State Head - Car Loan Sales

5 - 10 years

5 - 7 Lacs

Posted:12 hours ago| Platform: Foundit logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Key Responsibilities:

1.

Business Strategy & Execution

  • Drive car loan business across the state to achieve

    monthly and annual disbursement targets

    .
  • Design and execute sales strategies based on

    market potential

    ,

    competitor activity

    , and

    customer behavior

    .
  • Monitor and analyze performance across branches and regions under the state.

2.

Team Leadership

  • Lead, mentor, and manage a team of Area Sales Managers, Branch Managers, and Sales Executives.
  • Build a high-performance sales culture through training, coaching, and setting clear KPIs.

3.

Channel Management

  • Develop and expand relationships with

    automobile dealers

    ,

    DSAs

    , and

    aggregators

    .
  • Ensure active channel engagement and resolve operational or commercial issues quickly.

4.

Cross-Functional Coordination

  • Liaise with credit, operations, collections, and risk teams to ensure smooth loan processing and post-disbursement documentation.
  • Work with product and marketing teams for promotional campaigns and product feedback.

5.

Compliance & Portfolio Health

  • Ensure full adherence to

    RBI norms

    ,

    KYC guidelines

    , and internal policies.
  • Monitor portfolio quality, early delinquencies, and ensure timely corrective actions with collections support.

6.

Reporting & Review

  • Generate and present detailed

    business reports

    , sales dashboards, and market insights to senior management.
  • Conduct regular review meetings with the team and channels.

Key Skills & Competencies:

  • In-depth understanding of the

    car loan/auto finance industry

    , including both

    new and used car segments

    .
  • Strong leadership, team-building, and stakeholder management skills.
  • Excellent data-driven decision-making ability and analytical mindset.
  • Strong dealer/DSA relationship network within the state.
  • Proficient in MS Office, CRM systems, and loan origination platforms.

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Human Resources Technology

San Francisco

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