo) 4 Delivery of banking solutions in collaboration with other parts of the bank 5 Work with product and support teams under the guidance of RM to ensure seamless credit delivery C. Qualifications and Experience Requirement Qualifications MBA from premier campus / CA Experience 4 to 6 Years D. Competency Requirements a. Technical Skills Business Analysis Credit writing skills with comprehensive coverage of all risk related issues Ability to spot new business opportunities; Interaction with clients; Strong communication skills verbal, and written (including report writing, presentations, etc); Knowledge Working knowledge of Client business including working capital cycle and growth requirements; Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management; Banking products and procedures; Documentation b. Behavioral Skills Self-Driven and Proactive High level ownership & Accountability Analytical Thinking Team Work Excellent communication skills Capability to handle interaction with senior management of clients and other external partners Problem Solving Preferred candidate profile Perks and benefits