WBCG:MC - Credit Analyst

About Wholesale Banking Coverage Group

The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oiland Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilitiesAbout the RoleThe Credit Analyst is responsible for analysing the risk profile of the companies in the respective industries and ensure preparation of conclusive credit proposals and detection of potential risk triggers. The credit analysts also interact with the companies to keep an update on the developments in the sector and its impact on company.Key ResponsibilitiesAnalyse the financial and business risk profile of companies, assign Credit rating and prepare conclusive and focused credit proposalsMonitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggersProvide quality analysis compliant with RBI guidelines, legal and other internal compliances that leads to a sound decision makingEnsure NPA /restructuring levels for the group are minimizedQualificationsCFA/ CA/ MBA (Finance) from a recognized instituteRole ProficienciesIn-depth knowledge of key drivers and indicators in the relevant sectorsA solid understanding of financial statements, ratiosUnderstanding of compliance and regulatory normsGood relationship management and strong communication and presentation skillProficiency in MS Excel, Word and Power Point#ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"