Area Head - Group Loans

Role Overview: As an Area Head - Group Loans in the Rural Banking department, your main goal is to ensure high-quality portfolio management by maintaining efficient collections, achieving consistent growth in the portfolio, and upholding high compliance standards. Key Responsibilities: - Take charge of sales and collections for Joint Liability Group (JLG), Micro Housing Loans (MHL), and related products - Maintain collections efficiency above 99.7% across different buckets as per the bank's standards - Acquire new-to-bank (NTB) customers while retaining existing ones - Drive portfolio growth by increasing customer base and consistently meeting disbursal targets - Uphold high compliance standards through regular portfolio checks to minimize governance issues and process lapses - Provide excellent customer service to minimize escalations and lead digital initiatives within existing products Qualification Required: - Graduation in BA, BBA, B.com & B.sc - Post-graduation in MBA/PGDM - Possess 15+ years of relevant experience Additional Details: The company emphasizes building a strong and high-performance team, training and developing talent, providing continuous guidance for career progression, and ensuring minimum attrition rates.,