Underwriting Team Lead

Team Leader Underwriting

Key Responsibilities

• Perform

  underwriting of medical and non-medical cases

  as per company guidelines.
• Assess risk in line with company philosophy and regulatory requirements.
• Ensure adherence to

  turnaround times (TATs)

  and maintain quality benchmarks.
• Mentor, guide, and support

  junior underwriters

  in the team.
• Handle

  projects

  assigned within the underwriting function.
• Maintain

  uniformity in underwriting decisions

  and adherence to authorized limits.
• Actively contribute to the

  revision of underwriting guidelines and processes

  .
• Manage centralized and decentralized

  underwriting audits

  ensuring accuracy and compliance.
• Drive

  retail underwriting activities

  , ensuring consistent delivery on TAT and quality targets.
• Design/modify

  life insurance underwriting guidelines

  in line with evolving needs.
• Collaborate with cross-functional teams to

  escalate and resolve issues

  with alternate solutions.
• Continuously enhance underwriting knowledge through

  training, certifications, and reference materials

  .

Qualifications & Skills

• Education:

  Graduate in any discipline (Life Insurance industry certifications preferred).

• Experience:

  3 8 years of

  underwriting experience

  in life insurance.
• Strong knowledge of

  medical and non-medical underwriting

  principles.
• Experience in

  life insurance underwriting audits, process improvements, and risk assessment

  .
• Excellent

  analytical, mentoring, and decision-making skills

  .
• Ability to work under pressure while ensuring compliance with TAT and quality standards.
  

Key Skills

• Life Insurance Underwriting
• Medical & Non-Medical Case Assessment
• Risk Evaluation & Compliance
• Underwriting Guidelines Development
• Audit Management
• Team Leadership & Mentoring
• Process Improvement