Area Head - KCC

As an Area Head - KCC in the Rural Banking department, your role involves managing and scaling up the Kisan Credit Card network for the assigned branches. You will create strategies to achieve growth targets by efficiently managing resources and leveraging technology. Your accountability includes expanding branch footprint, improving product penetration, and delivering high-quality customer service. Collaboration with product and credit teams is crucial for effective customer acquisition, servicing, and deepening. Building teams, systems, processes, and a conducive culture will be part of your responsibilities. Key Responsibilities: - Support in achieving business goals and targets by establishing a robust business network. - Understand the competitive landscape and market dynamics to provide valuable feedback to product teams. - Ensure pricing, business processes, and policies align with the organization's best interests. - Build networks to promote multiple products across different locations. - Share knowledge and insights with other regions, cluster branches, and headquarters to enhance practices and identify business opportunities. - Conduct regular business reviews with teams to ensure effective strategy execution. - Uphold high ethical standards, comply with regulations, and adhere to applicable laws. Secondary Responsibilities: - Lead manpower planning, recruitment, and training processes to cultivate high-performing talent at all levels. - Develop and implement initiatives for livelihood advancement and community development. - Enhance the skills of branch personnel through training, coaching, development, and guidance. - Evaluate the feasibility of new initiatives from offering, channel, and process perspectives to enhance operational efficiency. - Collaborate with other branch departments and functions to offer a diverse range of products and services to customers. Qualification Required: - Graduation: Bachelor of Science (B.Sc.), Bachelor of Technology (B.Tech), Bachelor of Computer Applications (BCA), Bachelor of Commerce (B.Com), Bachelor of Business Administration (BBA) - Post-graduation: MBA/PGDM With over 10 years of experience, you are well-equipped to excel in this role and drive the growth of the Kisan Credit Card network effectively.,