Area Head - Individual Loans

As an Area Head for Individual Loans at IDFC FIRST Bank, your role involves managing and growing the individual loan portfolio in rural areas of Hyderabad, Telangana. Your responsibilities include: - Developing and implementing strategies to achieve individual loan targets - Building and maintaining relationships with customers, channel partners, and local authorities - Monitoring market trends and competitor activities for growth opportunities - Training and mentoring a team of loan officers for high-quality customer service - Conducting performance evaluations and ensuring compliance with regulatory requirements - Collaborating with other departments to launch new loan products for the rural market - Preparing and presenting reports on loan portfolio performance to senior management Qualifications required for this position: - Bachelor's degree in Business Administration, Finance, or related field - Minimum of 5 years experience in retail banking, focusing on individual loans - Proven track record of meeting sales targets - Strong understanding of rural market dynamics - Excellent communication, interpersonal, and leadership skills - Knowledge of banking regulations and compliance requirements - Proficiency in Microsoft Office and relevant software IDFC FIRST Bank is a leading financial institution in India, dedicated to providing innovative banking solutions. If you are a results-oriented individual with a passion for rural banking, we invite you to apply for this role and be part of our dynamic team.,