Underwriter

Role Overview: As an Underwriter at Wits Innovation Lab, based in Mumbai, your primary responsibility will be to evaluate loan applications, assess risks, and determine the creditworthiness of potential borrowers. You will analyze financial documents, review insurance policies, ensure compliance with regulations, and make data-driven decisions to minimize financial risks. Your role will involve close collaboration with cross-functional teams to deliver thorough and timely evaluations. Key Responsibilities: - Evaluate loan applications and assess risks associated with them - Analyze financial documents and review insurance policies to determine creditworthiness - Ensure compliance with regulations and underwriting policies - Make data-driven decisions to minimize financial risks - Collaborate with cross-functional teams to deliver thorough and timely evaluations Qualifications: - Strong analytical skills with experience in financial document analysis and risk assessment - Proficiency in regulatory compliance and understanding of underwriting policies - Detail-oriented with excellent decision-making and problem-solving abilities - Effective communication and interpersonal skills for collaborative teamwork - Bachelor's degree in Finance, Economics, or a related field (advanced certifications in underwriting or risk management are a plus) - Prior experience in underwriting, banking, or financial services is highly desirable,