Territory Manager-Car Loans

As a Territory Manager for Consumer Durable Loan at your company, your role involves scaling up the business for lending in a designated area. You will deliver banking needs to customers in a cost-efficient and technology-effective manner. It is essential to closely collaborate with the Retail team, including the Product Head, Operations, Sales, IT, Credit, and BIU. Your responsibility is to provide a seamless customer experience, making IDFC First the primary bank for all banking needs. Key Responsibilities: - Acquire Consumer Durable Loan customers in the identified segment and generate references from the specified catchment area. - Grow the AUM base for Consumer Durable Loan lending solutions, meeting revenue, cost, profitability, and portfolio quality targets. - Collaborate with the Product Head to offer customers best-in-class solutions and ensure appropriate incentivization. - Maintain a quality portfolio by minimizing delinquency and rejection. - Stay updated on retail assets, products, and operations. - Identify market trends, develop channels for acquiring business, and provide high-quality customer service. - Design a customer journey that leads to delight, making IDFC First the preferred banking partner. - Ensure successful adoption of internal compliances and regulatory framework. Qualification Required: - Graduation in Bachelors in Technology, Maths, Commerce, Arts, Science, Biology, Business, Computers, Engineering, or Management. - Post-graduation in MBA or PGDM. - Minimum 2+ years of relevant experience in the field.,