Area Head - Group Loans

Role Overview: As an Area Head - Group Loans in the Rural Banking department, your main objective will be to maintain high-class portfolio quality by ensuring collections efficiency and consistent growth in the portfolio. You will also be responsible for upholding high compliance standards. Key Responsibilities: - Sales and collections management of Joint Liability Group (JLG), Micro Housing Loans (MHL), and related products - Maintaining collections efficiency above 99.7% across different buckets - Acquiring new-to-bank (NTB) customers while retaining existing ones - Growing the portfolio by increasing customer numbers and disbursal amounts - Ensuring high compliance standards through continuous portfolio checks to minimize governance issues and process lapses - Providing excellent customer service to minimize escalations - Driving digital initiatives within existing products Managerial & Leadership Responsibilities: - Building and leading a strong, high-performance team - Training and developing new hires and existing talent - Guiding the team to prepare them for advancement - Minimizing attrition rates Qualification Required: - Graduation in BA, BBA, B.Com, or B.Sc - Post-graduation in MBA/PGDM - 15+ years of relevant experience (Note: No additional details about the company were mentioned in the job description.),